Patents by Inventor Timothy Blair Chalmers

Timothy Blair Chalmers has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12288219
    Abstract: A computer-implemented method includes receiving, via processing circuitry and from a customer interface device (CID), a customer communication and first authentication data, searching, via the processing circuitry, a database for a customer account corresponding to the customer communication, receiving, at the processing circuitry and from the database, first registered data corresponding to the customer account, and determining, via the processing circuitry, a first security challenge having a first security level category of a plurality of security level categories.
    Type: Grant
    Filed: October 7, 2021
    Date of Patent: April 29, 2025
    Assignee: United Services Automobile Association (USAA)
    Inventors: Timothy Blair Chalmers, Ramsey Devereaux, Dwayne Phillip Wilson
  • Patent number: 12282570
    Abstract: The current embodiments include systems and techniques for sharing information between vendors where the information is siloed due organizational constraints. Vendors that provide services for one entity of an organization may be unknown to another entity within the same organization. The systems and techniques provided herein facilitate sharing of this information of the vendor across various entities in the organization.
    Type: Grant
    Filed: March 2, 2022
    Date of Patent: April 22, 2025
    Assignee: United Services Automobile Association (USAA)
    Inventors: David M. Jones, Jr., Robert Lee Black, Timothy Blair Chalmers, Gideon Bowie Luck, Sumita T. Jonak, Ana Rosa Maldonado, Oscar Roberto Tijerina
  • Patent number: 12260753
    Abstract: A method includes receiving, via at least one processor, data from a plurality of data sources disposed within an area, the data including area data, emergency event data, and emergency resource data; generating, via the at least one processor, based on the data, a visualization including a graphical representation of the area based on the area data, the emergency event data, the emergency resource data, or any combination thereof; determining, based on an interaction with the visualization, an emergency response plan for a vehicle, wherein the response plan includes an evacuation plan; sending the emergency response plan to a vehicle system associated with the vehicle, wherein the vehicle system is configured to: determine a location associated with the emergency response plan; determine a route to the location; and send instructions to one or more traffic assets along the route to the location, the instructions configured to cause the one or more traffic assets to adjust one or more signals.
    Type: Grant
    Filed: March 29, 2023
    Date of Patent: March 25, 2025
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Arthur Quentin Smith, Oscar Guerra, Robert Lee Black, Timothy Blair Chalmers, Justin Dax Haslam, Noe Alberto Martinez, Jon D. McEachron
  • Patent number: 12184599
    Abstract: Embodiments of the present disclosure include systems and methods for managing group information such as electronic mail (i.e., email) communications, text message communications (e.g., including instant messaging), calendar entries, contact information, and so forth, to improve communication effectiveness between members of a group (e.g., a group of an organization, such as a company, school, and so forth). For example, the embodiments described herein include prioritizing certain subsets of group information management data associated with a particular member of the group, to provide certain subsets of group information management data associated with the particular member of the group during a time period that is determined based at least in part on prior activity (e.g., prior usage habits) of the particular member, and to recommend suggested time periods to interact with the particular member of the group to other members of the group based at least in part on the prior activity.
    Type: Grant
    Filed: April 20, 2022
    Date of Patent: December 31, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: David M. Jones, Jr., Robert Lee Black, Timothy Blair Chalmers, Gideon Bowie Luck, Sumita T. Jonak, Ana Rosa Maldonado, Oscar Roberto Tijerina
  • Patent number: 12185133
    Abstract: Techniques provided herein employ a mesh network of wireless communication-enabled devices to monitor activity in a geographical area, such as a neighborhood or a parking lot. To this end, the mesh network monitoring system collects data about the devices found in the mesh network and establishes an expected activity level, which is used as a reference for comparing and classifying a current activity level. If the current activity level deviates significantly from the expected activity level, it may be classified as an unusual event. Upon detecting an unusual event, the mesh monitoring network may output a notification sent to the users of the devices in the mesh network. The mesh network monitoring system may help drivers determine availability of parking spots on a parking lot.
    Type: Grant
    Filed: February 24, 2023
    Date of Patent: December 31, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Arthur Quentin Smith, Oscar Guerra, Timothy Blair Chalmers, Noe Alberto Martinez, Justin Dax Haslam, Robert Lee Black, Jon D. McEachron
  • Patent number: 12166642
    Abstract: Embodiments are described herein for systems and methods for continuously monitoring a network structure of one or more networks using a cloud-based network monitoring system, and rearranging, using the cloud-based network monitoring system, the network structure of the one or more networks to protect confidential and/or prioritized assets of the one or more networks based at least in part on the monitoring of the network structure of the one or more networks. In certain embodiments, the cloud-based network monitoring system is configured to continuously monitor a network structure of one or more networks, and to automatically rearrange the network structure of the one or more networks to protect confidential and/or prioritized assets of the one or more networks based at least in part on the continuous monitoring of the network structure of the one or more networks.
    Type: Grant
    Filed: June 1, 2023
    Date of Patent: December 10, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Timothy Blair Chalmers
  • Patent number: 12159126
    Abstract: Techniques are provided herein to identify unused computer code in a computer code corpus. Execution tracking characteristics may be used to identify unused code branches within the computer code corpus. A notification may be provided, indicating the unused code along with an option for easy removal.
    Type: Grant
    Filed: July 18, 2022
    Date of Patent: December 3, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: David M. Jones, Jr., Robert Lee Black, Timothy Blair Chalmers, Gideon Bowie Luck, Sumita T. Jonak, Ana Rosa Maldonado, Oscar Roberto Tijerina
  • Patent number: 12160430
    Abstract: Embodiments are described herein for systems and methods for continuously monitoring an electronic device to determine if tampering is possibly occurring with respect to the electronic device. For example, in certain embodiments, a hardware monitoring device may be configured to be communicatively coupled to the electronic device, and to transmit a command signal indicative of a network connectivity alarm to the electronic device in response to detecting that the hardware monitoring device has lost connection with a communication network. In addition, in certain embodiments, the hardware monitoring device may also be configured to indirectly couple the electronic device to a power source, and to transmit a command signal indicative of a tampering alarm in response to detecting that the hardware monitoring device has lost connection with the power source.
    Type: Grant
    Filed: June 22, 2021
    Date of Patent: December 3, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Thomas Wayne Schwarz, Jr., Sean Carl Mitchem, Timothy Blair Chalmers, Robert Lee Black, Gideon Bowie Luck
  • Patent number: 12142097
    Abstract: The present disclosure is related to a system including a communication component and a processor coupled to the communication component. The processor may collect user input data indicative of skills for providing vehicle towing services from users, receive driving behavior data associated with each user, build a model indicative of an expected location of each user based on the user input data and the driving behavior data, receive a request for a vehicle towing service associated with a vehicle from a computing device, identify a user for performing the vehicle towing service based on the driving behavior data, send a notification to an additional computing device to request a confirmation that the user agrees to perform the vehicle towing service, send a location of the vehicle to the additional computing device, and transfer a digital key to the additional computing device to access the vehicle.
    Type: Grant
    Filed: July 28, 2022
    Date of Patent: November 12, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Robert Lee Black, Timothy Blair Chalmers, Zachery C. Lake, Justin Dax Haslam, Matthew Robert Byrd
  • Patent number: 12078571
    Abstract: A roof monitoring system includes sensors configured to be distributed across a roof a building. The monitoring system also includes a controller configured to receive sensor feedback from the sensors, where the sensor feedback is indicative of a roof temperature, a first characteristic of light reflected off the roof, a second characteristic of light passing through the roof, a third characteristic of sound associated with the roof, and/or a moisture content on the roof. The controller is also configured to compare the sensor feedback with an expected feedback. The controller is also configured to detect, in response to determining that the sensor feedback deviates from the expected feedback, a roof defect. The controller is also configured to diagnose a cause of the roof defect.
    Type: Grant
    Filed: January 27, 2022
    Date of Patent: September 3, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Timothy Blair Chalmers, Ramsey Devereaux, Dwayne Phillip Wilson
  • Patent number: 12079115
    Abstract: A system including a development environment data store configured to store development environment data associated with development computer code and a production environment data store configured to store production environment data pertaining to one or more electronic services. The system includes a scenario builder computer is configured to identify one or more scenario parameters relevant to the development computer code, the one or more scenario parameters comprising less than a full set of available scenario parameters and provides the one or more scenario parameters to a scrubber computer.
    Type: Grant
    Filed: March 9, 2022
    Date of Patent: September 3, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Robert Lee Black, Timothy Blair Chalmers, Sumita T. Jonak, David M. Jones, Jr., Gideon Bowie Luck, Ana Rosa Maldonado, Oscar Roberto Tijerina
  • Patent number: 12063247
    Abstract: Embodiments are described herein relating to systems and methods for blocking access to phishing-related content accessible via links that are presented via applications being executed on electronic devices based at least in part on implied intent on the part of users using the electronic devices. For example, anti-phishing software may be configured to detect selection of potential phishing-related links that are presented via the applications being executed on the electronic devices, to determine authenticity of the potential phishing-related links, and to take appropriate action based on the authenticity of the potential phishing-related links. For example, the anti-phishing software may be configured to analyze content associated with the potential phishing-related links (e.g., to estimate user intent) and/or to access potential phishing-related content at locations corresponding to the potential phishing-related links (e.g.
    Type: Grant
    Filed: June 29, 2021
    Date of Patent: August 13, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Thomas Wayne Schwarz, Jr., Sean Carl Mitchem, Timothy Blair Chalmers, Robert Lee Black, Gideon Bowie Luck
  • Patent number: 12056705
    Abstract: A touchless method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect channel state information associated with a person as they pass through a sensor zone and identify a biometric signal for the person. The system detects whether there is a match between the biometric signal and any biometric signals previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can be configured to automatically grant the person access to one or more services, features, or locations for which he or she is authorized based on the authentication.
    Type: Grant
    Filed: February 3, 2023
    Date of Patent: August 6, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
  • Patent number: 12020254
    Abstract: A system and method for preventing fraudulent credit card or debit card transactions by coupling a smart phone to the credit card or the debit card, and transmitting identification information from the smart phone to the card. The card is normally disabled such that no transaction may take place unless the card is enabled. The card receives the transmitted identification information and compares that information to corresponding information stored on the card. If the received information matches the stored information, the card is enabled thus allowing the transaction to take place.
    Type: Grant
    Filed: January 11, 2023
    Date of Patent: June 25, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Robert Lee Black, Matthew Ryan Santacroce, Andre Rene Buentello, Jose L. Romero, Jr., Timothy Blair Chalmers, Samip Dilip Mehra
  • Patent number: 11995673
    Abstract: A method may include receiving, by a monitoring system from a software application configured to execute on a mobile device, a performance rating associated with an activity performed by an individual with respect to usage of a vehicle operated by the individual, determining, by the monitoring system, one or more rewards to allocate to the individual for use in a gaming platform, and updating, by the monitoring system, a user profile associated with the individual in the gaming platform, wherein the updated user profile is configured to access to the rewards.
    Type: Grant
    Filed: September 28, 2022
    Date of Patent: May 28, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Jose L. Romero, Jr., Andre Rene Buentello, Matthew Robert Byrd, Mounica Urity, Sayeef Rahim, Timothy Blair Chalmers, Robert Lee Black, Ashley Raine Philbrick
  • Patent number: 11846512
    Abstract: A system and method for monitoring driving conditions and reacting to the driving conditions is disclosed. The system includes a risk monitoring system that can detect adverse road conditions. The method includes performing rerouting when hazardous road conditions are detected. The vehicle may be routed along a different route that lacks the hazardous road condition. The method also includes providing feedback to the driver when adverse driver behavior, such as a drowsy driver, is detected.
    Type: Grant
    Filed: August 6, 2021
    Date of Patent: December 19, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Will Kerns Maney, Jr., Sean Carl Mitchem, Ruthie D. Lyle, Deborah Janette Schulz, Bryan J. Osterkamp, Timothy Blair Chalmers
  • Patent number: 11842388
    Abstract: The present disclosure relates to a system, method, and mobile computing device apparatus for detecting the physical presence of a bank customer at a bank branch, and delivering an enhanced customer service experience by anticipating the bank customer's needs. Detection of the bank customer through visual data such as facial recognition, or electronic data such as medium range electronic communication networks to the customer's mobile computing device, allow a bank to retrieve relevant customer profile and customer transaction history data and use that data to deliver communications to the customer even before the customer speaks to a bank teller.
    Type: Grant
    Filed: July 13, 2022
    Date of Patent: December 12, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
  • Patent number: 11809184
    Abstract: A system and method for automatically engaging an autonomous driving mode in a vehicle is disclosed. The method includes monitoring a driver and switching to the autonomous driving mode if an unsafe driving condition is detected. The method can include monitoring biometric data. The method can also include monitoring behavioral data using one or more kinds of vehicle sensors. The system and method ensure a vehicle is safely driven even if a driver experiences a health episode that could leave them unable to safely operate the vehicle.
    Type: Grant
    Filed: March 28, 2019
    Date of Patent: November 7, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Sean Carl Mitchem, Gregory Brian Meyer, Will Kerns Maney, Jr, Ruthie D. Lyle, Deborah Schulz, Brian J. Osterkamp, Timothy Blair Chalmers
  • Patent number: 11783152
    Abstract: Chip cards that are protected from unauthorized access to information and instructions stored in the chip card's chip by unauthorized persons using illicit devices that emulate chip readers to interrogate the chips in chip cards and obtain or download confidential data stored in the chips. The chip cards are disabled when not ready to be used, such that the chips cannot be accessed by illicit devices, thus protecting the chip card owner and/or issuer from potential losses.
    Type: Grant
    Filed: April 13, 2022
    Date of Patent: October 10, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Robert Lee Black, Matthew Ryan Santacroce, Andre Rene Buentello, Jose L. Romero, Jr., Timothy Blair Chalmers, Samip Dilip Mehra
  • Patent number: 11706098
    Abstract: Embodiments are described herein for systems and methods for continuously monitoring a network structure of one or more networks using a cloud-based network monitoring system, and rearranging, using the cloud-based network monitoring system, the network structure of the one or more networks to protect confidential and/or prioritized assets of the one or more networks based at least in part on the monitoring of the network structure of the one or more networks. In certain embodiments, the cloud-based network monitoring system is configured to continuously monitor a network structure of one or more networks, and to automatically rearrange the network structure of the one or more networks to protect confidential and/or prioritized assets of the one or more networks based at least in part on the continuous monitoring of the network structure of the one or more networks.
    Type: Grant
    Filed: June 29, 2022
    Date of Patent: July 18, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventor: Timothy Blair Chalmers