Patents by Inventor Timothy J. Bendel
Timothy J. Bendel has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11256701Abstract: Embodiments of the present invention provide a system for tracking and mapping flow of resources. The system is configured for receiving data from an external computing system, categorizing the data received from the external computing system, transferring the data to a first internal computing system, identifying transfer of the data from the first internal computing system to at least one other internal computing system, creating an interactive map associated with the transfer of the data from the external computing system to the at least one internal computing system, wherein the interactive map comprises one or more hop levels associated with the transfer of the data, receiving a query from one or more internal computing systems, wherein the query is associated with lineage of the data, and transmitting control signals to cause the one or more internal computing systems to display the interactive map associated with the data.Type: GrantFiled: January 2, 2019Date of Patent: February 22, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Timothy J. Bendel, David Joa, Prakash Srinivasan
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Patent number: 11127025Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: GrantFiled: March 23, 2020Date of Patent: September 21, 2021Assignee: Bank of America CorporationInventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Patent number: 11127026Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. With one approach, principal component analysis is applied to a times series. Resulting normalized eigenvector content is sorted and distances between the normalized eigenvector content are determined, where the dispersion level of the distances is indicative of an economic instability of an economic system. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: GrantFiled: March 24, 2020Date of Patent: September 21, 2021Assignee: Bank of America CorporationInventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Publication number: 20210182269Abstract: Embodiments of the present invention provide a system for reinforcing resource integrity of one or more resources based on performing event impact analysis. The system is configured for determining occurrence of an event based on identifying one or more triggers, performing event impact analysis associated with one or more resources of an entity, and initiating an event response based on performing event impact analysis, wherein the event response comprises initiating one or more actions to reinforce and retain resource integrity of the one or more resources.Type: ApplicationFiled: December 11, 2019Publication date: June 17, 2021Applicant: BANK OF AMERICA CORPORATIONInventors: Salvatore Michael Certo, Timothy J. Bendel, Robin Jennifer Buck, Christine B. Hoagland, Todd Lowney, Ashley Diane Meadows
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Publication number: 20200226624Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: ApplicationFiled: March 24, 2020Publication date: July 16, 2020Inventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Publication number: 20200219115Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: ApplicationFiled: March 23, 2020Publication date: July 9, 2020Inventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Publication number: 20200210435Abstract: Embodiments of the present invention provide a system for tracking and mapping flow of resources. The system is configured for receiving data from an external computing system, categorizing the data received from the external computing system, transferring the data to a first internal computing system, identifying transfer of the data from the first internal computing system to at least one other internal computing system, creating an interactive map associated with the transfer of the data from the external computing system to the at least one internal computing system, wherein the interactive map comprises one or more hop levels associated with the transfer of the data, receiving a query from one or more internal computing systems, wherein the query is associated with lineage of the data, and transmitting control signals to cause the one or more internal computing systems to display the interactive map associated with the data.Type: ApplicationFiled: January 2, 2019Publication date: July 2, 2020Applicant: BANK OF AMERICA CORPORATIONInventors: Timothy J. Bendel, David Joa, Prakash Srinivasan
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Patent number: 10643225Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. With one approach, principal component analysis is applied to a times series. Resulting normalized eigenvector content is sorted and distances between the normalized eigenvector content are determined, where the dispersion level of the distances is indicative of an economic instability of an economic system. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: GrantFiled: March 1, 2017Date of Patent: May 5, 2020Assignee: Bank of America CorporationInventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Patent number: 10636045Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: GrantFiled: March 1, 2017Date of Patent: April 28, 2020Assignee: Bank of America CorporationInventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Patent number: 9741048Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: GrantFiled: May 4, 2016Date of Patent: August 22, 2017Assignee: Bank of America CorporationInventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Publication number: 20170178161Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: ApplicationFiled: March 1, 2017Publication date: June 22, 2017Inventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Publication number: 20170178160Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: ApplicationFiled: March 1, 2017Publication date: June 22, 2017Inventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Patent number: 9639897Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: GrantFiled: May 4, 2016Date of Patent: May 2, 2017Assignee: Bank of America CorporationInventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Patent number: 9508057Abstract: A method of one embodiment facilitates the updating of account information. First account information associated with a payment account of a user is received by an interface, and the first account information is stored by a memory. Payee system information associated with a payee system, wherein the payee system stores one or more portions of the first account information, is also received by the interface and stored by the memory. A processor automatically determines that an update event has occurred, the update event associated with updated information comprising one or more updated values for one or more respective portions of the first account information, wherein at least a portion of the first account information stored on the payee system changes based on the update event. In response to automatically determining that the update event has occurred, the interface automatically communicates a payee update message comprising the updated account information.Type: GrantFiled: February 26, 2013Date of Patent: November 29, 2016Assignee: Bank of America CorporationInventors: David Joa, Timothy J. Bendel
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Publication number: 20160260114Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: ApplicationFiled: May 4, 2016Publication date: September 8, 2016Inventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Publication number: 20160247234Abstract: Computer-implemented methods for identifying or assessing any type of risk and/or opportunity that may arise can include either, alone or in combination, band pass filtering, principal component analysis, random matrix theory analysis, synchronization analysis, and early-warning detection. Each technique can also be viewed as a process that takes a set of inputs and converts it to a set of outputs. These outputs can be used as inputs for a subsequent process or the outputs may be directly actionable for formulating certain economic predictions to make certain decisions.Type: ApplicationFiled: May 4, 2016Publication date: August 25, 2016Inventors: Timothy J. Bendel, Mark V. Krein, David N. Joffe, Sandi Setiawan, William Anthony Nobili, David Joa
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Publication number: 20160180454Abstract: In systems and methods, account data associated with one or more account of a first financial institution are received and the account data is stored in a storage device; triggers are identified based on the account data, where the triggers include one or more transactions; external account activity of one or more accounts associated with a second financial institution is determined based on the one or more transactions; and a product recommendation is provided to a user associated with one or more accounts of the first financial institution based on the identified external activity. The systems and methods further provide determining a shift in internal account usage of the one or more accounts associated with the first financial institution based on the one or more transactions.Type: ApplicationFiled: February 25, 2016Publication date: June 23, 2016Inventors: Naveen G. Yeri, Timothy J. Bendel, David Joa, Vikas Mishra, Thayer S. Allison, JR., Deepak Verma, Yanghong Shao, Srihari Rao Gatpa, Li Wei, David Neil Joffe, Parul Bajaj
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Patent number: 9214051Abstract: Systems and methods according to the present invention provide a more secure Automated Teller Machine (ATM) transaction by preventing observation of banking customers' Personal Identification Number (PIN). Such systems and methods make it difficult to obtain a customer's PIN by tracking the hand movement of a customer using an ATM. Inputs presented for a customer selection are preferably dynamically displayed in different locations preferably each time the customer is asked to enter a PIN. Dynamically changing the sequence of the display and/or location of the presented inputs reduces the possibility of mapping the hand movement of the customer to the positions of the inputs displayed for a customer selection. Inputs may also be presented at a very narrow viewing angle, thereby making observation of a PIN difficult. Hence, banking customers are preferably provided with a more robust and secured ATM transaction system.Type: GrantFiled: January 4, 2011Date of Patent: December 15, 2015Assignee: Bank of America CoporationInventors: Kurt D. Newman, Timothy J. Bendel, Rustam N. Wadia, Debashis Ghosh
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Patent number: 9196111Abstract: Systems and methods according to the present invention provide a more secure Automated Teller Machine (ATM) transaction by preventing observation of banking customers' Personal Identification Number (PIN). Such systems and methods make it difficult to obtain a customer's PIN by tracking the hand movement of a customer using an ATM. Inputs presented for a customer selection are preferably dynamically displayed in different locations preferably each time the customer is asked to enter a PIN. Dynamically changing the sequence of the display and/or location of the presented inputs reduces the possibility of mapping the hand movement of the customer to the positions of the inputs displayed for a customer selection. Inputs may also be presented at a very narrow viewing angle, thereby making observation of a PIN difficult. Hence, banking customers are preferably provided with a more robust and secured ATM transaction system.Type: GrantFiled: January 4, 2011Date of Patent: November 24, 2015Assignee: Bank of America CorporationInventors: Kurt D. Newman, Timothy J. Bendel, Rustam N. Wadia, Debashis Ghosh, David Joa
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Patent number: 9135419Abstract: Systems and methods for environmental adjustments using biometrics are described. A scanned biometric parameter of an individual may be received and a determination may be made as to whether the scanned biometric parameter of the individual matches a stored biometric parameter of a plurality of stored biometric parameters. Biometric parameters include retinal images, DNA, and voice samples. If a match exists, the individual may be identified based upon the stored biometric parameter. At least one adjustment to change on at least one device based upon the identified individual may be determined. The at least one device may be configured for modifying an environmental condition of the identified individual. At least one instruction to implement the determined at least one adjustment may be transmitted. The adjustment may be a physical adjustment to the device, such as the height level of a chair.Type: GrantFiled: February 1, 2010Date of Patent: September 15, 2015Assignee: Bank of America CorporationInventors: Kurt D. Newman, David Joa, Debashis Ghosh, Timothy J. Bendel, Mark V. Krein