Abstract: Mobile credit acquisition with form population is disclosed. The system includes a user specific information engine to receive a device identifier associated with a user's mobile device and a user identifier for a user of the user's mobile device. The user specific information engine using the device identifier and the user identifier to search for user specific information useable to populate an application form for a credit account. The search includes a proprietary database search for the user specific information, and a secondary source database search for the user specific information. The system utilizes an incentive provider to populate the application form for the credit account with found user specific information and provides the populated application form for the credit account to the user via the user's mobile device.

Abstract: A method for enabling a driver's license to be used as a credit account, including: accessing data from a scanned bar code of a driver's license; comparing the accessed data from the scanned bar code to a store of information comprising a stored set of profile information; based on the comparing, determining if a match between the accessed data and a stored set of profile information exists, and identifying a matched stored set of profile information; identifying a customer credit account, of the customer credit account information, linked to the matched stored set of profile information; generating an credit verification for the customer, such that, as to the customer, a particular transactional activity is allowed to be processed using the identified customer credit account.

Abstract: A method for authorizing access to a customer's credit account is described. The method includes: accessing a set of customer information particular to a customer to achieve an accessed set of customer information; comparing the assessed set of customer information to stored customer information; based on the comparing, determining if a match between the received set of customer information and the stored customer information exists, wherein if the match exists, identifying a matched stored customer information; identifying a customer credit account, of the set of credit accounts, linked to the matched stored customer information to achieve an identified customer credit account; and generating a credit verification for the customer, enabling the customer to cause a set of charges to be applied to the identified customer credit account.

Abstract: A driver's license parser including: a data accessor configured for accessing data from a scanned bar code of a driver's license of a customer; a data parser configured for parsing the data to achieve parsed data, wherein the parsed data represents a customer profile of the customer; a parsed data storer configured for causing the parsed data to be stored; a comparer configured for comparing the parsed data with requirements of a loyalty program enrollment policy to determine what information of the parsed data falls within the loyalty program enrollment policy; a customer profile validity determiner configured for, based on the comparing, determining a validity of the customer profile; and a form populator configured for, if the customer profile is determined to be valid, populating at least one form with the parsed data to achieve at least one populated form.