Patents by Inventor Timur Sherif

Timur Sherif has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12125015
    Abstract: A transaction card is provided for communicating with a computing device. The transaction card may comprise a computer interface device, at least one memory, at least one processor, and a card reader module. The card reader module configured to receive, from the computing device through the computer interface device, a first data packet comprising a request associated with a transaction, the first data packet being compatible with an interface protocol. The card reader module may process the first data packet to generate a second data packet compatible with the payment authentication protocol; provide the second data packet to the processor; receive, from the processor, a third data packet comprising a response to the request; process the third data packet to generate a fourth data packet based on the response, the fourth data packet compatible with the interface protocol; and transmit, to the computer interface device, the fourth data packet.
    Type: Grant
    Filed: October 20, 2023
    Date of Patent: October 22, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Timur Sherif, Matthew Kloster, Tao Lin, Kevin Osborn
  • Patent number: 12106341
    Abstract: Example embodiments of systems and methods for secure online order pick up and data transmission system between transmitting and receiving devices are provided. In an example embodiment, a user may be required to confirm his or her identity prior to using an application, utilizing enhanced or restricted features of an application or device, viewing sensitive information, or taking certain actions. A transmitting device, such as a contactless card, may be employed as means for confirming a user's identity and access these features.
    Type: Grant
    Filed: July 19, 2022
    Date of Patent: October 1, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Jeffrey Rule, Kaitlin Newman, Steve Blanchet, Timur Sherif
  • Publication number: 20240311683
    Abstract: Methods and systems are described herein for novel uses and/or improvements to artificial intelligence applications. As one example, methods and systems are described herein for enabling a resource management communications platform (e.g., an artificial-intelligence-based chatbot application) to intervene at opportune moments to reduce the likelihood that a user performs an undesirable action, while also minimizing the inconvenience to the user. For example, the system may identify implicit user information based on previous notifications and the characteristics of those notifications. Characteristics of previous notifications may include response times from the user.
    Type: Application
    Filed: March 15, 2023
    Publication date: September 19, 2024
    Applicant: Capital One Services, LLC
    Inventors: Timur SHERIF, Eric EPPLER
  • Publication number: 20240296473
    Abstract: A system and method for discounting the cost of goods based on social throttling is disclosed. A discount system is provided with discounting parameters that can include a starting price for the good, a price progression of the good based on the numbers of purchases, a maximum discount, and other parameters. During the promotion, as the number of purchases increases, the total discount also increases according to those parameters. Additionally, further discount incentives can be provided to individuals who promote the promotion on social media, or based on other factors, such as whether they are early adopters or frequent participants. Accordingly, the retailer benefits from increased sales and the customers benefit from reduced prices.
    Type: Application
    Filed: March 2, 2023
    Publication date: September 5, 2024
    Applicant: Capital One Services, LLC
    Inventors: Michael MOSSOBA, Timur SHERIF, Amita SHARMA
  • Publication number: 20240289797
    Abstract: In some implementations, an identity verification device may receive a request to verify an identity associated with a user accessing a social media account to share information on a social media platform. The identity verification device may generate, based on the request, a virtual credential linked to a primary credential associated with a financial account belonging to a holder of the social media account. The virtual credential may be used in an identity verification transaction to prove that the user accessing the social media account has access to the financial account associated with the social media account holder. The identity verification device may store a record indicating that the virtual credential was used to conduct the identity verification transaction and may provide, to the social media platform, information to verify the identity associated with the user accessing the social media account based on the record.
    Type: Application
    Filed: May 7, 2024
    Publication date: August 29, 2024
    Inventors: Michael MOSSOBA, Sophie BERMUDEZ, Timur SHERIF
  • Patent number: 12045818
    Abstract: In some implementations, an identity verification device may receive a request to verify an identity associated with a user accessing a social media account to share information on a social media platform. The identity verification device may generate, based on the request, a virtual credential linked to a primary credential associated with a financial account belonging to a holder of the social media account. The virtual credential may be used in an identity verification transaction to prove that the user accessing the social media account has access to the financial account associated with the social media account holder. The identity verification device may store a record indicating that the virtual credential was used to conduct the identity verification transaction and may provide, to the social media platform, information to verify the identity associated with the user accessing the social media account based on the record.
    Type: Grant
    Filed: February 2, 2022
    Date of Patent: July 23, 2024
    Assignee: Capital One Services, LLC
    Inventors: Michael Mossoba, Sophie Bermudez, Timur Sherif
  • Patent number: 12041043
    Abstract: A system for verifying a user identity. The system comprises one or more memory devices storing instructions and one or more processors configured to execute the instructions. The processors are configured to receive information associated with an account of a user. The processors are further configured to generate a first profile, where the first profile being related to the user. The processors also receive an indication that the account is accessed by an accessor through an accessor device; and receive, from the accessor device, identity data comprising a plurality of data subsets associated with the accessor. The processors are configured to store the data subsets in respective clusters. The processors are further configured generate cluster analyses by analyzing the data subsets in respective clusters; and output the cluster analyses to node instances that weighs the cluster analyses outputs.
    Type: Grant
    Filed: May 2, 2023
    Date of Patent: July 16, 2024
    Assignee: Capital One Services, LLC
    Inventors: Timur Sherif, Benjamin Lindquist
  • Publication number: 20240152894
    Abstract: A transaction card is provided for communicating with a computing device. The transaction card may comprise a computer interface device, at least one memory, at least one processor, and a card reader module. The card reader module configured to receive, from the computing device through the computer interface device, a first data packet comprising a request associated with a transaction, the first data packet being compatible with an interface protocol. The card reader module may process the first data packet to generate a second data packet compatible with the payment authentication protocol; provide the second data packet to the processor; receive, from the processor, a third data packet comprising a response to the request; process the third data packet to generate a fourth data packet based on the response, the fourth data packet compatible with the interface protocol; and transmit, to the computer interface device, the fourth data packet.
    Type: Application
    Filed: October 20, 2023
    Publication date: May 9, 2024
    Inventors: Timur SHERIF, Matthew KLOSTER, Tao LIN, Kevin OSBORN
  • Publication number: 20240013287
    Abstract: In some implementations, a device may determine a route through an entity location to an item location for at least one item included in one or more items associated with a task. The device may provide routing AR information associated with the route to cause an AR view of the route to be displayed. The device may receive visual media that is associated with a first item. The device may analyze the visual media to determine whether an item depicted by the visual media is the first item, and/or one or more recommended items, associated with the first item, depicted by the visual media. The device may provide presentation information to cause AR feedback information to be displayed by the client device in connection with the visual media, wherein the AR feedback information identifies whether the item is the first item, and/or the one or more recommended items.
    Type: Application
    Filed: July 7, 2022
    Publication date: January 11, 2024
    Inventors: Salik SHAH, Timur SHERIF, Michael MOSSOBA
  • Publication number: 20240007284
    Abstract: Systems and methods related to a variable non-fungible token that dynamically update metadata during blockchain functions. A variable non-fungible token comprises a non-fungible token that is minted with an indication of a non-transferable ownership wallet (e.g., a digital wallet for which the non-fungible token is minted for), a non-transferable smart contract address that has permissions for updating metadata for the variable non-fungible token, and a metadata property threshold based on a specific user corresponding to the digital wallet.
    Type: Application
    Filed: June 29, 2022
    Publication date: January 4, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kevin OSBORN, Austin ERICKSON, Christopher WU, Timur SHERIF
  • Publication number: 20240007310
    Abstract: Systems and methods related to integrating blockchain functions with external systems using a variable non-fungible token. A variable non-fungible token comprises a non-fungible token that is minted with an indication of a non-transferable ownership wallet (e.g., a digital wallet for which the non-fungible token is minted for), a non-transferable smart contract address that has permissions for updating metadata for the variable non-fungible token, and a metadata property threshold based on a specific user corresponding to the digital wallet.
    Type: Application
    Filed: June 29, 2022
    Publication date: January 4, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kevin OSBORN, Austin ERICKSON, Christopher WU, Timur SHERIF
  • Publication number: 20240005309
    Abstract: Systems and methods related to a variable non-fungible token. A variable non-fungible token comprises a non-fungible token that is minted with an indication of a non-transferable ownership wallet (e.g., a digital wallet for which the non-fungible token is minted for), a non-transferable smart contract address that has permissions for updating metadata for the variable non-fungible token, and a metadata property threshold based on a specific user corresponding to the digital wallet.
    Type: Application
    Filed: June 29, 2022
    Publication date: January 4, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kevin OSBORN, Austin ERICKSON, Christopher WU, Timur SHERIF
  • Patent number: 11838142
    Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.
    Type: Grant
    Filed: December 30, 2022
    Date of Patent: December 5, 2023
    Assignee: Capital One Services, LLC
    Inventors: Hannes Jouhikainen, Zviad Aznaurashvili, Timur Sherif, Steve Blanchet
  • Patent number: 11829979
    Abstract: A transaction card is provided for communicating with a computing device. The transaction card may comprise a computer interface device, at least one memory, at least one processor, and a card reader module. The card reader module configured to receive, from the computing device through the computer interface device, a first data packet comprising a request associated with a transaction, the first data packet being compatible with an interface protocol. The card reader module may process the first data packet to generate a second data packet compatible with the payment authentication protocol; provide the second data packet to the processor; receive, from the processor, a third data packet comprising a response to the request; process the third data packet to generate a fourth data packet based on the response, the fourth data packet compatible with the interface protocol; and transmit, to the computer interface device, the fourth data packet.
    Type: Grant
    Filed: August 9, 2022
    Date of Patent: November 28, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Timur Sherif, Matthew Kloster, Tao Lin, Kevin Osborn
  • Patent number: 11763357
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the processor may be configured to calculate a merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.
    Type: Grant
    Filed: May 28, 2021
    Date of Patent: September 19, 2023
    Assignee: Capital One Services, LLC
    Inventors: Timur Sherif, Zviad Aznaurashvili, Hannes Jouhikainen, Steve Blanchet
  • Patent number: 11755118
    Abstract: Embodiments disclosed herein generally relate to a method and system of generating text input via facial recognition. A computing system receives a video stream of a user operating an application on a client device. The video stream includes a time series of images of the user. The computing system parses the video stream to identify one or more visual cues of the user. The computing system identifies a current page of the application. The computing system maps the identified on or more visual cues to an operation available on the current page of the application. The computing system executes the mapped operation.
    Type: Grant
    Filed: November 25, 2019
    Date of Patent: September 12, 2023
    Assignee: Capital One Services, LLC
    Inventors: Hannes Jouhikainen, Timur Sherif, Steve Blanchet
  • Publication number: 20230275885
    Abstract: A system for verifying a user identity. The system comprises one or more memory devices storing instructions and one or more processors configured to execute the instructions. The processors are configured to receive information associated with an account of a user. The processors are further configured to generate a first profile, where the first profile being related to the user. The processors also receive an indication that the account is accessed by an accessor through an accessor device; and receive, from the accessor device, identity data comprising a plurality of data subsets associated with the accessor. The processors are configured to store the data subsets in respective clusters. The processors are further configured generate cluster analyses by analyzing the data subsets in respective clusters; and output the cluster analyses to node instances that weighs the cluster analyses outputs.
    Type: Application
    Filed: May 2, 2023
    Publication date: August 31, 2023
    Applicant: Capital One Services, LLC
    Inventors: Timur SHERIF, Benjamin LINDQUIST
  • Publication number: 20230269248
    Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device indicating that the user has been authenticated.
    Type: Application
    Filed: May 1, 2023
    Publication date: August 24, 2023
    Applicant: Capital One Services, LLC
    Inventors: Timur SHERIF, Steve BLANCHET, Hannes JOUHIKAINEN, Zviad AZNAURASHVILI
  • Publication number: 20230252190
    Abstract: In some implementations, a user device may detect a communication associated with the user device and a user. The user device may analyze, using a machine learning model, a context of the communication to determine a risk score associated with the communication, the risk score indicating a likelihood that the communication is associated with a fraudulent actor attempting to solicit sensitive information from the user. The user device may monitor the communication to identify a trigger in the communication that indicates that sensitive information is to be shared, wherein monitoring the communication includes performing one or more operations to secure the communication based on the risk score satisfying one or more thresholds. The user device may detect, based on monitoring the communication, a portion of the communication that includes the sensitive information. The user device may obfuscate the portion of the communication.
    Type: Application
    Filed: February 8, 2022
    Publication date: August 10, 2023
    Inventors: Michael MOSSOBA, Zoe FISCH, Timur SHERIF
  • Publication number: 20230245125
    Abstract: In some implementations, an identity verification device may receive a request to verify an identity associated with a user accessing a social media account to share information on a social media platform. The identity verification device may generate, based on the request, a virtual credential linked to a primary credential associated with a financial account belonging to a holder of the social media account. The virtual credential may be used in an identity verification transaction to prove that the user accessing the social media account has access to the financial account associated with the social media account holder. The identity verification device may store a record indicating that the virtual credential was used to conduct the identity verification transaction and may provide, to the social media platform, information to verify the identity associated with the user accessing the social media account based on the record.
    Type: Application
    Filed: February 2, 2022
    Publication date: August 3, 2023
    Inventors: Michael MOSSOBA, Sophie BERMUDEZ, Timur SHERIF