Patents by Inventor Tobias Speckbacher

Tobias Speckbacher has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11900405
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Grant
    Filed: May 19, 2022
    Date of Patent: February 13, 2024
    Assignee: Valassis Communications, Inc.
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Publication number: 20230106713
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Application
    Filed: May 19, 2022
    Publication date: April 6, 2023
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Patent number: 11580548
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Grant
    Filed: January 7, 2020
    Date of Patent: February 14, 2023
    Assignee: PAYPAL, INC.
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Patent number: 11341522
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Grant
    Filed: May 6, 2021
    Date of Patent: May 24, 2022
    Assignee: Valassis Communications, Inc.
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Publication number: 20210272144
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Application
    Filed: May 6, 2021
    Publication date: September 2, 2021
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Patent number: 11010778
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Grant
    Filed: March 6, 2017
    Date of Patent: May 18, 2021
    Assignee: Valassis Communications, Inc.
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Publication number: 20200143380
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Application
    Filed: January 7, 2020
    Publication date: May 7, 2020
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Patent number: 10528949
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Grant
    Filed: March 21, 2016
    Date of Patent: January 7, 2020
    Assignee: PAYPAL, INC.
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Patent number: 10373161
    Abstract: A method for performing vending transactions includes generating a token upon request by a wireless appliance is provided. The method includes placing the token in a remote server; placing the token in the wireless appliance; providing the token from the wireless appliance to a point-of-sale (POS) terminal; authenticating the token with the remote server; validating the token to perform the vending transaction; and deleting the token from the remote server when the vending transaction is complete. A method for using a wireless appliance in vending transactions is provided. A method for using a remote server configured to connect to a wireless appliance and a POS terminal in vending transactions is provided. A system to perform vending transactions using an internet connection as above is provided. The system may include a remote server including a private account; the remote server configured to communicate with a POS terminal and a wireless appliance.
    Type: Grant
    Filed: December 30, 2011
    Date of Patent: August 6, 2019
    Assignee: PAYPAL, INC.
    Inventors: Prashanth Ranganathan, Alexander Olson, Tobias Speckbacher
  • Publication number: 20180253745
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Application
    Filed: March 6, 2017
    Publication date: September 6, 2018
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Publication number: 20160203491
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Application
    Filed: March 21, 2016
    Publication date: July 14, 2016
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Patent number: 9292677
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Grant
    Filed: October 10, 2014
    Date of Patent: March 22, 2016
    Assignee: PAYPAL, INC.
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Publication number: 20150095990
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Application
    Filed: October 10, 2014
    Publication date: April 2, 2015
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Patent number: 8869245
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Grant
    Filed: March 8, 2012
    Date of Patent: October 21, 2014
    Assignee: eBay Inc.
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Patent number: 8838733
    Abstract: A system and method for managing an Internet domain based on the geographic location of an accessing user. A particular embodiment of the system includes: receiving an access request from a client for access to a particular requested domain; determining a geo-location for the client; determining a corresponding geo-specific site based on the requested domain and the geo-location of the client; and redirecting the client access request to the corresponding geo-specific site.
    Type: Grant
    Filed: October 20, 2010
    Date of Patent: September 16, 2014
    Assignee: Quova, Inc.
    Inventors: Tobias Speckbacher, Jay L. Webster, Jr., Marie Alexander Docter
  • Publication number: 20130173474
    Abstract: A method for performing vending transactions includes generating a token upon request by a wireless appliance is provided. The method includes placing the token in a remote server; placing the token in the wireless appliance; providing the token from the wireless appliance to a point-of-sale (POS) terminal; authenticating the token with the remote server; validating the token to perform the vending transaction; and deleting the token from the remote server when the vending transaction is complete. A method for using a wireless appliance in vending transactions is provided. A method for using a remote server configured to connect to a wireless appliance and a POS terminal in vending transactions is provided. A system to perform vending transactions using an internet connection as above is provided. The system may include a remote server including a private account; the remote server configured to communicate with a POS terminal and a wireless appliance.
    Type: Application
    Filed: December 30, 2011
    Publication date: July 4, 2013
    Applicant: EBAY, INC.
    Inventors: Prashanth Ranganathan, Alexander Olson, Tobias Speckbacher
  • Publication number: 20120233665
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Application
    Filed: March 8, 2012
    Publication date: September 13, 2012
    Applicant: EBAY, INC.
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Publication number: 20120102219
    Abstract: A system and method for managing an Internet domain based on the geographic location of an accessing user. A particular embodiment of the system includes: receiving an access request from a client for access to a particular requested domain; determining a geo-location for the client; determining a corresponding geo-specific site based on the requested domain and the geo-location of the client; and redirecting the client access request to the corresponding geo-specific site.
    Type: Application
    Filed: October 20, 2010
    Publication date: April 26, 2012
    Applicant: Quova, Inc.
    Inventors: Tobias Speckbacher, Jay L. Webster, JR., Marie Alexander Docter
  • Patent number: 8055792
    Abstract: A method and system for evaluating and selecting traceroutes to be used in determining the geographic location of a network block. A particular embodiment of the system includes a set of traceroute feature vector extractors, each traceroute feature vector extractor being associated with at least one of a plurality of traceroutes, each traceroute feature vector extractor being configured to generate a traceroute feature vector for at least one of the plurality of traceroutes; a set of traceroute classifiers each coupled to at least one of the traceroute feature vector extractors, each traceroute classifier being associated with at least one of the plurality of traceroutes, each traceroute classifier being configured to generate at least one traceroute classification and/or regression based on at least one of the traceroute feature vectors; and a traceroute geolocation determining engine.
    Type: Grant
    Filed: November 30, 2007
    Date of Patent: November 8, 2011
    Assignee: Quova, Inc.
    Inventors: Adam Winkler, Tobias Speckbacher, Gary Conner
  • Patent number: 7685279
    Abstract: A system includes an interface to receive network geolocation information associated with a first party to a network session between the first entity and a second entity, coupled via a network. The network geolocation information is determined utilizing a network address of the first entity. The system further includes a decision logic module to obtain supplemental information concerning the first entity by harvesting the supplemental information locally at the first entity. The decision logic module is further to generate an assessment regarding compliance with a geolocation policy defined in connection with access to the second entity, the assessment being generated utilizing the network geolocation information and the supplemental information.
    Type: Grant
    Filed: March 4, 2005
    Date of Patent: March 23, 2010
    Assignee: Quova, Inc.
    Inventors: Thomas W. Miltonberger, Kaelin Lee Colclasure, David Charles Naffziger, Tobias Speckbacher, Stefano Paoletti