Patents by Inventor Thomas Warden

Thomas Warden has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11727496
    Abstract: An enhanced social network module associated with an entity may create a social network for an individual, group, and/or organization. The module may then use the social network to determine risk associated with insuring a member of the social network. The determined risk may be used to calculate a rate for insuring the member. Additional features of the module may allow for the calculation of a group rate for insuring all members of the social network, the calculation of various centrality measures for each member of the social network, the calculation of a trust score for any given member, and the ability to poll members of the social network to determine various characteristics of any given member.
    Type: Grant
    Filed: November 10, 2020
    Date of Patent: August 15, 2023
    Assignee: Allstate Insurance Company
    Inventors: Thomas Warden, Christian Peccei
  • Patent number: 10861103
    Abstract: An enhanced social network module associated with an entity may create a social network for an individual, group, and/or organization. The module may then use the social network to determine risk associated with insuring a member of the social network. The determined risk may be used to calculate a rate for insuring the member. Additional features of the module may allow for the calculation of a group rate for insuring all members of the social network, the calculation of various centrality measures for each member of the social network, the calculation of a trust score for any given member, and the ability to poll members of the social network to determine various characteristics of any given member.
    Type: Grant
    Filed: September 5, 2018
    Date of Patent: December 8, 2020
    Assignee: Allstate Insurance Company
    Inventors: Thomas Warden, Christian Peccei
  • Patent number: 10733560
    Abstract: A system and method for evaluating, scoring, and encouraging group performance towards a common goal is disclosed. In an embodiment, individuals of a group have an incentive to encourage other group members to drive better and achieve an improved overall driving score for the group. A group driving score is determined based on the driving performances of members of the group. The group may establish a driving score goal and work toward achieving that goal using real-time group reinforcement communications.
    Type: Grant
    Filed: April 26, 2018
    Date of Patent: August 4, 2020
    Assignee: Allstate Insurance Company
    Inventors: Thomas Warden, Eric Huls
  • Patent number: 10121206
    Abstract: An enhanced social network module associated with an entity may create a social network for an individual, group, and/or organization. The module may then use the social network to determine risk associated with insuring a member of the social network. The determined risk may be used to calculate a rate for insuring the member. Additional features of the module may allow for the calculation of a group rate for insuring all members of the social network, the calculation of various centrality measures for each member of the social network, the calculation of a trust score for any given member, and the ability to poll members of the social network to determine various characteristics of any given member.
    Type: Grant
    Filed: September 30, 2016
    Date of Patent: November 6, 2018
    Assignee: Allstate Insurance Company
    Inventors: Thomas Warden, Christian Peccei
  • Patent number: 9483795
    Abstract: An enhanced social network module associated with an entity may create a social network for an individual, group, and/or organization. The module may then use the social network to determine risk associated with insuring a member of the social network. The determined risk may be used to calculate a rate for insuring the member. Additional features of the module may allow for the calculation of a group rate for insuring all members of the social network, the calculation of various centrality measures for each member of the social network, the calculation of a trust score for any given member, and the ability to poll members of the social network to determine various characteristics of any given member.
    Type: Grant
    Filed: July 25, 2014
    Date of Patent: November 1, 2016
    Assignee: Allstate Insurance Company
    Inventors: Thomas Warden, Christian Peccei
  • Patent number: 9112937
    Abstract: A system and method for evaluating, scoring, and encouraging group performance towards a common goal is disclosed. In an embodiment, individuals of a group have an incentive to encourage other group members to drive better and achieve an improved overall driving score for the group. A group driving score is determined based on the driving performances of members of the group. The group may establish a driving score goal and work toward achieving that goal using real-time group reinforcement communications.
    Type: Grant
    Filed: May 6, 2014
    Date of Patent: August 18, 2015
    Assignee: Allstate Insurance Company
    Inventors: Thomas Warden, Eric Huls
  • Patent number: 8799028
    Abstract: An enhanced social network module associated with an entity may create a social network for an individual, group, and/or organization. The module may then use the social network to determine risk associated with insuring a member of the social network. The determined risk may be used to calculate a rate for insuring the member. Additional features of the module may allow for the calculation of a group rate for insuring all members of the social network, the calculation of various centrality measures for each member of the social network, the calculation of a trust score for any given member, and the ability to poll members of the social network to determine various characteristics of any given member.
    Type: Grant
    Filed: February 24, 2011
    Date of Patent: August 5, 2014
    Assignee: Allstate Insurance Company
    Inventors: Thomas Warden, Christian Peccei
  • Patent number: 8751563
    Abstract: A system and method for evaluating, scoring, and encouraging group performance towards a common goal is disclosed. In an embodiment, individuals of a group have an incentive to encourage other group members to drive better and achieve an improved overall driving score for the group. A group driving score is determined based on the driving performances of members of the group. The group may establish a driving score goal and work toward achieving that goal using real-time group reinforcement communications.
    Type: Grant
    Filed: June 30, 2010
    Date of Patent: June 10, 2014
    Assignee: Allstate Insurance Company
    Inventors: Thomas Warden, Eric Huls