Abstract: In general, in one aspect, the invention relates to a method for withholding an amount of payroll funds of an employee to fulfill a financial obligation of the employee. The method involves receiving employee debt information and receiving employee payroll information. The method further involves calculating, using a central processing unit (CPU), an amount of available payroll funds based on the employee payroll information. The method further involves determining, using the CPU, whether the amount of available payroll funds exceeds a debt amount, where the debt amount is based on the employee debt information. The method further involves extracting, using the CPU, the debt amount from the amount of available payroll funds to obtain a payroll balance, where the payroll balance is subsequently sent to the employee. The method further involves sending, using the CPU, the debt amount to the creditor of the employee to fulfill the financial obligation.

Abstract: A method for providing payroll information for a worker of an employer. The method includes obtaining, from the worker, an earnings item for a portion of a payroll period, adding the earnings item to a payroll account of the worker, updating a balance of the payroll account using the earnings item to obtain an updated balance, and calculating a compensation amount for the worker prior to processing payroll of the employer. The compensation amount is calculated using the updated balance. The method further includes displaying the updated balance and the compensation amount for the payroll period prior to processing payroll of the employer.