Patents by Inventor Timur Sherif

Timur Sherif has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210326671
    Abstract: Methods and systems disclosed herein may communicate information, such as alerts and notifications, to a cardholder via a color-changing transaction card. In particular, the cardholder may configure one or more thresholds that establish when a transaction card may change colors. For instance, a transaction card may change colors at, or while approaching, a first threshold. The transaction card may change colors at, or while approaching, a second threshold. When the cardholder's balance goes below the thresholds, the transaction card may revert back to the lower threshold color or the original color of the transaction card. Using the techniques described herein a financial institution may convey information to a cardholder in a way that does not require the cardholder to digital engage with the financial institution.
    Type: Application
    Filed: May 24, 2021
    Publication date: October 21, 2021
    Inventors: Timur Sherif, Cara Weikel, Steve Blanchet, Kevin Osborn
  • Publication number: 20210287264
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the processor may be configured to calculate a merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.
    Type: Application
    Filed: May 28, 2021
    Publication date: September 16, 2021
    Applicant: Capital One Services, LLC
    Inventors: Timur SHERIF, Zviad AZNAURASHVILI, Hannes JOUHIKAINEN, Steve BLANCHET
  • Publication number: 20210288949
    Abstract: A system for verifying a user identity. The system comprises one or more memory devices storing instructions and one or more processors configured to execute the instructions. The processors are configured to receive information associated with an account of a user. The processors are further configured to generate a first profile, where the first profile being related to the user. The processors also receives an indication that the account is accessed by an accessor through an accessor device; and receive, from the accessor device, identity data comprising a plurality of data subsets associated with the accessor. The processors are configured to store the data subsets in respective clusters. The processors are further configured generate cluster analyses by analyzing the data subsets in respective clusters; and output the cluster analyses to node instances that weighs the cluster analyses outputs.
    Type: Application
    Filed: May 27, 2021
    Publication date: September 16, 2021
    Applicant: Capital One Services, LLC
    Inventors: Timur SHERIF, Benjamin LINDQUIST
  • Publication number: 20210209438
    Abstract: Methods and systems disclosed herein may communicate information, such as alerts and notifications, to a cardholder via a color-changing transaction card. In particular, the cardholder may configure one or more thresholds that establish when a transaction card may change colors. For instance, a transaction card may change colors at, or while approaching, a first threshold. The transaction card may change colors at, or while approaching, a second threshold. When the cardholder's balance goes below the thresholds, the transaction card may revert back to the lower threshold color or the original color of the transaction card. Using the techniques described herein a financial institution may convey information to a cardholder in a way that does not require the cardholder to digital engage with the financial institution.
    Type: Application
    Filed: January 7, 2020
    Publication date: July 8, 2021
    Inventors: Timur Sherif, Cara Weikel, Steve Blanchet, Kevin Osborn
  • Patent number: 11055593
    Abstract: Methods and systems disclosed herein may communicate information, such as alerts and notifications, to a cardholder via a color-changing transaction card. In particular, the cardholder may configure one or more thresholds that establish when a transaction card may change colors. For instance, a transaction card may change colors at, or while approaching, a first threshold. The transaction card may change colors at, or while approaching, a second threshold. When the cardholder's balance goes below the thresholds, the transaction card may revert back to the lower threshold color or the original color of the transaction card. Using the techniques described herein a financial institution may convey information to a cardholder in a way that does not require the cardholder to digital engage with the financial institution.
    Type: Grant
    Filed: January 7, 2020
    Date of Patent: July 6, 2021
    Assignee: Capital One Services, LLC
    Inventors: Timur Sherif, Cara Weikel, Steve Blanchet, Kevin Osborn
  • Patent number: 11042913
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the processor may be configured to calculate a merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.
    Type: Grant
    Filed: November 16, 2018
    Date of Patent: June 22, 2021
    Assignee: Capital One Services, LLC
    Inventors: Timur Sherif, Zviad Aznaurashvili, Hannes Jouhikainen, Steve Blanchet
  • Patent number: 11038865
    Abstract: A system for verifying a user identity. The system comprises one or more memory devices storing instructions and one or more processors configured to execute the instructions. The processors are configured to receive information associated with an account of a user. The processors are further configured to generate a first profile, where the first profile being related to the user. The processors also receives an indication that the account is accessed by an accessor through an accessor device; and receive, from the accessor device, identity data comprising a plurality of data subsets associated with the accessor. The processors are configured to store the data subsets in respective clusters. The processors are further configured generate cluster analyses by analyzing the data subsets in respective clusters; and output the cluster analyses to node instances that weighs the cluster analyses outputs.
    Type: Grant
    Filed: May 12, 2020
    Date of Patent: June 15, 2021
    Assignee: Capital One Services, LLC
    Inventors: Timur Sherif, Benjamin Lindquist
  • Publication number: 20210167980
    Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.
    Type: Application
    Filed: February 12, 2021
    Publication date: June 3, 2021
    Inventors: Hannes JOUHIKAINEN, Zviad AZNAURASHVILI, Timur SHERIF, Steve BLANCHET
  • Patent number: 10924292
    Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.
    Type: Grant
    Filed: January 13, 2020
    Date of Patent: February 16, 2021
    Assignee: Capital One Services, LLC
    Inventors: Hannes Jouhikainen, Zviad Aznaurashvili, Timur Sherif, Steve Blanchet
  • Publication number: 20210035082
    Abstract: A transaction card is provided for communicating with a computing device. The transaction card may comprise a computer interface device, at least one memory, at least one processor, and a card reader module. The card reader module configured to receive, from the computing device through the computer interface device, a first data packet comprising a request associated with a transaction, the first data packet being compatible with an interface protocol. The card reader module may process the first data packet to generate a second data packet compatible with the payment authentication protocol; provide the second data packet to the processor; receive, from the processor, a third data packet comprising a response to the request; process the third data packet to generate a fourth data packet based on the response, the fourth data packet compatible with the interface protocol; and transmit, to the computer interface device, the fourth data packet.
    Type: Application
    Filed: August 1, 2019
    Publication date: February 4, 2021
    Applicant: Capital One Services, LLC.
    Inventors: Timur Sherif, Matthew Kloster, Tao Lin, Kevin Osborn
  • Publication number: 20200320598
    Abstract: Example embodiments of systems and methods for secure online order pick up and data transmission system between transmitting and receiving devices are provided. In an example embodiment, a user may be required to confirm his or her identity prior to using an application, utilizing enhanced or restricted features of an application or device, viewing sensitive information, or taking certain actions. A transmitting device, such as a contactless card, may be employed as means for confirming a user's identity and access these features.
    Type: Application
    Filed: June 15, 2020
    Publication date: October 8, 2020
    Inventors: Jeffrey RULE, Kaitlin NEWMAN, Steve BLANCHET, Timur SHERIF
  • Patent number: 10796376
    Abstract: A server device may receive, from a first user device, a first set of information regarding a first accident involving a first vehicle, and from a second user device, a second set of information regarding a second accident involving a second vehicle. The first user device may relate to a first user associated with a first policy issued by a first policy provider. The second user device may relate to a second user associated with a second policy issued by a second policy provider. The server device may determine that the first accident corresponds to the second accident, obtain first policy data relating to the first policy, and second policy data relating to the second policy, and cause the first policy data to be provided to the second user device, and the second policy data to be provided to the first user device.
    Type: Grant
    Filed: August 2, 2018
    Date of Patent: October 6, 2020
    Assignee: Capital One Services, LLC
    Inventors: Zviad Aznaurashvili, Hannes Jouhikainen, Steve Blanchet, Timur Sherif
  • Patent number: 10769648
    Abstract: Embodiments disclosed herein generally relate to a method and system of determining an overall sentiment of a facility. A computing system receives a video stream, including a plurality of frames, of one or more patrons in a facility over a first time period. The video stream includes data indicative of a sentiment of each of the one or more patrons. The computing system parses the plurality of frames to determine the sentiment of the patron based at least on audio and visual cues of the patron captured in the video stream during the first time period. The computing system aggregates one or more sentiments corresponding to the one or more patrons in a data set indicative of an overall sentiment of the facility. The computing system generates a sentiment value corresponding to the overall sentiment of the facility. The computing system outputs the overall sentiment of the facility.
    Type: Grant
    Filed: October 14, 2019
    Date of Patent: September 8, 2020
    Assignee: Capital One Services, LLC
    Inventors: Steve Blanchet, Zviad Aznaurashvili, Hannes Jouhikainen, Timur Sherif
  • Publication number: 20200274860
    Abstract: A system for verifying a user identity. The system comprises one or more memory devices storing instructions and one or more processors configured to execute the instructions. The processors are configured to receive information associated with an account of a user. The processors are further configured to generate a first profile, where the first profile being related to the user. The processors also receives an indication that the account is accessed by an accessor through an accessor device; and receive, from the accessor device, identity data comprising a plurality of data subsets associated with the accessor. The processors are configured to store the data subsets in respective clusters. The processors are further configured generate cluster analyses by analyzing the data subsets in respective clusters; and output the cluster analyses to node instances that weighs the cluster analyses outputs.
    Type: Application
    Filed: May 12, 2020
    Publication date: August 27, 2020
    Applicant: Capital One Services, LLC
    Inventors: Timur SHERIF, Benjamin LINDQUIST
  • Publication number: 20200267143
    Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device, indicating that the user has been authenticated.
    Type: Application
    Filed: April 29, 2020
    Publication date: August 20, 2020
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Timur Sherif, Steve Blanchet, Hannes Jouhikainen, Zviad Aznaurashvili
  • Patent number: 10733645
    Abstract: Example embodiments of systems and methods for secure online order pick up and data transmission system between transmitting and receiving devices are provided. In an example embodiment, a user may be required to confirm his or her identity prior to using an application, utilizing enhanced or restricted features of an application or device, viewing sensitive information, or taking certain actions. A transmitting device, such as a contactless card, may be employed as means for confirming a user's identity and access these features.
    Type: Grant
    Filed: October 2, 2019
    Date of Patent: August 4, 2020
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Jeffrey Rule, Kaitlin Newman, Steve Blanchet, Timur Sherif
  • Patent number: 10701055
    Abstract: A system for verifying a user identity. The system comprises one or more memory devices storing instructions and one or more processors configured to execute the instructions. The processors are configured to receive information associated with an account of a user. The processors are further configured to generate a first profile, where the first profile being related to the user. The processors also receives an indication that the account is accessed by an accessor through an accessor device; and receive, from the accessor device, identity data comprising a plurality of data subsets associated with the accessor. The processors are configured to store the data subsets in respective clusters. The processors are further configured generate cluster analyses by analyzing the data subsets in respective clusters; and output the cluster analyses to node instances that weighs the cluster analyses outputs.
    Type: Grant
    Filed: November 14, 2018
    Date of Patent: June 30, 2020
    Assignee: Capital One Services, LLC
    Inventors: Timur Sherif, Benjamin Lindquist
  • Patent number: 10681040
    Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device, indicating that the user has been authenticated.
    Type: Grant
    Filed: September 14, 2018
    Date of Patent: June 9, 2020
    Assignee: Capital One Services, LLC
    Inventors: Timur Sherif, Steve Blanchet, Hannes Jouhikainen, Zviad Aznaurashvili
  • Publication number: 20200153647
    Abstract: A device may receive meeting data associated with a first meeting, the first meeting having previously occurred. The device may obtain, based on the meeting data, data identifying at least one individual associated with the first meeting and data identifying at least one topic associated with the first meeting. In addition, the device may identify a second meeting based on the at least one individual or the at least one topic, the second meeting having not yet occurred. The device may provide, to a user device associated with the second meeting and based on identifying the second meeting, at least a portion of the meeting data associated with the first meeting.
    Type: Application
    Filed: January 13, 2020
    Publication date: May 14, 2020
    Inventors: Hannes JOUHIKAINEN, Zviad AZNAURASHVILI, Timur SHERIF, Steve BLANCHET
  • Publication number: 20200104891
    Abstract: Example embodiments of systems and methods for secure online order pick up and data transmission system between transmitting and receiving devices are provided. In an example embodiment, a user may be required to confirm his or her identity prior to using an application, utilizing enhanced or restricted features of an application or device, viewing sensitive information, or taking certain actions. A transmitting device, such as a contactless card, may be employed as means for confirming a user's identity and access these features.
    Type: Application
    Filed: October 2, 2019
    Publication date: April 2, 2020
    Inventors: Jeffrey RULE, Kaitlin NEWMAN, Steve BLANCHET, Timur SHERIF