Abstract: Systems and methods for kiosk or payment terminal-based touchless interactions using mobile electronic devices are disclosed. In one embodiment, at a cloud-based information processing apparatus comprising at least one computer processor, a method for interacting with a kiosk or payment terminal using a mobile electronic device may include: (1) receiving, from a mobile electronic device and at a uniform resource locator, a communication comprising an identifier for a kiosk or payment terminal comprising a screen; (2) receiving, from the mobile electronic device, touch data corresponding to user input to a touch-sensitive input on the mobile electronic device; and (3) communicating the touch data to the kiosk or payment terminal. The kiosk or payment terminal may graphically represent the touch data by moving a cursor on the screen.

Abstract: Systems and methods for touchless alternate payment provider selection at kiosks or payment terminals using mobile electronic devices are disclosed. In one embodiment, at a cloud-based information processing apparatus comprising at least one computer processor, a method for touchless alternate payment provider selection at a payment terminal using a mobile electronic device may include: (1) receiving, from a mobile electronic device and at a uniform resource locator, a communication comprising an identifier for a kiosk or a payment terminal; (2) retrieving an alternate payment provider selection menu; (3) communicating the alternate payment provider selection menu to the mobile electronic device; (4) receiving an alternate payment provider selection from the mobile electronic device; and (5) communicating the alternate payment provider selection to the kiosk or the payment terminal.

Abstract: Systems and methods for touchless alternate payment provider selection at kiosks of payment terminals using mobile electronic devices are disclosed. In one embodiment, at a cloud-based information processing apparatus comprising at least one computer processor, a method for touchless alternate payment provider selection at a payment terminal using a mobile electronic device may include: (1) receiving, from a mobile electronic device and at a uniform resource locator, a communication comprising an identifier for a kiosk or a payment terminal; (2) retrieving an alternate payment provider selection menu; (3) communicating the alternate payment provider selection menu to the mobile electronic device; (4) receiving an alternate payment provider selection from the mobile electronic device; and (5) communicating the alternate payment provider selection to the kiosk or the payment terminal.

Abstract: Systems and methods for kiosk or payment terminal-based touchless interactions using mobile electronic devices are disclosed. In one embodiment, at a cloud-based information processing apparatus comprising at least one computer processor, a method for interacting with a kiosk or payment terminal using a mobile electronic device may include: (1) receiving, from a mobile electronic device and at a uniform resource locator, a communication comprising an identifier for a kiosk or payment terminal comprising a screen; (2) receiving, from the mobile electronic device, touch data corresponding to user input to a touch-sensitive input on the mobile electronic device; and (3) communicating the touch data to the kiosk or payment terminal. The kiosk or payment terminal may graphically represent the touch data by moving a cursor on the screen.

Abstract: A method for integrated payment terminal payments may include: (1) receiving, at a first payment terminal, encrypted card information for a transaction from a second payment terminal, the first payment terminal and the second payment terminal in communication with each other; and (2) communicating, to a payment processor, the encrypted card information, transaction information, and a unique identifier for the second payment terminal to a payment processor, wherein the unique identifier for the second payment terminal is different from a unique identifier for the first payment terminal.