Abstract: An article of woman's body armor comprises a carrier garment such as a T-shirt or undervest with front and rear pockets for receiving armor insert panels of soft flexible bullet-resistant material. The front insert panel has slits extending from the side edges thereof with a pair of VELCRO hook and pile tabs on opposite sides of each slit, the tabs of each pair being secured respectively to opposite surfaces of the panel. The edge portions of the panel defining the respective slits can be overlapped and releasably secured by means of the VELCRO hook and pile tabs to form the panel into a bosom-accommodating cup-like shape with the degree of overlap determining the cup size.

Abstract: An article of body armor comprises an undershirt-type carrier garment with front and rear pockets receiving armor panel inserts of layered bullet-resistant sheet material. The inserts and receiving pockets are standardized in dimensions so that the inserts may be interchanged as between pockets and used in different carrier garments.