Patents by Inventor Timothy G. Austin

Timothy G. Austin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Real-time brokerage account application system and method
    Patent number: 7480633
    Abstract: A system and method for processing a brokerage account application in a substantially real-time environment, where a host system retrieves Applicant data via a distributed network, communicates with a credit bureau system to obtain credit decisioning and approval; establishes an Applicant account, activates the account and obtains a username and password, which, upon receipt, allows the Applicant/account-holder to begin placing trades.
    Type: Grant
    Filed: December 20, 2001
    Date of Patent: January 20, 2009
    Assignee: American Express Bank Ltd.
    Inventors: Christina Chow, Paul Stoxen, Marcus Sheire, Timothy G. Austin
  • Real-time brokerage account application system and method
    Publication number: 20020156720
    Abstract: A system and method for processing a brokerage account application in a substantially real-time environment, where a host system retrieves Applicant data via a distributed network, communicates with a credit bureau system to obtain credit decisioning and approval; establishes an Applicant account, activates the account and obtains a username and password, which, upon receipt, allows the Applicant/account-holder to begin placing trades.
    Type: Application
    Filed: December 20, 2001
    Publication date: October 24, 2002
    Inventors: Christina Chow, Paul Stoxen, Marcus Sheire, Timothy G. Austin