Patents by Inventor Timothy Richards

Timothy Richards has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12340354
    Abstract: An improved financial terminal automatically reconfigures into different financial processing terminal types. In one embodiment, the terminal comprises a housing; a card reader configured to accept at least a portion of a card having an integrated circuit; at least one display; at least one processor; and at least one memory configured to store machine readable code, the machine readable code comprising a first kernel corresponding to a first transaction type and a second kernel corresponding to a second transaction type.
    Type: Grant
    Filed: February 5, 2024
    Date of Patent: June 24, 2025
    Assignee: Everi Payments Inc.
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
  • Patent number: 12333905
    Abstract: A casino gaming system includes gaming machines which are configured to accept and read tickets. The ticket may comprise cash-value tickets or non-cash value/promotional tickets. The tickets may also include secondary feature triggering indicia. The player may present the cash-value ticket having a feature triggering indicia or a non-cash value/promotional ticket to a gaming machine, such as by inserting it into a media reader such as a bill acceptor. Associated monetary value or non-monetary credits may be credited to the machine. In addition, if the ticket includes a feature triggering indicia, when such an indicia is detected, the gaming machine preferably triggers or initiates the feature.
    Type: Grant
    Filed: September 27, 2023
    Date of Patent: June 17, 2025
    Assignee: Everi Payments Inc.
    Inventors: Timothy Richards, Scott Howard Betts, Raymond Dumbeck
  • Publication number: 20250156826
    Abstract: An improved financial terminal automatically reconfigures into different financial processing terminal types. In one embodiment, the terminal comprises a housing; a card reader configured to accept at least a portion of a card having an integrated circuit; at least one display; at least one processor; and at least one memory configured to store machine readable code, the machine readable code comprising a first kernel corresponding to a first transaction type and a second kernel corresponding to a second transaction type.
    Type: Application
    Filed: January 16, 2025
    Publication date: May 15, 2025
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
  • Publication number: 20250156825
    Abstract: Methods, systems and apparatus are provided for facilitating financial transactions using an IC type financial card presented at a terminal. A requested transaction for monetary value is processed via a first transaction type. If the transaction is successful, monetary value (such as cash or a monetary value ticket or receipt) is dispensed to the user. If unsuccessful, the card is not ejected and the transaction is processed via a second transaction type. The first transaction type might be a PIN based ATM or ticket transaction and the second transaction type might be a signature based transaction.
    Type: Application
    Filed: January 16, 2025
    Publication date: May 15, 2025
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
  • Publication number: 20250157302
    Abstract: In accordance with a method and system for facilitating redemption of monetary value gaming tickets, such as issued by a gaming device upon cash-out, a ticket is presented, such as to a redemption kiosk. If the ticket is validated and has a monetary value which includes a fractional currency value, then the player is presented with an opportunity to play one or more games, such as slot games or entry games based upon a wager comprising at least the fractional currency value of the ticket, wherein winnings may be paid in a whole value as part of the ticket redemption or as separate prizes, whereby dispensing of fractional value, such as coins, may be avoided.
    Type: Application
    Filed: January 16, 2025
    Publication date: May 15, 2025
    Inventors: Jim McHugh, William Ramsour, Travis Bussey, Timothy Richards, Michael Aughney, Adam Fong
  • Publication number: 20250157300
    Abstract: A casino gaming system includes gaming machines which are configured to accept and read tickets. The ticket may comprise cash-value tickets or non-cash value/promotional tickets. The tickets may also include secondary feature triggering indicia. The player may present the cash-value ticket having a feature triggering indicia or a non-cash value/promotional ticket to a gaming machine, such as by inserting it into a media reader such as a bill acceptor. Associated monetary value or non-monetary credits may be credited to the machine. In addition, if the ticket includes a feature triggering indicia, when such an indicia is detected, the gaming machine preferably triggers or initiates the feature.
    Type: Application
    Filed: January 16, 2025
    Publication date: May 15, 2025
    Inventors: Timothy Richards, Scott Howard Betts, Raymond Dumbeck
  • Patent number: 12300068
    Abstract: In accordance with a method and system for facilitating redemption of monetary value gaming tickets, such as issued by a gaming device upon cash-out, a ticket is presented, such as to a redemption kiosk. If the ticket is validated and has a monetary value which includes a fractional currency value, then the player is presented with an opportunity to play one or more games, such as slot games or entry games based upon a wager comprising at least the fractional currency value of the ticket, wherein winnings may be paid in a whole value as part of the ticket redemption or as separate prizes, whereby dispensing of fractional value, such as coins, may be avoided.
    Type: Grant
    Filed: August 17, 2023
    Date of Patent: May 13, 2025
    Assignee: Everi Payments Inc.
    Inventors: Jim McHugh, William Ramsour, Travis Bussey, Timothy Richards, Michael Aughney, Adam Fong
  • Patent number: 12288199
    Abstract: Methods, systems and apparatus are provided for facilitating financial transactions using an IC type financial card presented at a terminal. A requested transaction for monetary value is processed via a first transaction type. If the transaction is successful, monetary value (such as cash or a monetary value ticket or receipt) is dispensed to the user. If unsuccessful, the card is not ejected and the transaction is processed via a second transaction type. The first transaction type might be a PIN based ATM or ticket transaction and the second transaction type might be a signature based transaction.
    Type: Grant
    Filed: March 27, 2024
    Date of Patent: April 29, 2025
    Assignee: Everi Payments Inc.
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
  • Publication number: 20240346471
    Abstract: Methods, systems and apparatus are provided for facilitating financial transactions using an IC type financial card presented at a terminal. A requested transaction for monetary value is processed via a first transaction type. If the transaction is successful, monetary value (such as cash or a monetary value ticket or receipt) is dispensed to the user. If unsuccessful, the card is not ejected and the transaction is processed via a second transaction type. The first transaction type might be a PIN based ATM or ticket transaction and the second transaction type might be a signature based transaction.
    Type: Application
    Filed: March 27, 2024
    Publication date: October 17, 2024
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
  • Publication number: 20240242190
    Abstract: An improved financial terminal automatically reconfigures into different financial processing terminal types. In one embodiment, the terminal comprises a housing; a card reader configured to accept at least a portion of a card having an integrated circuit; at least one display; at least one processor; and at least one memory configured to store machine readable code, the machine readable code comprising a first kernel corresponding to a first transaction type and a second kernel corresponding to a second transaction type.
    Type: Application
    Filed: February 5, 2024
    Publication date: July 18, 2024
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
  • Patent number: 11948135
    Abstract: Methods, systems and apparatus are provided for facilitating financial transactions using an IC type financial card presented at a terminal. A requested transaction for monetary value is processed via a first transaction type. If the transaction is successful, monetary value (such as cash or a monetary value ticket or receipt) is dispensed to the user. If unsuccessful, the card is not ejected and the transaction is processed via a second transaction type. The first transaction type might be a PIN based ATM or ticket transaction and the second transaction type might be a signature based transaction.
    Type: Grant
    Filed: May 11, 2023
    Date of Patent: April 2, 2024
    Assignee: Everi Payments Inc.
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
  • Publication number: 20240096175
    Abstract: A casino gaming system includes gaming machines which are configured to accept and read tickets. The ticket may comprise cash-value tickets or non-cash value/promotional tickets. The tickets may also include secondary feature triggering indicia. The player may present the cash-value ticket having a feature triggering indicia or a non-cash value/promotional ticket to a gaming machine, such as by inserting it into a media reader such as a bill acceptor. Associated monetary value or non-monetary credits may be credited to the machine. In addition, if the ticket includes a feature triggering indicia, when such an indicia is detected, the gaming machine preferably triggers or initiates the feature.
    Type: Application
    Filed: September 27, 2023
    Publication date: March 21, 2024
    Inventors: Timothy Richards, Scott Howard Betts, Raymond Dumbeck
  • Patent number: 11900345
    Abstract: An improved financial terminal automatically reconfigures into different financial processing terminal types. In one embodiment, the terminal comprises a housing; a card reader configured to accept at least a portion of a card having an integrated circuit; at least one display; at least one processor; and at least one memory configured to store machine readable code, the machine readable code comprising a first kernel corresponding to a first transaction type and a second kernel corresponding to a second transaction type.
    Type: Grant
    Filed: February 8, 2023
    Date of Patent: February 13, 2024
    Assignee: Everi Payments Inc.
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
  • Publication number: 20230394921
    Abstract: In accordance with a method and system for facilitating redemption of monetary value gaming tickets, such as issued by a gaming device upon cash-out, a ticket is presented, such as to a redemption kiosk. If the ticket is validated and has a monetary value which includes a fractional currency value, then the player is presented with an opportunity to play one or more games, such as slot games or entry games based upon a wager comprising at least the fractional currency value of the ticket, wherein winnings may be paid in a whole value as part of the ticket redemption or as separate prizes, whereby dispensing of fractional value, such as coins, may be avoided.
    Type: Application
    Filed: August 17, 2023
    Publication date: December 7, 2023
    Inventors: Jim McHugh, William Ramsour, Travis Bussey, Timothy Richards, Michael Aughney, Adam Fong
  • Patent number: 11776357
    Abstract: A casino gaming system includes gaming machines which are configured to accept and read tickets. The ticket may comprise cash-value tickets or non-cash value/promotional tickets. The tickets may also include secondary feature triggering indicia. The player may present the cash-value ticket having a feature triggering indicia or a non-cash value/promotional ticket to a gaming machine, such as by inserting it into a media reader such as a bill acceptor. Associated monetary value or non-monetary credits may be credited to the machine. In addition, if the ticket includes a feature triggering indicia, when such an indicia is detected, the gaming machine preferably triggers or initiates the feature.
    Type: Grant
    Filed: September 7, 2021
    Date of Patent: October 3, 2023
    Assignee: Everi Payments Inc.
    Inventors: Timothy Richards, Scott Howard Betts, Raymond Dumbeck
  • Publication number: 20230281579
    Abstract: Methods, systems and apparatus are provided for facilitating financial transactions using an IC type financial card presented at a terminal. A requested transaction for monetary value is processed via a first transaction type. If the transaction is successful, monetary value (such as cash or a monetary value ticket or receipt) is dispensed to the user. If unsuccessful, the card is not ejected and the transaction is processed via a second transaction type. The first transaction type might be a PIN based ATM or ticket transaction and the second transaction type might be a signature based transaction.
    Type: Application
    Filed: May 11, 2023
    Publication date: September 7, 2023
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
  • Patent number: 11741787
    Abstract: In accordance with a method and system for facilitating redemption of monetary value gaming tickets, such as issued by a gaming device upon cash-out, a ticket is presented, such as to a redemption kiosk. If the ticket is validated and has a monetary value which includes a fractional currency value, then the player is presented a wagering game based upon a wager comprising at least the fractional currency value of the ticket or is provided entries into a game or promotional event, wherein winnings may be paid in a whole value as part of the ticket redemption or as separate prizes, whereby dispensing of fractional value, such as coins, may be avoided.
    Type: Grant
    Filed: January 18, 2022
    Date of Patent: August 29, 2023
    Assignee: Everi Payments Inc.
    Inventors: Jim McHugh, William Ramsour, Travis Bussey, Timothy Richards, Michael Aughney, Adam Fong
  • Publication number: 20230237452
    Abstract: An improved financial terminal automatically reconfigures into different financial processing terminal types. In one embodiment, the terminal comprises a housing; a card reader configured to accept at least a portion of a card having an integrated circuit; at least one display; at least one processor; and at least one memory configured to store machine readable code, the machine readable code comprising a first kernel corresponding to a first transaction type and a second kernel corresponding to a second transaction type.
    Type: Application
    Filed: February 8, 2023
    Publication date: July 27, 2023
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
  • Patent number: 11657375
    Abstract: Methods, systems and apparatus are provided for facilitating financial transactions using an IC type financial card presented at a terminal. A requested transaction for monetary value is processed via a first transaction type. If the transaction is successful, monetary value is dispensed to the user. If unsuccessful, the card is not ejected and the transaction is processed via a second transaction type. The first transaction type might be a PIN based ATM transaction and the second transaction type might be a signature based transaction.
    Type: Grant
    Filed: June 16, 2021
    Date of Patent: May 23, 2023
    Assignee: Everi Payments Inc.
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan
  • Patent number: 11657376
    Abstract: Methods, systems and apparatus are provided for facilitating financial transactions using an IC type financial card presented at a terminal. A requested transaction for monetary value is processed via a first transaction type. If the transaction is successful, monetary value is dispensed to the user. If unsuccessful, the card is not ejected and the transaction is processed via a second transaction type. The first transaction type might be a PIN based ATM transaction and the second transaction type might be a signature based transaction.
    Type: Grant
    Filed: November 18, 2021
    Date of Patent: May 23, 2023
    Assignee: Everi Payments, Inc.
    Inventors: Timothy Richards, Dale Baltzell, Brian T. Sullivan