Patents by Inventor Timothy S. Hurley

Timothy S. Hurley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11120442
    Abstract: Systems, methods, and computer-readable media for using an online resource to manage reloadable credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving selection data via an online resource, where the selection data may be indicative of a particular credential applet stored on a secure element of the electronic device, in response to the receiving the selection data, accessing validation data from the particular credential applet on the secure element, transmitting initialization results comprising the accessed validation data to a remote subsystem associated with the online resource, in response to the transmitting, receiving reload data from the remote subsystem, and adjusting a balance of the particular credential applet based on the received reload data. Additional embodiments are also provided.
    Type: Grant
    Filed: September 30, 2014
    Date of Patent: September 14, 2021
    Assignee: Apple Inc.
    Inventors: Timothy S. Hurley, Ahmer A. Khan, George R. Dicker, Christopher Sharp
  • Patent number: 11068875
    Abstract: Using electronic devices (such as cellular telephones) that communicate wirelessly, two individuals can make person-to-person payments. In particular, an individual using an electronic device may identify another proximate electronic device of a counterparty in a financial transaction, and may provide an encrypted payment packet to the other electronic device that includes: a financial credential for a financial account of the individual, a payment amount, and a payment sign. When the other electronic device receives the encrypted payment applet, the counterparty may accept the payment in the financial transaction specified by the encrypted payment packet. Then, the other electronic device may provide the encrypted payment packet and another encrypted payment packet (with a financial credential for a financial account of the counterparty, the payment amount and the opposite payment sign) to a third party that completes the financial transaction.
    Type: Grant
    Filed: September 30, 2014
    Date of Patent: July 20, 2021
    Assignee: Apple, Inc.
    Inventors: Ahmer A. Khan, Timothy S. Hurley
  • Publication number: 20210219096
    Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.
    Type: Application
    Filed: December 7, 2020
    Publication date: July 15, 2021
    Inventors: Raghu Pai, Timothy S. Hurley, Patrice Olivier Gautier, Karthik Narayanan, Murthy Parthasarahthi, Maxime Veron
  • Publication number: 20210174358
    Abstract: Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem.
    Type: Application
    Filed: November 9, 2020
    Publication date: June 10, 2021
    Inventors: David T. HAGGERTY, George R. DICKER, Joakim LINDE, Ahmer A. KHAN, Timothy S. HURLEY
  • Publication number: 20210150523
    Abstract: Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data.
    Type: Application
    Filed: December 28, 2020
    Publication date: May 20, 2021
    Inventors: Manoj K. Thulaseedharan PILLAI, Ahmer A. KHAN, Thomas ELLIOTT, Timothy S. HURLEY, Jennifer J. BAILEY, David E. BRUDNICKI
  • Patent number: 10878414
    Abstract: Systems, methods, and computer-readable media for communicating electronic device secure element data over multiple paths for online payments are provided. In one example embodiment, a method includes, inter alia, at a commercial entity subsystem, receiving, from an electronic device, device transaction data that includes credential data indicative of a payment credential on the electronic device for funding a transaction with a merchant subsystem, accessing a transaction identifier, deriving a transaction key based on transaction key data that includes the accessed transaction identifier, transmitting, to one of the merchant subsystem and the electronic device, merchant payment data that includes a first portion of the credential data and the accessed transaction identifier, and sharing, with a financial institution subsystem using the transaction key, commercial payment data that includes a second portion of the credential data that is different than the first portion of the credential data.
    Type: Grant
    Filed: September 23, 2016
    Date of Patent: December 29, 2020
    Assignee: Apple Inc.
    Inventors: Manoj K. Thulaseedharan Pillai, Ahmer A. Khan, Thomas Elliott, Timothy S. Hurley, Jennifer J. Bailey, David E. Brudnicki
  • Patent number: 10861090
    Abstract: Systems, methods, and computer-readable media for provisioning credentials on an electronic device are provided. In one example embodiment, a secure platform system may be in communication with an electronic device and a financial institution subsystem.
    Type: Grant
    Filed: September 2, 2014
    Date of Patent: December 8, 2020
    Assignee: Apple Inc.
    Inventors: David T. Haggerty, George R. Dicker, Joakim Linde, Ahmer A. Khan, Timothy S. Hurley
  • Patent number: 10863307
    Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.
    Type: Grant
    Filed: June 24, 2019
    Date of Patent: December 8, 2020
    Assignee: Apple Inc.
    Inventors: Raghu Pai, Timothy S. Hurley, Patrice Olivier Gautier, Karthik Narayanan, Murthy Parthasarathi, Maxime Veron
  • Publication number: 20200036695
    Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.
    Type: Application
    Filed: June 10, 2019
    Publication date: January 30, 2020
    Inventors: Christopher Sharp, David T. Haggerty, George R. Dicker, Glen W. Steele, Matthew R. Murphy, Timothy S. Hurley
  • Publication number: 20200008010
    Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.
    Type: Application
    Filed: June 24, 2019
    Publication date: January 2, 2020
    Applicant: Apple Inc.
    Inventors: Raghu Pai, Timothy S. Hurley, Patrice Olivier Gautier, Karthik Narayanan, Murthy Parthasarathi, Maxime Veron
  • Patent number: 10382895
    Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.
    Type: Grant
    Filed: September 28, 2018
    Date of Patent: August 13, 2019
    Assignee: Apple Inc.
    Inventors: Raghu Pai, Timothy S. Hurley, Patrice Olivier Gautier, Karthik Narayanan, Murthy Parthasarathi, Maxime Veron
  • Patent number: 10375519
    Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.
    Type: Grant
    Filed: July 25, 2016
    Date of Patent: August 6, 2019
    Assignee: Apple Inc.
    Inventors: Raghu Pai, Timothy S. Hurley, Patrice Olivier Gautier, Karthik Narayanan, Murthy Parthasarathi, Maxime Veron
  • Patent number: 10362010
    Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.
    Type: Grant
    Filed: September 2, 2014
    Date of Patent: July 23, 2019
    Assignee: APPLE INC.
    Inventors: Christopher Sharp, David T. Haggerty, George R. Dicker, Glen W. Steele, Matthew R. Murphy, Timothy S. Hurley
  • Patent number: 10218719
    Abstract: Disclosed are systems and methods for providing protection against alteration of data, such as a credential, associated with a transaction. A first communication is received from a requesting system. The first communication includes a credential and corresponds to an indication that an extended-duration task is being initiated and a request to listen to a status of the credential. A device-listening data store is updated to associate the credential with an identifier associated with the requesting system. When an event is detected that indicates that the credential has been modified or cancelled, the device-listening data store is queried based on the credential. In response to the query, the identifier associated with the requesting device is received. A second communication is generated that corresponds to an alert that identifies a status of the credential as having been modified or cancelled. The second communication is transmitted to the requesting system.
    Type: Grant
    Filed: September 21, 2016
    Date of Patent: February 26, 2019
    Assignee: Apple Inc.
    Inventors: Timothy S. Hurley, David E. Brudnicki, Manoj K. Thulaseedharan Pillai
  • Publication number: 20190037353
    Abstract: A system and method of locating “friends” having mobile devices connected to a network and associated with a user account is disclosed. The method includes sending a request to a mobile device, the mobile device determining its present geographic location and responding to the requestor with this information. This information may be in the form of a coordinate location such as a GPS location or it may be in the form of a name that the mobile device owner assigned to a particular area (e.g., “home”). Having this location information, a user is able to view the location of the friend that is associated with the mobile device.
    Type: Application
    Filed: September 28, 2018
    Publication date: January 31, 2019
    Applicant: Apple Inc.
    Inventors: Raghu Pai, Timothy S. Hurley, Patrice Olivier Gautier, Karthik Narayanan, Murthy Parthasarathi, Maxime Veron
  • Publication number: 20180336553
    Abstract: Systems, methods, and computer-readable media for facilitating a fund transfer between user accounts are provided.
    Type: Application
    Filed: May 16, 2018
    Publication date: November 22, 2018
    Inventors: David E. Brudnicki, Manoj K. Thulaseedharan Pillai, Rupa B. Vazirani, Sunil Nair, Timothy S. Hurley, Matthew W. Strampe, Anish Bhatt
  • Publication number: 20180089660
    Abstract: The systems and methods disclosed herein provide features that allow a user (e.g., sender) to make anonymous direct person-to-person payments to a recipient (e.g., another user). In some cases, the recipient may be someone that the sender of the payment does not know. Thus, the sender and/or recipient of the payment may wish to obfuscate (e.g., hide, obscure, etc.) at least a portion their respective identities. The sender and/or recipient can configure the system to provide a limited amount (e.g., some, or none) of personal information to the other party to the transaction. When the system processes the transaction, the configured amount of personal information can be shared with each party (e.g., sender, recipient) to the transaction so that each party can maintain a desired level of anonymity.
    Type: Application
    Filed: June 19, 2017
    Publication date: March 29, 2018
    Inventors: Thomas ELLIOTT, Timothy S. HURLEY, Richard M. KRAKOWSKI, Richard D. EWING, Glen W. STEELE, Rupa B. VAZIRANI
  • Publication number: 20180083986
    Abstract: Disclosed are systems and methods for providing protection against alteration of data, such as a credential, associated with a transaction. A first communication is received from a requesting system. The first communication includes a credential and corresponds to an indication that an extended-duration task is being initiated and a request to listen to a status of the credential. A device-listening data store is updated to associate the credential with an identifier associated with the requesting system. When an event is detected that indicates that the credential has been modified or cancelled, the device-listening data store is queried based on the credential. In response to the query, the identifier associated with the requesting device is received. A second communication is generated that corresponds to an alert that identifies a status of the credential as having been modified or cancelled. The second communication is transmitted to the requesting system.
    Type: Application
    Filed: September 21, 2016
    Publication date: March 22, 2018
    Applicant: Apple Inc.
    Inventors: Timothy S. Hurley, David E. Brudnicki, Manoj K. Thulaseedharan Pillai
  • Patent number: 9888058
    Abstract: Techniques are provided for causing a file to be sent from a source device over a network to one or more destination devices. An intermediary receives a notification of a file and determines which destination device(s) are to retrieve the file. The intermediary may determine the destination device(s) based on one or more attributes of the file. The intermediary may cause the file to be stored in persistent storage that is maintained by a separate storage service. The intermediary may cause the file to be deleted after a particular period of time. The source device may send multiple versions of a file to the intermediary, which determines which destination device is to receive which version. The file may be a digital image and a destination device may be a device that displays a slideshow of digital images while the destination device receives the digital image over a network.
    Type: Grant
    Filed: February 12, 2016
    Date of Patent: February 6, 2018
    Assignee: Apple Inc.
    Inventors: Timothy S. Hurley, Guido Neitzer, Joshua B. Dickens, John K. Herbold, Patrice O. Gautier
  • Publication number: 20170161716
    Abstract: In some implementations, a mobile device can receive identification information for a merchant store location. The mobile device can receive the identification information when the mobile device is proximate to the store location, for example. The mobile device can obtain graphical user interface (GUI) configuration data for the merchant store location based on the store location identification information. For example, the mobile device can obtain GUI content that has been customized for the merchant store location. The mobile device can configure a GUI of an application installed on the mobile device based on the obtained GUI configuration data. The mobile device can make the proximity application accessible to a user of the mobile device when the mobile device is near the store location.
    Type: Application
    Filed: December 4, 2015
    Publication date: June 8, 2017
    Inventors: Timothy S. Hurley, David Brudnicki, Ahmer Khan, Manoj Thulaseedharan Pillai, Rupamay Saha, Lorraine Meere