Patents by Inventor Timothy J. AUSTEN

Timothy J. AUSTEN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10977633
    Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.
    Type: Grant
    Filed: January 23, 2020
    Date of Patent: April 13, 2021
    Assignee: Capital One Services, LLC
    Inventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
  • Publication number: 20200160302
    Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.
    Type: Application
    Filed: January 23, 2020
    Publication date: May 21, 2020
    Applicant: Capital One Services, LLC
    Inventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
  • Patent number: 10579975
    Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.
    Type: Grant
    Filed: June 6, 2017
    Date of Patent: March 3, 2020
    Assignee: Capital One Services, LLC
    Inventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
  • Patent number: 10579976
    Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.
    Type: Grant
    Filed: June 6, 2017
    Date of Patent: March 3, 2020
    Assignee: Capital One Services, LLC
    Inventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
  • Publication number: 20180150862
    Abstract: Systems and processes are disclosed for assisting and incentivizing a user to save money by avoiding impulsive purchases. In certain embodiments, disclosed embodiments may include mechanisms to receive a user-defined goal for saving money and to receive item identifying information relating to an item not purchased by the user in accomplishing the goal. The disclosed embodiments also include mechanisms that determine the price of the item based on the identifying information and determine the amount of savings based on the price of the item. The disclosed embodiments may also be configured to determine and offer a reward to the user based on the amount of savings and to provide to the user a history record of one or more items not purchased in accomplishing the user's goal.
    Type: Application
    Filed: January 25, 2018
    Publication date: May 31, 2018
    Applicant: Capital One Financial Corporation
    Inventors: Ben M. COFFMAN, Dennis S. BRENNAN, Richard S. JUST, Joseph O'BRIEN, Katharine Anne SHEA, Bryan FEARSON, Timothy J. AUSTEN, Shaun WEBB
  • Publication number: 20170270500
    Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.
    Type: Application
    Filed: June 6, 2017
    Publication date: September 21, 2017
    Applicant: Capital One Services, LLC
    Inventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katharine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
  • Publication number: 20170270499
    Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.
    Type: Application
    Filed: June 6, 2017
    Publication date: September 21, 2017
    Applicant: Capital One Services, LLC
    Inventors: Ben M. Coffman, Dennis S. Brennan, Richard S. Just, Joseph O'Brien, Katherine Anne Shea, Bryan Fearson, Timothy J. Austen, Shaun Webb, Nicholas Sheehan
  • Publication number: 20140164086
    Abstract: Systems and processes are disclosed for assisting and incentivizing a user to save money by avoiding impulsive purchases. In certain embodiments, disclosed embodiments may include mechanisms to receive a user-defined goal for saving money and to receive item identifying information relating to an item not purchased by the user in accomplishing the goal. The disclosed embodiments also include mechanisms that determine the price of the item based on the identifying information and determine the amount of savings based on the price of the item. The disclosed embodiments may also be configured to determine and offer a reward to the user based on the amount of savings and to provide to the user a history record of one or more items not purchased in accomplishing the user's goal.
    Type: Application
    Filed: November 13, 2013
    Publication date: June 12, 2014
    Applicant: Capital One Financial Corporation
    Inventors: Ben M. COFFMAN, Dennis S. BRENNAN, Richard S. JUST, Joseph O'BRIEN, Katharine Anne SHEA, Bryan FEARSON, Timothy J. AUSTEN, Shaun WEBB
  • Publication number: 20140164234
    Abstract: Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers.
    Type: Application
    Filed: December 11, 2013
    Publication date: June 12, 2014
    Applicant: Capital One Financial Corporation
    Inventors: Ben M. COFFMAN, Dennis S. BRENNAN, Richard S. JUST, Joseph O'BRIEN, Katharine Anne SHEA, Bryan FEARSON, Timothy J. AUSTEN, Shaun WEBB, Nicholas SHEEHAN