Patents by Inventor Timothy W. Depew

Timothy W. Depew has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for operating data card terminals for transaction chargeback protection
    Patent number: 5432326
    Abstract: Systems and methods for operating a data card terminal, such as a credit card transaction terminal, for providing chargeback protection services for the benefit of merchants are disclosed. The terminal includes a transaction terminal comprising an embossed character reader and magnetic stripe reader, with a separate signature capture printer. The transaction terminal is operative for detecting the physical presence of a data card during a card transaction. The embossed character reader employs a tactile imager and pattern recognition for detecting the embossed characters on the data card. A signature capturing printer prints a paper receipt, which is signed by a cardholder at a signature capturing window on the printer. A signature capturing system digitizes and compresses signals corresponding to the signature of the card holder.
    Type: Grant
    Filed: June 28, 1994
    Date of Patent: July 11, 1995
    Assignee: National Bancard Corporation
    Inventors: Paul W. Noblett, Jr., Mark Brady, Peter R. Cavicchi, Kumar S. Choudhuri, Timothy W. Depew, John C. Evans, Shelley K. Friedman, James H. Hamilton, Edward G. Kligfeld, Holly B. Krahe, Thomas J. Liney, Murray A. Morton, Parameswaran B. Nair, Gregory A. Philmon, James F. Price, James T. Stills, Laura J. Turner, Diane T. Vogt
  • Data card terminal with embossed character reader and signature capture
    Patent number: 5428210
    Abstract: A data card terminal, such as a credit card transaction terminal, is disclosed. The terminal includes a transaction terminal comprising an embossed character reader and magnetic stripe reader, with a separate signature capture printer. The transaction terminal is operative for detecting the physical presence of a data card during a card transaction. The embossed character reader employs a tactile imager and pattern recognition for detecting the embossed characters on the data card. A signature capturing printer prints a paper receipt, which is signed by a cardholder at a signature capturing window on the printer. A signature capturing system digitizes and compresses signals corresponding to the signature of the card holder. Transaction data including compressed signature signals and signals indicative of the presence of the card are transmitted to the host computer system of a transaction processor, who guarantees the transaction as chargeback-protected under certain circumstances.
    Type: Grant
    Filed: January 10, 1992
    Date of Patent: June 27, 1995
    Assignee: National Bancard Corporation
    Inventors: Parameswaran B. Nair, Mark Brady, Peter R. Cavicchi, Kumar S. Choudhuri, Timothy W. Depew, John C. Evans, Shelley K. Friedman, James H. Hamilton, Edward G. Kligfeld, Holly B. Krahe, Thomas J. Liney, Murray A. Morton, Paul W. Noblett, Jr., Gregory A. Philmon, James F. Price, James T. Stills, Laura J. Turner, Diane T. Voght
  • Embossed character reader for data card terminal
    Patent number: 5404000
    Abstract: A data card terminal, such as a credit card transaction terminal, is disclosed. The terminal includes a transaction terminal comprising an embossed character reader and magnetic stripe reader, with a separate signature capture printer. The transaction terminal is operative for detecting the physical presence of a data card during a card transaction. The embossed character reader employs a tactile imager and pattern recognition for detecting the embossed characters on the data card. A signature capturing printer prints a paper receipt, which is signed by a cardholder at a signature capturing window on the printer. A signature capturing system digitizes and compresses signals corresponding to the signature of the card holder. Transaction data including compressed signature signals and signals indicative of the presence of the card are transmitted to the host computer system of a transaction processor, who guarantees the transaction as chargeback-protected under certain circumstances.
    Type: Grant
    Filed: June 18, 1993
    Date of Patent: April 4, 1995
    Assignee: MicroBilt Corporation
    Inventors: Parameswaran B. Nair, Mark Brady, Peter R. Cavicchi, Kumar S. Choudhuri, Timothy W. Depew, John C. Evans, Shelley K. Friedman, James H. Hamilton, Edward G. Kligfeld, Holly B. Krahe, Thomas J. Liney, Murray A. Morton, Paul W. Noblett, Jr., Gregory A. Philmon, James F. Price, James T. Stills, Laura J. Turner, Diane T. Vogt
  • Data card terminal for receiving authorizations from remote locations
    Patent number: 5357563
    Abstract: A data card terminal, such as a credit card transaction terminal, is disclosed. The terminal is capable of requesting and receiving electronic authorization indicia via alternative communications links. The terminal includes first communications means for automatically connecting the terminal with a transaction processing host computer system via a first communications link, and second communications means for automatically connecting the terminal with the transaction processing host computer system via a separate second communications link if the first link fails. A third communications means automatically connects the terminal to an audio response unit (ARU) via a third communications link in response to a "call me" signal from the host computer system, or if the first and second communications links fail. Transaction data is automatically transmitted from the terminal to the ARU via DTMF signals.
    Type: Grant
    Filed: June 17, 1993
    Date of Patent: October 18, 1994
    Assignee: MicroBilt Corporation
    Inventors: James H. Hamilton, Peter R. Cavicchi, Timothy W. Depew, Shelley K. Friedman, Edward G. Kligfeld, Paul W. Noblett, Jr., Diane T. Vogt, James T. Stills, Gregory A. Philmon, Parameswaran B. Nair, Murray A. Morton
  • Systems and methods for operating data card terminals for transaction chargeback protection
    Patent number: 5334823
    Abstract: Systems and methods for operating a data card terminal, such as a credit card transaction terminal, for providing chargeback protection services for the benefit of merchants are disclosed. The terminal includes a transaction terminal comprising an embossed character reader and magnetic stripe reader, with a separate signature capture printer. The transaction terminal is operative for detecting the physical presence of a data card during a card transaction. The embossed character reader employs a tactile imager and pattern recognition for detecting the embossed characters on the data card. A signature capturing printer prints a paper receipt, which is signed by a cardholder at a signature capturing window on the printer. A signature capturing system digitizes and compresses signals corresponding to the signature of the card holder.
    Type: Grant
    Filed: January 10, 1992
    Date of Patent: August 2, 1994
    Assignee: National Bancard Corporation
    Inventors: Paul W. Noblett, Jr., Mark Brady, Peter R. Cavicchi, Kumar S. Choudhuri, Timothy W. Depew, John C. Evans, Shelley K. Friedman, James H. Hamilton, Edward G. Kligfeld, Holly B. Krahe, Thomas J. Liney, Murray A. Morton, Parameswaran B. Nair, Gregory A. Philmon, James F. Price, James T. Stills, Laura J. Turner, Diane T. Vogt