Patents by Inventor Timothy Rachek

Timothy Rachek has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and Method for Processing Duplicative Electronic Check Return Files
    Publication number: 20140108243
    Abstract: Processing duplicate items in image cash letter (“ICL”) return files for efficient handling. A duplicate item processing module can receive ICL return files comprising items representing duplicate electronic checks. The duplicate item processing module can determine whether the processing entity erroneously presented the item more than once. The duplicate item processing module can also determine whether the depositing institution erroneously deposited the item more than once for processing. Based on the determination of the source of the error, the duplicate item processing module can make a correction in its own records and/or forward the ICL return file with the duplicate item to the depositing institution.
    Type: Application
    Filed: December 20, 2013
    Publication date: April 17, 2014
    Inventors: Benjamin T. Breeden, JR., Richard Rodrigues, Steven D. Martin, Timothy Rachek
  • System and method for processing duplicative electronic check reversal files
    Patent number: 8296223
    Abstract: Processing duplicate items in image cash letter (“ICL”) reversal files for efficient handling. A duplicate item processing module can receive ICL reversal files comprising items representing duplicate electronic checks. The duplicate item processing module can determine whether the processing entity erroneously presented the item more than once. The duplicate item processing module can also determine whether the depositing institution erroneously deposited the item more than once for processing. Based on the determination of the source of the error, the duplicate item processing module can make a correction in its own records and/or forward the ICL reversal file with the duplicate item to the receiving institution.
    Type: Grant
    Filed: November 6, 2007
    Date of Patent: October 23, 2012
    Assignees: Federal Reserve Bank of Atlanta, Federal Reserve Bank of Cleveland, Federal Reserve Bank of Richmond, Federal Reserve Bank of Kansas City
    Inventors: Benjamin T. Breeden, Jr., Steven D. Martin, Timothy Rachek, Randall Lee Mueller, V. Srinivas Nori, Daniel A. Maslaney
  • System and method for processing duplicative electronic check return files
    Publication number: 20080162321
    Abstract: Processing duplicate items in image cash letter (“ICL”) return files for efficient handling. A duplicate item processing module can receive ICL return files comprising items representing duplicate electronic checks. The duplicate item processing module can determine whether the processing entity erroneously presented the item more than once. The duplicate item processing module can also determine whether the depositing institution erroneously deposited the item more than once for processing. Based on the determination of the source of the error, the duplicate item processing module can make a correction in its own records and/or forward the ICL return file with the duplicate item to the depositing institution.
    Type: Application
    Filed: November 6, 2007
    Publication date: July 3, 2008
    Inventors: Benjamin T. Breeden, Richard Rodrigues, Steven D. Martin, Timothy Rachek
  • System and method for processing duplicative electronic check reversal files
    Publication number: 20080162319
    Abstract: Processing duplicate items in image cash letter (“ICL”) reversal files for efficient handling. A duplicate item processing module can receive ICL reversal files comprising items representing duplicate electronic checks. The duplicate item processing module can determine whether the processing entity erroneously presented the item more than once. The duplicate item processing module can also determine whether the depositing institution erroneously deposited the item more than once for processing. Based on the determination of the source of the error, the duplicate item processing module can make a correction in its own records and/or forward the ICL reversal file with the duplicate item to the receiving institution.
    Type: Application
    Filed: November 6, 2007
    Publication date: July 3, 2008
    Inventors: Benjamin T. Breeden, Steven D. Martin, Timothy Rachek, Randall Lee Mueller, V. Srinivas Nori