Patents by Inventor Thomas Warden
Thomas Warden has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11727496Abstract: An enhanced social network module associated with an entity may create a social network for an individual, group, and/or organization. The module may then use the social network to determine risk associated with insuring a member of the social network. The determined risk may be used to calculate a rate for insuring the member. Additional features of the module may allow for the calculation of a group rate for insuring all members of the social network, the calculation of various centrality measures for each member of the social network, the calculation of a trust score for any given member, and the ability to poll members of the social network to determine various characteristics of any given member.Type: GrantFiled: November 10, 2020Date of Patent: August 15, 2023Assignee: Allstate Insurance CompanyInventors: Thomas Warden, Christian Peccei
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Patent number: 10861103Abstract: An enhanced social network module associated with an entity may create a social network for an individual, group, and/or organization. The module may then use the social network to determine risk associated with insuring a member of the social network. The determined risk may be used to calculate a rate for insuring the member. Additional features of the module may allow for the calculation of a group rate for insuring all members of the social network, the calculation of various centrality measures for each member of the social network, the calculation of a trust score for any given member, and the ability to poll members of the social network to determine various characteristics of any given member.Type: GrantFiled: September 5, 2018Date of Patent: December 8, 2020Assignee: Allstate Insurance CompanyInventors: Thomas Warden, Christian Peccei
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Patent number: 10733560Abstract: A system and method for evaluating, scoring, and encouraging group performance towards a common goal is disclosed. In an embodiment, individuals of a group have an incentive to encourage other group members to drive better and achieve an improved overall driving score for the group. A group driving score is determined based on the driving performances of members of the group. The group may establish a driving score goal and work toward achieving that goal using real-time group reinforcement communications.Type: GrantFiled: April 26, 2018Date of Patent: August 4, 2020Assignee: Allstate Insurance CompanyInventors: Thomas Warden, Eric Huls
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Patent number: 10121206Abstract: An enhanced social network module associated with an entity may create a social network for an individual, group, and/or organization. The module may then use the social network to determine risk associated with insuring a member of the social network. The determined risk may be used to calculate a rate for insuring the member. Additional features of the module may allow for the calculation of a group rate for insuring all members of the social network, the calculation of various centrality measures for each member of the social network, the calculation of a trust score for any given member, and the ability to poll members of the social network to determine various characteristics of any given member.Type: GrantFiled: September 30, 2016Date of Patent: November 6, 2018Assignee: Allstate Insurance CompanyInventors: Thomas Warden, Christian Peccei
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Patent number: 9483795Abstract: An enhanced social network module associated with an entity may create a social network for an individual, group, and/or organization. The module may then use the social network to determine risk associated with insuring a member of the social network. The determined risk may be used to calculate a rate for insuring the member. Additional features of the module may allow for the calculation of a group rate for insuring all members of the social network, the calculation of various centrality measures for each member of the social network, the calculation of a trust score for any given member, and the ability to poll members of the social network to determine various characteristics of any given member.Type: GrantFiled: July 25, 2014Date of Patent: November 1, 2016Assignee: Allstate Insurance CompanyInventors: Thomas Warden, Christian Peccei
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Patent number: 9112937Abstract: A system and method for evaluating, scoring, and encouraging group performance towards a common goal is disclosed. In an embodiment, individuals of a group have an incentive to encourage other group members to drive better and achieve an improved overall driving score for the group. A group driving score is determined based on the driving performances of members of the group. The group may establish a driving score goal and work toward achieving that goal using real-time group reinforcement communications.Type: GrantFiled: May 6, 2014Date of Patent: August 18, 2015Assignee: Allstate Insurance CompanyInventors: Thomas Warden, Eric Huls
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Patent number: 8799028Abstract: An enhanced social network module associated with an entity may create a social network for an individual, group, and/or organization. The module may then use the social network to determine risk associated with insuring a member of the social network. The determined risk may be used to calculate a rate for insuring the member. Additional features of the module may allow for the calculation of a group rate for insuring all members of the social network, the calculation of various centrality measures for each member of the social network, the calculation of a trust score for any given member, and the ability to poll members of the social network to determine various characteristics of any given member.Type: GrantFiled: February 24, 2011Date of Patent: August 5, 2014Assignee: Allstate Insurance CompanyInventors: Thomas Warden, Christian Peccei
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Patent number: 8751563Abstract: A system and method for evaluating, scoring, and encouraging group performance towards a common goal is disclosed. In an embodiment, individuals of a group have an incentive to encourage other group members to drive better and achieve an improved overall driving score for the group. A group driving score is determined based on the driving performances of members of the group. The group may establish a driving score goal and work toward achieving that goal using real-time group reinforcement communications.Type: GrantFiled: June 30, 2010Date of Patent: June 10, 2014Assignee: Allstate Insurance CompanyInventors: Thomas Warden, Eric Huls