Patents by Inventor Tiffany Twilley

Tiffany Twilley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210090078
    Abstract: A financial institution computing system includes a network circuit exchanging information over a network, a customer database storing financial information for a plurality of customers, a user activity circuit, and a transaction circuit. The user activity circuit receives activity data over the network that is indicative of an activity of an authorized user of the financial account specified in a transaction request. The transaction circuit receives a transaction request over the network specifying a financial account. The transaction circuit authenticates the transaction request by determining that the activity data is indicative of an expected activity associated with a characteristic of the transaction request. The transaction circuit authorizes the transaction request based at least in part on whether the transaction request is authenticated and information in the customer database.
    Type: Application
    Filed: February 11, 2016
    Publication date: March 25, 2021
    Inventors: Jay M. Bozicevich, Jonathan E. Hoveland, Michael Tilaro, Tiffany Twilley