Patents by Inventor Timur Sherif
Timur Sherif has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12125015Abstract: A transaction card is provided for communicating with a computing device. The transaction card may comprise a computer interface device, at least one memory, at least one processor, and a card reader module. The card reader module configured to receive, from the computing device through the computer interface device, a first data packet comprising a request associated with a transaction, the first data packet being compatible with an interface protocol. The card reader module may process the first data packet to generate a second data packet compatible with the payment authentication protocol; provide the second data packet to the processor; receive, from the processor, a third data packet comprising a response to the request; process the third data packet to generate a fourth data packet based on the response, the fourth data packet compatible with the interface protocol; and transmit, to the computer interface device, the fourth data packet.Type: GrantFiled: October 20, 2023Date of Patent: October 22, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Timur Sherif, Matthew Kloster, Tao Lin, Kevin Osborn
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Patent number: 12106341Abstract: Example embodiments of systems and methods for secure online order pick up and data transmission system between transmitting and receiving devices are provided. In an example embodiment, a user may be required to confirm his or her identity prior to using an application, utilizing enhanced or restricted features of an application or device, viewing sensitive information, or taking certain actions. A transmitting device, such as a contactless card, may be employed as means for confirming a user's identity and access these features.Type: GrantFiled: July 19, 2022Date of Patent: October 1, 2024Assignee: CAPITAL ONE SERVICES, LLCInventors: Jeffrey Rule, Kaitlin Newman, Steve Blanchet, Timur Sherif
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Publication number: 20240311683Abstract: Methods and systems are described herein for novel uses and/or improvements to artificial intelligence applications. As one example, methods and systems are described herein for enabling a resource management communications platform (e.g., an artificial-intelligence-based chatbot application) to intervene at opportune moments to reduce the likelihood that a user performs an undesirable action, while also minimizing the inconvenience to the user. For example, the system may identify implicit user information based on previous notifications and the characteristics of those notifications. Characteristics of previous notifications may include response times from the user.Type: ApplicationFiled: March 15, 2023Publication date: September 19, 2024Applicant: Capital One Services, LLCInventors: Timur SHERIF, Eric EPPLER
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Publication number: 20240296473Abstract: A system and method for discounting the cost of goods based on social throttling is disclosed. A discount system is provided with discounting parameters that can include a starting price for the good, a price progression of the good based on the numbers of purchases, a maximum discount, and other parameters. During the promotion, as the number of purchases increases, the total discount also increases according to those parameters. Additionally, further discount incentives can be provided to individuals who promote the promotion on social media, or based on other factors, such as whether they are early adopters or frequent participants. Accordingly, the retailer benefits from increased sales and the customers benefit from reduced prices.Type: ApplicationFiled: March 2, 2023Publication date: September 5, 2024Applicant: Capital One Services, LLCInventors: Michael MOSSOBA, Timur SHERIF, Amita SHARMA
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Publication number: 20240289797Abstract: In some implementations, an identity verification device may receive a request to verify an identity associated with a user accessing a social media account to share information on a social media platform. The identity verification device may generate, based on the request, a virtual credential linked to a primary credential associated with a financial account belonging to a holder of the social media account. The virtual credential may be used in an identity verification transaction to prove that the user accessing the social media account has access to the financial account associated with the social media account holder. The identity verification device may store a record indicating that the virtual credential was used to conduct the identity verification transaction and may provide, to the social media platform, information to verify the identity associated with the user accessing the social media account based on the record.Type: ApplicationFiled: May 7, 2024Publication date: August 29, 2024Inventors: Michael MOSSOBA, Sophie BERMUDEZ, Timur SHERIF
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Patent number: 12045818Abstract: In some implementations, an identity verification device may receive a request to verify an identity associated with a user accessing a social media account to share information on a social media platform. The identity verification device may generate, based on the request, a virtual credential linked to a primary credential associated with a financial account belonging to a holder of the social media account. The virtual credential may be used in an identity verification transaction to prove that the user accessing the social media account has access to the financial account associated with the social media account holder. The identity verification device may store a record indicating that the virtual credential was used to conduct the identity verification transaction and may provide, to the social media platform, information to verify the identity associated with the user accessing the social media account based on the record.Type: GrantFiled: February 2, 2022Date of Patent: July 23, 2024Assignee: Capital One Services, LLCInventors: Michael Mossoba, Sophie Bermudez, Timur Sherif
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Patent number: 12041043Abstract: A system for verifying a user identity. The system comprises one or more memory devices storing instructions and one or more processors configured to execute the instructions. The processors are configured to receive information associated with an account of a user. The processors are further configured to generate a first profile, where the first profile being related to the user. The processors also receive an indication that the account is accessed by an accessor through an accessor device; and receive, from the accessor device, identity data comprising a plurality of data subsets associated with the accessor. The processors are configured to store the data subsets in respective clusters. The processors are further configured generate cluster analyses by analyzing the data subsets in respective clusters; and output the cluster analyses to node instances that weighs the cluster analyses outputs.Type: GrantFiled: May 2, 2023Date of Patent: July 16, 2024Assignee: Capital One Services, LLCInventors: Timur Sherif, Benjamin Lindquist
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Publication number: 20240152894Abstract: A transaction card is provided for communicating with a computing device. The transaction card may comprise a computer interface device, at least one memory, at least one processor, and a card reader module. The card reader module configured to receive, from the computing device through the computer interface device, a first data packet comprising a request associated with a transaction, the first data packet being compatible with an interface protocol. The card reader module may process the first data packet to generate a second data packet compatible with the payment authentication protocol; provide the second data packet to the processor; receive, from the processor, a third data packet comprising a response to the request; process the third data packet to generate a fourth data packet based on the response, the fourth data packet compatible with the interface protocol; and transmit, to the computer interface device, the fourth data packet.Type: ApplicationFiled: October 20, 2023Publication date: May 9, 2024Inventors: Timur SHERIF, Matthew KLOSTER, Tao LIN, Kevin OSBORN
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Publication number: 20240013287Abstract: In some implementations, a device may determine a route through an entity location to an item location for at least one item included in one or more items associated with a task. The device may provide routing AR information associated with the route to cause an AR view of the route to be displayed. The device may receive visual media that is associated with a first item. The device may analyze the visual media to determine whether an item depicted by the visual media is the first item, and/or one or more recommended items, associated with the first item, depicted by the visual media. The device may provide presentation information to cause AR feedback information to be displayed by the client device in connection with the visual media, wherein the AR feedback information identifies whether the item is the first item, and/or the one or more recommended items.Type: ApplicationFiled: July 7, 2022Publication date: January 11, 2024Inventors: Salik SHAH, Timur SHERIF, Michael MOSSOBA
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Publication number: 20240007284Abstract: Systems and methods related to a variable non-fungible token that dynamically update metadata during blockchain functions. A variable non-fungible token comprises a non-fungible token that is minted with an indication of a non-transferable ownership wallet (e.g., a digital wallet for which the non-fungible token is minted for), a non-transferable smart contract address that has permissions for updating metadata for the variable non-fungible token, and a metadata property threshold based on a specific user corresponding to the digital wallet.Type: ApplicationFiled: June 29, 2022Publication date: January 4, 2024Applicant: Capital One Services, LLCInventors: Kevin OSBORN, Austin ERICKSON, Christopher WU, Timur SHERIF
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Publication number: 20240007310Abstract: Systems and methods related to integrating blockchain functions with external systems using a variable non-fungible token. A variable non-fungible token comprises a non-fungible token that is minted with an indication of a non-transferable ownership wallet (e.g., a digital wallet for which the non-fungible token is minted for), a non-transferable smart contract address that has permissions for updating metadata for the variable non-fungible token, and a metadata property threshold based on a specific user corresponding to the digital wallet.Type: ApplicationFiled: June 29, 2022Publication date: January 4, 2024Applicant: Capital One Services, LLCInventors: Kevin OSBORN, Austin ERICKSON, Christopher WU, Timur SHERIF
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Publication number: 20240005309Abstract: Systems and methods related to a variable non-fungible token. A variable non-fungible token comprises a non-fungible token that is minted with an indication of a non-transferable ownership wallet (e.g., a digital wallet for which the non-fungible token is minted for), a non-transferable smart contract address that has permissions for updating metadata for the variable non-fungible token, and a metadata property threshold based on a specific user corresponding to the digital wallet.Type: ApplicationFiled: June 29, 2022Publication date: January 4, 2024Applicant: Capital One Services, LLCInventors: Kevin OSBORN, Austin ERICKSON, Christopher WU, Timur SHERIF
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Patent number: 11838142Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.Type: GrantFiled: December 30, 2022Date of Patent: December 5, 2023Assignee: Capital One Services, LLCInventors: Hannes Jouhikainen, Zviad Aznaurashvili, Timur Sherif, Steve Blanchet
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Patent number: 11829979Abstract: A transaction card is provided for communicating with a computing device. The transaction card may comprise a computer interface device, at least one memory, at least one processor, and a card reader module. The card reader module configured to receive, from the computing device through the computer interface device, a first data packet comprising a request associated with a transaction, the first data packet being compatible with an interface protocol. The card reader module may process the first data packet to generate a second data packet compatible with the payment authentication protocol; provide the second data packet to the processor; receive, from the processor, a third data packet comprising a response to the request; process the third data packet to generate a fourth data packet based on the response, the fourth data packet compatible with the interface protocol; and transmit, to the computer interface device, the fourth data packet.Type: GrantFiled: August 9, 2022Date of Patent: November 28, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: Timur Sherif, Matthew Kloster, Tao Lin, Kevin Osborn
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Patent number: 11763357Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the processor may be configured to calculate a merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.Type: GrantFiled: May 28, 2021Date of Patent: September 19, 2023Assignee: Capital One Services, LLCInventors: Timur Sherif, Zviad Aznaurashvili, Hannes Jouhikainen, Steve Blanchet
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Patent number: 11755118Abstract: Embodiments disclosed herein generally relate to a method and system of generating text input via facial recognition. A computing system receives a video stream of a user operating an application on a client device. The video stream includes a time series of images of the user. The computing system parses the video stream to identify one or more visual cues of the user. The computing system identifies a current page of the application. The computing system maps the identified on or more visual cues to an operation available on the current page of the application. The computing system executes the mapped operation.Type: GrantFiled: November 25, 2019Date of Patent: September 12, 2023Assignee: Capital One Services, LLCInventors: Hannes Jouhikainen, Timur Sherif, Steve Blanchet
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Publication number: 20230275885Abstract: A system for verifying a user identity. The system comprises one or more memory devices storing instructions and one or more processors configured to execute the instructions. The processors are configured to receive information associated with an account of a user. The processors are further configured to generate a first profile, where the first profile being related to the user. The processors also receive an indication that the account is accessed by an accessor through an accessor device; and receive, from the accessor device, identity data comprising a plurality of data subsets associated with the accessor. The processors are configured to store the data subsets in respective clusters. The processors are further configured generate cluster analyses by analyzing the data subsets in respective clusters; and output the cluster analyses to node instances that weighs the cluster analyses outputs.Type: ApplicationFiled: May 2, 2023Publication date: August 31, 2023Applicant: Capital One Services, LLCInventors: Timur SHERIF, Benjamin LINDQUIST
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Publication number: 20230269248Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device indicating that the user has been authenticated.Type: ApplicationFiled: May 1, 2023Publication date: August 24, 2023Applicant: Capital One Services, LLCInventors: Timur SHERIF, Steve BLANCHET, Hannes JOUHIKAINEN, Zviad AZNAURASHVILI
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OBFUSCATING COMMUNICATIONS THAT INCLUDE SENSITIVE INFORMATION BASED ON CONTEXT OF THE COMMUNICATIONS
Publication number: 20230252190Abstract: In some implementations, a user device may detect a communication associated with the user device and a user. The user device may analyze, using a machine learning model, a context of the communication to determine a risk score associated with the communication, the risk score indicating a likelihood that the communication is associated with a fraudulent actor attempting to solicit sensitive information from the user. The user device may monitor the communication to identify a trigger in the communication that indicates that sensitive information is to be shared, wherein monitoring the communication includes performing one or more operations to secure the communication based on the risk score satisfying one or more thresholds. The user device may detect, based on monitoring the communication, a portion of the communication that includes the sensitive information. The user device may obfuscate the portion of the communication.Type: ApplicationFiled: February 8, 2022Publication date: August 10, 2023Inventors: Michael MOSSOBA, Zoe FISCH, Timur SHERIF -
Publication number: 20230245125Abstract: In some implementations, an identity verification device may receive a request to verify an identity associated with a user accessing a social media account to share information on a social media platform. The identity verification device may generate, based on the request, a virtual credential linked to a primary credential associated with a financial account belonging to a holder of the social media account. The virtual credential may be used in an identity verification transaction to prove that the user accessing the social media account has access to the financial account associated with the social media account holder. The identity verification device may store a record indicating that the virtual credential was used to conduct the identity verification transaction and may provide, to the social media platform, information to verify the identity associated with the user accessing the social media account based on the record.Type: ApplicationFiled: February 2, 2022Publication date: August 3, 2023Inventors: Michael MOSSOBA, Sophie BERMUDEZ, Timur SHERIF