Patents by Inventor Timothy Benjamin Czerlinsky
Timothy Benjamin Czerlinsky has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12572982Abstract: The embodiments described herein relate to systems and methods for providing insurance-related in metaverses. For example, a metaverse user affiliation system may be used to continuously monitor data relating to activity of a metaverse user with respect to one or more metaverses, to automatically generate insurance-related data to be presented to the metaverse user via the one or more metaverses based at least in part on the data relating to the activity of the metaverse user with respect to the one or more metaverses, and to transmit the insurance-related data to one or more metaverse servers to enable presentation of the insurance-related data to the metaverse user via the one or more metaverses.Type: GrantFiled: September 26, 2023Date of Patent: March 10, 2026Assignee: United Services Automobile Association (USAA)Inventors: Timothy Blair Chalmers, Robert Lee Black, Subhalakshmi Selvam, Shayla Leigh Callis, Roberto Virgillio Jolliffe, Timothy Benjamin Czerlinsky, Sean Michael Wayne Craig
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Patent number: 12567077Abstract: The embodiments described herein relate to systems and methods for identifying and promoting user affiliations in metaverses. For example, a metaverse user affiliation system may be used to continuously monitor data relating to activity of a metaverse user with respect to one or more metaverses, to determine one or more user affiliations of the metaverse user based at least in part on the data relating to the activity of the metaverse user, to generate data relating to affiliation information based at least in part on the one or more user affiliations of the metaverse user, and to transmit the data relating to the affiliation information to the one or more metaverses to enable presentation of the affiliation information to the metaverse user via the one or more metaverses.Type: GrantFiled: September 28, 2022Date of Patent: March 3, 2026Assignee: United Services Automobile Association (USAA)Inventors: Timothy Blair Chalmers, Robert Lee Black, Subhalakshmi Selvam, Shayla Leigh Callis, Roberto Virgillio Jolliffe, Timothy Benjamin Czerlinsky, Sean Michael Wayne Craig
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Patent number: 12554249Abstract: Documentation may be used to automatically create a set of scripts to be executed by a robotic process automation system. A machine learning engine may be used to identify patterns in a first documentation and to then derive a flowchart descriptive of a documented process, subprocess, or combination thereof. The flowchart is compiled into a script executable by the robotic process automation system.Type: GrantFiled: January 31, 2023Date of Patent: February 17, 2026Assignee: United Services Automobile Association (USAA)Inventors: Pradeep R. Mangalagiri, Dustin Bowen Bitter, Gregory Meyer, Christopher Russell, Jeanie Graciela Lopez, Carol Lyn Lawrence, Timothy Benjamin Czerlinsky
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Patent number: 12551799Abstract: Systems and methods for promoting games and incentivization to metaverse users. For example, a metaverse user affiliation system may be used to continuously monitor data relating to activity of a metaverse user with respect to one or more metaverses; to automatically generate game-related data to be presented to the metaverse user via the one or more metaverses based at least in part on the data relating to the activity of the metaverse user with respect to the one or more metaverses, wherein the game-related data relates to a virtual game being played by a plurality of metaverse users, and wherein the virtual game relates to personal behavior of the plurality of metaverse users with respect to the one or more metaverses; and to transmit the game-related data to one or more metaverse servers to enable presentation of the game-related data to the metaverse user via the one or more metaverses.Type: GrantFiled: April 24, 2023Date of Patent: February 17, 2026Assignee: United Services Automobile Association (USAA)Inventors: Timothy Blair Chalmers, Robert Lee Black, Subhalakshmi Selvam, Shayla Leigh Callis, Roberto Virgillio Jolliffe, Timothy Benjamin Czerlinsky, Sean Michael Wayne Craig
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Patent number: 12546490Abstract: A dehumidification system that can be used during emergencies. The system includes an autonomous vehicle carrying a dehumidification device. In response to information about a water-related disaster at a specific location, the system will instruct the vehicle to travel to the location, enter a building, and initiate a series of dehumidification cycles in the interior space of the building. The vehicle can navigate from room to room and determine whether moisture content levels exceed a specified threshold. In response, the vehicle can direct its dehumidification operation to these specific zones.Type: GrantFiled: April 26, 2023Date of Patent: February 10, 2026Assignee: United States Automobile Association (USAA)Inventors: Carlos JP Chavez, Gregory David Hansen, Bradly Jay Billman, Kristina Suniga-Cabrera, Dwayne Phillip Wilson, Timothy Benjamin Czerlinsky, David Patrick Dixon
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Patent number: 12478237Abstract: A mud treatment system that can be used during emergencies is disclosed. The system includes an autonomous vehicle carrying a mud treatment device. In response to information about a mud-related disaster at a specific location, the system will instruct the vehicle to travel to the location, enter a building, and dispense one or more applications of mud softener in the interior space of the building. The vehicle can navigate from room to room and determine whether moisture content levels are below a specified threshold. In response, the vehicle can direct its mud or dirt softening efforts to these specific zones.Type: GrantFiled: June 26, 2023Date of Patent: November 25, 2025Assignee: United Services Automobile Association (USAA)Inventors: Carlos JP Chavez, Gregory David Hansen, Bradly Jay Billman, Kristina Suniga-Cabrera, Dwayne Phillip Wilson, Timothy Benjamin Czerlinsky, David Patrick Dixon
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Patent number: 12467252Abstract: A dehumidification system that can be used during emergencies is disclosed. The system includes an autonomous vehicle carrying a dehumidification treatment device. In response to information about a water-related disaster at a specific location, the system will instruct the vehicle to travel to the location, enter a building, and dispense one or more applications of desiccant beads in the interior space of the building. The vehicle can navigate from room to room and determine whether moisture content levels exceed a specified threshold. In response, the vehicle can direct its dehumidification operation to these specific zones.Type: GrantFiled: June 26, 2023Date of Patent: November 11, 2025Assignee: United Services Automobile Association (USAA)Inventors: Carlos JP Chavez, Gregory David Hansen, Bradly Jay Billman, Kristina Suniga-Cabrera, Dwayne Phillip Wilson, Timothy Benjamin Czerlinsky, David Patrick Dixon
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Patent number: 12462244Abstract: A technique for managing transaction data, such as universal cards to manage transactions or financial goals of a user, and the like, is provided. The transaction data management system may receive an indication of a potential transaction and select a transaction card, such as a credit card, debit card, and the like, for executing the transaction. Further, the transaction data management system may generate a transaction output, which may include cause a display to display a graphical user interface that informs the user of the selected transaction card, recommends a card to sign up for, and/or generates an indication of financial benefits associated with the selected card.Type: GrantFiled: May 31, 2022Date of Patent: November 4, 2025Assignee: United Services Automobile Association (USAA)Inventors: Jennifer Anne Scamardo, Bradford James Kupka, Brett Andrew Walker, Dwayne Phillip Wilson, Patrick Emmanuel Gaston, Timothy Benjamin Czerlinsky, Kabita Bhandari
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Patent number: 12456120Abstract: A technique for managing verification data, such identity information, membership information, and personal information, and the like, is provided. The verification data management system may receive an indication of a transaction and select a combination of a transaction card, such as a credit card, debit card, and the like, and/or multiple types of verification information for executing the transaction. Further, the verification data management system may generate a transaction output, which may include causing a display to display a graphical user interface that informs the user of the selected combination.Type: GrantFiled: June 30, 2022Date of Patent: October 28, 2025Assignee: United Services Automobile Association (USAA)Inventors: Jennifer Anne Scamardo, Bradford James Kupka, Brett Andrew Walker, Dwayne Phillip Wilson, Patrick Emmanuel Gaston, Timothy Benjamin Czerlinsky, Kabita Bhandari
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Patent number: 12443185Abstract: Dewatering systems and methods for use in response to emergencies and disasters. The system includes an autonomous vehicle including or transporting a dewatering device. In response to information about a water-related disaster at a specific location, the system will instruct the vehicle to travel to the location, enter a building, and initiate a series of dewatering cycles in the interior space of the building. The vehicle can navigate from room to room and determine whether fluid content levels exceed a specified threshold. In response, the vehicle can direct its dewatering operation to these specific zones.Type: GrantFiled: April 26, 2023Date of Patent: October 14, 2025Assignee: United Services Automobile Association (USAA)Inventors: Carlos JP Chavez, Gregory David Hansen, Bradly Jay Billman, Kristina Suniga-Cabrera, Dwayne Phillip Wilson, Timothy Benjamin Czerlinsky, David Patrick Dixon
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Patent number: 12400025Abstract: The embodiments described herein relate to systems and methods for managing or providing privacy in metaverses and/or to providing protection of a user within metaverses. In certain embodiments, a metaverse user privacy system may be used to prevent or discourage user data or private information from being compromised. Such limitations or prohibitions may be applied or enforced based on various factors, such as privacy or security settings specified by a user. In further aspects, the presently described techniques may facilitate protecting a user from known or suspected “bad” actors or from entering portions of the metaverse presenting risks to the user. Similarly, in further aspects the presently described techniques may be implemented as configurable parental controls, allowing a parent or guardian to configure or specify the types on interactions and risks a child may be exposed to in metaverses.Type: GrantFiled: January 26, 2023Date of Patent: August 26, 2025Assignee: UIPCO, LLCInventors: Timothy Blair Chalmers, Robert Lee Black, Subhalakshmi Selvam, Shayla Leigh Callis, Roberto Virgillio Jolliffe, Timothy Benjamin Czerlinsky, Sean Michael Wayne Craig
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Patent number: 12373838Abstract: A temporary payment card security system includes one or more processors and a memory storing instructions executable by the one or more processors to cause the one or more processors to generate a payment card associated with the account of the user in response to receiving an indication that a user associated with an account is attempting to complete a transaction with a merchant. The instructions are also executable by the one or more processors to cause the one or more processors to provide a respective unique payment card number of the payment card to a payment transaction system associated with the merchant.Type: GrantFiled: March 30, 2022Date of Patent: July 29, 2025Assignee: United Services Automobile Association (USAA)Inventors: Jennifer Anne Scamardo, Bradford James Kupka, Brett Andrew Walker, Dwayne Phillip Wilson, Patrick Emmanuel Gaston, Timothy Benjamin Czerlinsky, Kabita Bhandari
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Patent number: 12285868Abstract: Overlapping functions called in robotic process automation scripts may be used to create new efficiencies in an IT infrastructure. For example, the overlaps may be used to identify code modification impact in the IT infrastructure, may be used to remediate duplication of coding efforts across silos in an organization, and may be merged to create new efficiencies in code/script storage and/or sustaining efforts.Type: GrantFiled: February 10, 2022Date of Patent: April 29, 2025Assignee: United Services Automobile Association (USAA)Inventors: Pradeep R. Mangalari, Dustin Bitter, Gregory Meyer, Christopher Russell, Jeanie Graciela Lopez, Carol Lyn Lawrence, Timothy Benjamin Czerlinsky
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Patent number: 12100041Abstract: A financial education tool includes a body portion, a basin disposed within the body portion, and a receptacle into the body portion. The receptacle is configured to receive physical currency into the basin. The financial awareness tool includes a counter configured to detect receipt of the physical currency into the basin, a display, and a user interface configured to receive a user input from a user. The financial awareness tool includes a processor communicatively coupled to the display and the user interface, where the processor is configured to communicate with a server configured to manage a banking account of the user. The processor is configured to, in response to receiving the user input at the user interface, detecting receipt of the physical currency by the counter, or both, instruct the display to display information relating to the banking account of the user.Type: GrantFiled: August 2, 2021Date of Patent: September 24, 2024Assignee: United Services Automobile Association (USAA)Inventors: Bradly Jay Billman, Dwayne Phillip Wilson, Jennifer Anne Scamardo, Zachery C. Lake, Judy Thu Switzer, Timothy Benjamin Czerlinsky, Ethan Robinson, Patrick Emmanuel Gaston