Patents by Inventor Timothy John Sinnott

Timothy John Sinnott has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20040010419
    Abstract: A method and apparatus for facilitating acquisition of prospective payoff information on an existing loan account is disclosed. In a preferred embodiment, a stand-alone computer system enables a user to conveniently create, store, print and manage payoff-statement requests. In another preferred embodiment, a central controller connected to the Internet enables a remote user to create, store, and manage payoff-statement requests, and furthermore enables the user to transmit the requests to a fax-based loan servicer and receive resultant reply payoff-statements from the loan servicer. The request is transmitted by email to an email-to-fax service, which then faxes the request to the loan servicer. The loan servicer then produces a payoff-statement and, as instructed by the request, faxes it to a fax number of a fax-to-email service.
    Type: Application
    Filed: July 15, 2002
    Publication date: January 15, 2004
    Inventor: Timothy John Sinnott