Abstract: A utility belt that includes a number of retaining rings for securing desirable tools to the utility belt as need that further included a cover strap for each of the retaining rings so that all unused retaining rings can be secured to minimize snagging of the retaining ring and possible death or injury to a user.

Abstract: A safety utility belt that includes a number of retaining rings each provided with a safety cover flap securable over the retaining ring to prevent snagging of the retaining ring. The safety utility belt includes a heavy duty webbing back belt, a reflective center belt strip, a buckle assembly, a belt strip end that is coupleable to the buckle assembly to secure the back belt about the waist of a user, a horizontally pivoting tool retaining ring, a no-snag tool retaining ring safety cover flap securable over the tool retaining ring to prevent snagging of the tool retaining ring, a vertically pivoting attached D-ring, and a no-snag D-ring safety cover flap securable over the D-ring to prevent snagging of the D-ring.