Patents by Inventor Tobi Kral

Tobi Kral has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11023873
    Abstract: Payment technology companies are advancing technological solutions to facilitate payments between users and merchants. The complex architecture and software associated with payment technologies can be further improved by offering additional services to users. Some users may find it difficult or overly complicated to use payment technologies. As such, technological improvement are needed to make using payments technology easier, including adding the ability to make payments when funds are not available in an account, or to offer an advance funds transfer if the user would prefer not to use funds stored in a balance.
    Type: Grant
    Filed: March 31, 2017
    Date of Patent: June 1, 2021
    Assignee: Square, Inc.
    Inventors: Brian Grassadonia, Tobi Kral, Michael Moring, Kristopher David Stipech, Eric Firestone