Patents by Inventor Timothy Brian Richards
Timothy Brian Richards has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11948429Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Controls may be utilized which control access to the credit. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for players at low risk to the casino or other lender.Type: GrantFiled: October 17, 2023Date of Patent: April 2, 2024Assignee: Everi Payments Inc.Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Publication number: 20240046756Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Controls may be utilized which control access to the credit. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for players at low risk to the casino or other lender.Type: ApplicationFiled: October 17, 2023Publication date: February 8, 2024Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Patent number: 11804102Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: GrantFiled: December 28, 2022Date of Patent: October 31, 2023Assignee: Everi Payments Inc.Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Publication number: 20230126446Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: ApplicationFiled: December 28, 2022Publication date: April 27, 2023Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Patent number: 11544997Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: GrantFiled: January 25, 2021Date of Patent: January 3, 2023Assignee: Everi Payments Inc.Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Publication number: 20220406136Abstract: A system is configured to issue restricted monetary value gaming vouchers or tickets which cannot be redeemed for cash when a player has an outstanding marker balance.Type: ApplicationFiled: June 3, 2022Publication date: December 22, 2022Inventor: Timothy Brian Richards
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Publication number: 20210142618Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: ApplicationFiled: January 25, 2021Publication date: May 13, 2021Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Patent number: 10916093Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: GrantFiled: January 14, 2020Date of Patent: February 9, 2021Assignee: Everi Payments Inc.Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Patent number: 10916092Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: GrantFiled: June 10, 2019Date of Patent: February 9, 2021Assignee: Everi Payments Inc.Inventors: Timothy Brian Richards, Kurt Douglass Sullivan
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Publication number: 20200152006Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: ApplicationFiled: January 14, 2020Publication date: May 14, 2020Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Publication number: 20190295373Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: ApplicationFiled: June 10, 2019Publication date: September 26, 2019Inventors: Timothy Brian Richards, Kurt Douglass Sullivan
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Patent number: 10332345Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: GrantFiled: January 19, 2018Date of Patent: June 25, 2019Assignee: Everi Payments Inc.Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Publication number: 20180211482Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: ApplicationFiled: January 19, 2018Publication date: July 26, 2018Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Patent number: 9875612Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: GrantFiled: March 18, 2016Date of Patent: January 23, 2018Assignee: Everi Payments Inc.Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Publication number: 20160203676Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: ApplicationFiled: March 18, 2016Publication date: July 14, 2016Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Patent number: 9293002Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: GrantFiled: May 17, 2012Date of Patent: March 22, 2016Assignee: Everi Payments Inc.Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
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Publication number: 20130310151Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.Type: ApplicationFiled: May 17, 2012Publication date: November 21, 2013Inventors: Timothy Brian Richards, Kurt Douglas Sullivan