Patents by Inventor Timothy Brian Richards

Timothy Brian Richards has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11948429
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Controls may be utilized which control access to the credit. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for players at low risk to the casino or other lender.
    Type: Grant
    Filed: October 17, 2023
    Date of Patent: April 2, 2024
    Assignee: Everi Payments Inc.
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Publication number: 20240046756
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Controls may be utilized which control access to the credit. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for players at low risk to the casino or other lender.
    Type: Application
    Filed: October 17, 2023
    Publication date: February 8, 2024
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Patent number: 11804102
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Grant
    Filed: December 28, 2022
    Date of Patent: October 31, 2023
    Assignee: Everi Payments Inc.
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Publication number: 20230126446
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Application
    Filed: December 28, 2022
    Publication date: April 27, 2023
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Patent number: 11544997
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Grant
    Filed: January 25, 2021
    Date of Patent: January 3, 2023
    Assignee: Everi Payments Inc.
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Publication number: 20220406136
    Abstract: A system is configured to issue restricted monetary value gaming vouchers or tickets which cannot be redeemed for cash when a player has an outstanding marker balance.
    Type: Application
    Filed: June 3, 2022
    Publication date: December 22, 2022
    Inventor: Timothy Brian Richards
  • Publication number: 20210142618
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Application
    Filed: January 25, 2021
    Publication date: May 13, 2021
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Patent number: 10916093
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Grant
    Filed: January 14, 2020
    Date of Patent: February 9, 2021
    Assignee: Everi Payments Inc.
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Patent number: 10916092
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Grant
    Filed: June 10, 2019
    Date of Patent: February 9, 2021
    Assignee: Everi Payments Inc.
    Inventors: Timothy Brian Richards, Kurt Douglass Sullivan
  • Publication number: 20200152006
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Application
    Filed: January 14, 2020
    Publication date: May 14, 2020
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Publication number: 20190295373
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Application
    Filed: June 10, 2019
    Publication date: September 26, 2019
    Inventors: Timothy Brian Richards, Kurt Douglass Sullivan
  • Patent number: 10332345
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Grant
    Filed: January 19, 2018
    Date of Patent: June 25, 2019
    Assignee: Everi Payments Inc.
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Publication number: 20180211482
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Application
    Filed: January 19, 2018
    Publication date: July 26, 2018
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Patent number: 9875612
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Grant
    Filed: March 18, 2016
    Date of Patent: January 23, 2018
    Assignee: Everi Payments Inc.
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Publication number: 20160203676
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Application
    Filed: March 18, 2016
    Publication date: July 14, 2016
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Patent number: 9293002
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Grant
    Filed: May 17, 2012
    Date of Patent: March 22, 2016
    Assignee: Everi Payments Inc.
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan
  • Publication number: 20130310151
    Abstract: A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.
    Type: Application
    Filed: May 17, 2012
    Publication date: November 21, 2013
    Inventors: Timothy Brian Richards, Kurt Douglas Sullivan