Patents by Inventor Tim Coltrell

Tim Coltrell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20110093382
    Abstract: Systems and methods for funding a prepaid card account with a loan are disclosed. One embodiment includes, receiving, by an account manager at a host server, a request from a customer to fund the prepaid card account through obtaining a loan from a lender, comparing user data of the customer to a set of metrics to determine whether the customer meets qualifications for funding the prepaid card account through the loan, comparing user data of the customer to a set of metrics to determine whether the customer meets qualifications for funding the prepaid card account through the loan, presenting the terms of the loan to the user via the user device, and/or funding, by the account manager, the prepaid card account using the loan, responsive to the customer accepting the terms of the loan.
    Type: Application
    Filed: October 20, 2009
    Publication date: April 21, 2011
    Applicant: AccountNow, Inc.
    Inventors: Tim Coltrell, Vickie Lim, Matt Montes, Greg Pacheco, Dave Petrini, Simon Williams
  • Patent number: 7849010
    Abstract: A system and method generate an account in real time in accordance with an application programming interface (API). The API contains parameter descriptions listing universal resource locator (URL) parameters associated with items. A format for implementing an http request to transmit data to in compliance with the defined format is disclosed. A transparent mode for transmitting a response to an http request transmitting data provides for the transmission of an extensible markup language (XML) formatted file communicating an outcome to the request.
    Type: Grant
    Filed: August 6, 2008
    Date of Patent: December 7, 2010
    Assignee: Accountnow, Inc.
    Inventors: David Deyoe, Tim Coltrell, Matt Montes, Greg Pacheco, Daniel Kjellen, Shelly Ropolo
  • Publication number: 20090043667
    Abstract: A system and method generate an account in real time in accordance with an application programming interface (API). The API contains parameter descriptions listing universal resource locator (URL) parameters associated with items. A format for implementing an http request to transmit data to in compliance with the defined format is disclosed. A transparent mode for transmitting a response to an http request transmitting data provides for the transmission of an extensible markup language (XML) formatted file communicating an outcome to the request.
    Type: Application
    Filed: August 10, 2007
    Publication date: February 12, 2009
    Inventors: David DeYoe, Tim Coltrell, Matt Montes, Greg Pacheco, Daniel Kjellen, Shelly Ropolo
  • Publication number: 20090043677
    Abstract: A system and method generate an account in real time in accordance with an application programming interface (API). The API contains parameter descriptions listing universal resource locator (URL) parameters associated with items. A format for implementing an http request to transmit data to in compliance with the defined format is disclosed. A transparent mode for transmitting a response to an http request transmitting data provides for the transmission of an extensible markup language (XML) formatted file communicating an outcome to the request.
    Type: Application
    Filed: August 6, 2008
    Publication date: February 12, 2009
    Applicant: AccountNow, Inc.
    Inventors: David DeYoe, Tim Coltrell, Matt Montes, Greg Pacheco, Daniel Kjellen, Shelly Ropolo