Abstract: Selling alarm systems and services previously depended upon the dealers being both the source, of the financing considered necessary for and used to obtain the hardware, and also to sustain linked monitoring and service contracts. Difficulties associated with turnover of both customers and dealers, and the separation between ownership of the alarm hardware and real property where it was installed, created additional transaction and frictional costs. By reversing the credit focus from the alarm dealer to the customer, coordinating ownership of the hardware with the ownership of the protected property, making explicit, rather than concealed, the true charge for associated services, and centralizing these tasks, this method enables both higher-volume and more accurately profitable sales of alarm systems and services.