Abstract: According to some embodiments, systems, methods, apparatus, computer program code and means may receive information about a party potentially entitled to receive a stream of future payments in connection with an insurance policy, such as a workers' compensation insurance policy, between an insurer and an insured. A computer processor of a present value calculation platform may automatically calculate a nominal value associated with the stream of future payments based at least in part on the information about the party potentially entitled to receive the stream of future payments and insurance risk factor data. A discount value may also be automatically calculated, such that reduction of the nominal value by the discount value results in a present value of the stream of future payments. A portion of the discount value to be allocated to the insured may be automatically determined, and an indication of that portion may be transmitted.