Patents by Inventor Timothy John Kearney

Timothy John Kearney has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220237578
    Abstract: Systems and arrangements for event analysis and processing control are provided. In some examples, a request for a deposit may be received by a financial institution. The deposit may include deposit data, such as an amount, a payer, a routing number associated with a financial institution of the payer, a payee name, an account of the payee, and the like. The deposit data may be analyzed to determine whether the deposit qualifies for modified processing. If so, an account associated with the payee may be evaluated to determine a current balance of the account. If the account balance meets predetermined criteria, an instruction modifying the account may be executed. The deposit may then be processed. Accounts flagged for modified processing may be evaluated to determine whether the time period for modified processing has expired. If so, instructions causing further modification of the account may be executed.
    Type: Application
    Filed: January 26, 2021
    Publication date: July 28, 2022
    Inventors: Dean Alan Iley, Amaranadha Reddy Kalakada, Gerald Thompson, Sai Kishan Alapati, Timothy John Kearney, Uma Sheela, Charles Dewayne Burhenn, Shannon Swaim, Christopher Edwards, Huy Tran