Abstract: The invention provides a computer implemented method of establishing a longevity financial instrument, the method comprising: establishing, using computing apparatus, a set of parameters determining payment amounts to be made according to a payment schedule for the financial instrument such that the payment amounts relate to the future liabilities of a pension scheme to at least a portion of its members. The parameters may determine the payment amounts to match the a calculation of the future liabilities of the pension scheme to at least a portion of its members, taking into account the actual cumulative mortality experience of the pension scheme membership. The various embodiments of the method provide a number of longevity financial instruments that have different payment schedules that are advantageously arranged to match different risk profiles and can be used to satisfy pension scheme sponsors having different risk appetites.

Abstract: A key fob for a vehicle has a first end that is used as a key for insertion into a vehicle ignition receptacle and a second end that defines an opening for internal storage of a separate, removable key. While the key fob will remotely unlock the vehicle doors and start the vehicle engine when turned in the vehicle ignition, the removable key is an auxiliary, mechanical access key that may be used on door locks and interior storage compartments. The key fob will not unlock interior storage compartments and the removable key will not sustain operation of the vehicle engine.

Abstract: A method, for use for example in pension scheme defeasance, comprises providing to an entity a financial instrument which undertakes to pay to the entity, at regular points in time within a specified duration, sums according to a schedule of payment amounts associated with the financial instrument, the scheduled payment amounts being arranged to match with the expected cash flow obligations of a pension scheme to its members. At a re-set point in time the schedule of payment amounts is re-set such that the entity will receive an adjusted payment amount calculated to be the aggregate of nominal cash flows to be paid to the pension scheme members adjusted to take into account the actual cumulative mortality experience of the pension scheme prior to the re-set point in time. Calculations for carrying out the method may be made using a data processing system.

Abstract: A method, for use for example in pension scheme defeasance, comprises providing to an entity a financial instrument which undertakes to pay to the entity, at regular points in time within a specified duration, sums according to a schedule of payment amounts associated with the financial instrument, the scheduled payment amounts being arranged to match with the expected cash flow obligations of a pension scheme to its members. At a re-set point in time the schedule of payment amounts is re-set such that the entity will receive an adjusted payment amount calculated to be the aggregate of nominal cash flows to be paid to the pension scheme members adjusted to take into account the actual cumulative mortality experience of the pension scheme prior to the re-set point in time. Calculations for carrying out the method may be made using a data processing system.

Abstract: A key fob for a vehicle has a first end that is used as a key for insertion into a vehicle ignition receptacle and a second end that defines an opening for internal storage of a separate, removable key. While the key fob will remotely unlock the vehicle doors and start the vehicle engine when turned in the vehicle ignition, the removable key is an auxiliary, mechanical access key that may be used on door locks and interior storage compartments. The key fob will not unlock interior storage compartments and the removable key will not sustain operation of the vehicle engine.

Abstract: A method of controlling a variable geometry turbocharger (502) includes the steps of determining an engine start of operation (402), initiating a timer (408), and commanding an open position (412) for the vanes of the variable geometry turbocharger (502). The open position (412) may be maintained for a predetermined time (t?), after which, normal operation may resume (406).

Abstract: An apparatus includes a gas passage (700) having a gas inlet (702), an engine gas outlet (704), and at least one exhaust gas recirculation (EGR) gas outlet (706), wherein the at least one EGR gas outlet (706) is disposed between the gas inlet (702) and the engine gas outlet (704). The gas passage (700) is arranged to receive exhaust gas through the inlet (702) and expel gas through both the gas outlets (704 and 706). A flow orifice (710) is operatively associated with the gas passage (700) and is disposed between the engine gas outlet (704) and the at least one EGR gas outlet (706).

Abstract: An apparatus includes a housing (101), a fill tube (107) disposed within the housing (101), the fill tube (107) having a fluid inlet (125) at one end and a fluid outlet (127) at another end. The fluid outlet (127) is disposed near a passage (103) of the housing (101) such that fluid entering the fluid inlet (125) exits the housing (101) through the passage (103). A filter (113) is disposed outside the fill tube (107) and inside the housing (101), such that unfiltered gases from the passage (103) are capable of entering the filter (113). A gas outlet (121) is integrated with the housing (101), such that filtered gases from the filter (113) are capable of exiting the housing (101) through the gas outlet (121).

Abstract: Implementing an investment strategy to be executed for an individual investor in a single financial contract, covering a plurality of assets. The assets underlying the financial contract are managed using at least a tactical and a strategic asset allocation model. Information regarding risk tolerance, investing time horizon and investment needs of the investor is used to determine (i) a combination of tactical and strategic asset allocation models to manage the assets in the contract; and (ii) a relative percentage of allocation of the assets between the tactical and strategic asset allocation models.