Abstract: A method comprising: receiving two or more user identifiers and a request to establish a messaging group, each user identifier being associated with a different user device with a different instance of a messaging application on the respective different user device; establishing the messaging group to enable communication between the different user devices; receiving a plurality of messages; routing the plurality of messages to the respective different instances of the messaging application; receiving a request to add a new member to the messaging group, the request including identity information of the new member and insertion information, the messaging group being associated with a thread of message history; determining an insertion point in the thread of message history; adding the new member to the messaging group to enable the new member to communicate with other members of the messaging group and to see messages up to the insertion point.

Abstract: A method comprising: receiving two or more user identifiers and a request to establish a messaging group, each user identifier being associated with a different user device with a different instance of a messaging application on the respective different user device; establishing the messaging group to enable communication between the different user devices; receiving a plurality of messages; routing the plurality of messages to the respective different instances of the messaging application; receiving a request to add a new member to the messaging group, the request including identity information of the new member and insertion information, the messaging group being associated with a thread of message history; determining an insertion point in the thread of message history; adding the new member to the messaging group to enable the new member to communicate with other members of the messaging group and to see messages up to the insertion point.

Abstract: A protective apparatus comprising a first panel, a rear panel, and a mask, the first panel including a front side and a back side, the first panel including at least a transparent portion, the rear panel being coupled to the first panel, the front side of the rear panel including at least four supporting members, each of the at least four supporting members including a flat edge to enable positioning of a collectible object, the cavity being at least between the flat edges of the four supporting members, and the mask coupled to the back side of the first panel, the mask being opaque and extending around a perimeter of the back side of the first panel, the mask covering an inside of the protective apparatus between the first panel and the second panel.

Abstract: A method comprising navigating to a first investment interface publishing a first particular loan opportunity among different loan opportunities, the loan opportunity being based on first loan terms and first property information, receiving different loan opportunities based on the first query, providing a selection of the first particular loan opportunity, receiving details of the first particular loan opportunity, providing a first commitment from the first investor system to partially fund a first partial funding of a loan amount associated with the first particular loan opportunity, a second commitment from the second investor system being already provided to the investment system to partially fund a second partial funding, receiving an indication that a first loan is to be provided to the first property owner when the loan amount is completely funded, and receiving distributions, every day, of daily returns by the first investor.

Abstract: A method comprising: receiving two or more user identifiers and a request to establish a messaging group, each user identifier being associated with a different user device with a different instance of a messaging application on the respective different user device; establishing the messaging group to enable communication between the different user devices; receiving a plurality of messages; routing the plurality of messages to the respective different instances of the messaging application; receiving a request to add a new member to the messaging group, the request including identity information of the new member and insertion information, the messaging group being associated with a thread of message history; determining an insertion point in the thread of message history; adding the new member to the messaging group to enable the new member to communicate with other members of the messaging group and to see messages up to the insertion point.

Abstract: A method comprising: receiving two or more user identifiers and a request to establish a messaging group, each user identifier being associated with a different user device with a different instance of a messaging application on the respective different user device; establishing the messaging group to enable communication between the different user devices; receiving a plurality of messages; routing the plurality of messages to the respective different instances of the messaging application; receiving a request to add a new member to the messaging group, the request including identity information of the new member and insertion information, the messaging group being associated with a thread of message history; determining an insertion point in the thread of message history; adding the new member to the messaging group to enable the new member to communicate with other members of the messaging group and to see messages up to the insertion point.

Abstract: A method comprising issuing and assigning investment units of a loan investment of a property to a first and second investor and a second investor that funded the loan, issuing and assigning investment units of a second loan investment of another property to a third and fourth investor and a fourth investor that funded the loan, the second loan investment being a second loan to a second property owner and secured by second property of the second property owner, listing the investment units on a transactional exchange, registering and authenticating a potential investor, receiving a purchase request to purchase a number of first investment units at a price, confirming the first investor's interest to sell, conducting a trade between the first and potential investor, determining a second price based, at least in part, on the trade, and updating the listing on the transactional exchange.

Abstract: A method comprising navigating to a first investment interface publishing a first particular loan opportunity among different loan opportunities, the loan opportunity being based on first loan terms and first property information, receiving different loan opportunities based on the first query, providing a selection of the first particular loan opportunity, receiving details of the first particular loan opportunity, providing a first commitment from the first investor system to partially fund a first partial funding of a loan amount associated with the first particular loan opportunity, a second commitment from the second investor system being already provided to the investment system to partially fund a second partial funding, receiving an indication that a first loan is to be provided to the first property owner when the loan amount is completely funded, and receiving distributions, every day, of daily returns by the first investor.

Abstract: A method comprising receiving, from a first property owner system by an investment system, a first loan request to be secured by first property and property information, receiving a first agreement to the first loan terms, publishing a first particular loan opportunity, the plurality of different loan opportunities being searchable through an interface provided by the investment system, providing different loan opportunities based on a query, in response to receiving selections of the first particular loan opportunity, providing details of the first particular loan opportunity, receiving a first commitment and a second commitment from the first and second investor system to fund the loan amount, enabling a first loan to the first user, distributing daily returns to the first investing entity and the second investing entity, and receiving first loan payments from the first user and distributing the daily returns from the first loan payments.

Abstract: A method comprising providing, by a first property owner system to an investment system, a first loan request to be secured by first property, receiving loan terms and an agreement, the loan terms being based on an assessment of first value of the first property, providing an indication of agreement, receiving an indication of publication of a particular loan opportunity among a plurality of different loan opportunities, receiving an indication that a loan based on the first loan terms has been funded by at least a first investor and a second investor, receiving a loan amount as indicated by the first loan terms, the investment system calculating and distributing daily returns to the first investor and the second investor based on their investment, prepaying a portion of the first loan amount, and receiving an indication that the first investor sold their investment in the loan to a third investor.

Abstract: A method comprising: receiving two or more user identifiers and a request to establish a messaging group, each user identifier being associated with a different user device with a different instance of a messaging application on the respective different user device; establishing the messaging group to enable communication between the different user devices; receiving a plurality of messages; routing the plurality of messages to the respective different instances of the messaging application; receiving a request to add a new member to the messaging group, the request including identity information of the new member and insertion information, the messaging group being associated with a thread of message history; determining an insertion point in the thread of message history; adding the new member to the messaging group to enable the new member to communicate with other members of the messaging group and to see messages up to the insertion point.