Abstract: Methods, apparatuses, and computer program products are disclosed for account verification. An example method includes receiving a request for payment transmission from a payment provider device and generating a first verification element for a payment destination device associated with the request for payment transmission. The method further includes transmitting the first verification element to the payment destination device via a first real-time payment message. In an instance in which the computing device receives responsive authorization from the payment destination device, the method includes verifying the payment destination device. In response to verifying the payment destination device, the method includes transmitting a first real-time payment to the payment destination device. In an instance in which the computing device fails to receive responsive authorization from the payment destination device, the method includes transmitting a verification failure notification to the payment provider device.

Abstract: Methods, apparatuses, and computer program products are disclosed for effectuating payment for consumable content. An example method includes receiving a request for payment associated with a content source device and identifying a first user device associated with a first user accessing consumable content of the content source device. The method further includes transmitting an actionable payment notification to the first user device. In an instance in which the computing device receives responsive authorization from the first user device, the method includes transmitting a first real-time payment to the content source device. In an instance in which the computing device fails to receive responsive authorization from the first user device, the method includes causing access of the consumable content to the first user device to halt.

Abstract: According to some embodiments, a system for presenting content can comprise at least one sensor; a display configured to present a graphical user interface (GUI); at least one processor in communication with the at least one sensor, the display, and memory containing instructions that, when executed, cause the at least one processor to: determining whether an accessory is detected by the at least one sensor; and in response to determining that the accessory is not detected, presenting first content on the display; or in response to determining that the accessory is detected, presenting second content on the display.

Abstract: Techniques for a privacy-based user data sharing protocol disclose a system that receives a request to consent to share user data with a subscriber device. The system identifies, based on the request, a smart contract associated with the subscriber device. The smart contract comprises one or more conditions for collecting and managing the user data. The system generates a token based on the smart contract, in which the token indicates consent by a user to share the user data with the subscriber device according to the one or more conditions. The system records the generated token to a blockchain.

Abstract: Methods of making synthetic yeast cells by mating together two diploid (or higher ploidy) yeast species or hybrids to generate multi-ploid yeast hybrids are provided herein. The synthetic yeast cells made by this process and kits for performing the process are also provided.

Abstract: A dispenser system includes a first container configured to contain a first fluid, a second container configured to contain a second fluid, a faucet coupled with the first container and the second container via first and second hoses, respectively, and including first and second switches installed on the faucet, and a controller configured to control dispensing of the first and second fluids through the faucet. When the first switch is turned on while the second switch is turned off, the controller dispenses the first fluid to the faucet through the first hose. When the first switch is turned off while the second switch is turned on, the controller dispenses the second fluid to the faucet through the second hose. The dispenser system is configured and dimensioned to prevent cross contamination between the first and second hoses.

Abstract: An electronic tax assistant for assisting a user in preparing for a tax return preparation process, wherein the electronic tax assistant performs the following steps: determine a trigger based upon a data input, wherein the trigger is indicative of a potential tax implication; determine a data request based at least in part on the data input, wherein at least one of the data input and the data request is associated with an external device; receive a response based upon the data request, wherein the response is indicative as to whether the trigger is indicative of an actual tax implication; and provide, upon determining the actual tax implication, information in indicative of the data input and the response to an external repository associated with a tax preparation system.

Abstract: A dispenser system includes a first container configured to contain a first fluid, a second container configured to contain a second fluid, a faucet coupled with the first container and the second container via first and second hoses, respectively, and including first and second switches installed on the faucet, and a controller configured to control dispensing of the first and second fluids through the faucet. When the first switch is turned on while the second switch is turned off, the controller dispenses the first fluid to the faucet through the first hose. When the first switch is turned off while the second switch is turned on, the controller dispenses the second fluid to the faucet through the second hose. The dispenser system is configured and dimensioned to prevent cross contamination between the first and second hoses.

Abstract: A dispenser system includes a first container configured to contain a first fluid, a second container configured to contain a second fluid, a faucet coupled with the first container and the second container via first and second hoses, respectively, and including first and second switches installed on the faucet, and a controller configured to control dispensing of the first and second fluids through the faucet. When the first switch is turned on while the second switch is turned off, the controller dispenses the first fluid to the faucet through the first hose. When the first switch is turned off while the second switch is turned on, the controller dispenses the second fluid to the faucet through the second hose. The dispenser system is configured and dimensioned to prevent cross contamination between the first and second hoses.

Abstract: The present invention relates to materials and systems useful for increasing the safety profile of a candle. In particular, the present invention provides a thermally-protective material that is useful to prepare labels or wraps to encircle or surround a candle. The present invention further provides a cool-touch thermally-protected candle assembly.

Abstract: An electronic tax assistant for assisting a user in preparing for a tax return preparation process, wherein the electronic tax assistant performs the following steps: determine a trigger based upon a data input, wherein the trigger is indicative of a potential tax implication; determine a data request based at least in part on the data input, wherein at least one of the data input and the data request is associated with an external device; receive a response based upon the data request, wherein the response is indicative as to whether the trigger is indicative of an actual tax implication; and provide, upon determining the actual tax implication, information in indicative of the data input and the response to an external repository associated with a tax preparation system.

Abstract: An interlocking panel system for top-down installation on an underlying structure including a plurality of panels, with an uphill course and a downhill course where each panel is generally rectangular, having an uphill edge and opposing downhill edge. An interlocking member is disposed along the uphill edge, and a receiving member adapted to receive the interlocking member and a joining flange are disposed along the downhill edge. A panel of the uphill course is affixed to an underlying structure via fasteners through the joining flange. The interlocking member of a panel of the downhill course is insertable into the receiving member of the uphill course, and the position of the panel of the downhill course is adjustable within the span of the receiving member.

Abstract: The present invention relates to materials and systems useful for increasing the safety profile of a candle. In particular, the present invention provides a thermally-protective material that is useful to prepare labels or wraps to encircle or surround a candle. The present invention further provides a cool-touch thermally-protected candle assembly.

Abstract: A Fishing Lure Jig is formed firstly about a split ring or keychain ring that has a double wire portion and also a single wire portion. Thus, a fishing hook having a tightly wound rounded end threaded upon the single wire portion can be effectively stuck there so that it can not proceed up and over the double wire portion as the rounded end is too small to ride through both wires (the double wire portion) at the same time. Then a second hook is attached at its rounded end in the double wire portion and a connector hoop is also loaded thereon so that the first hook with the narrow rounded end is stuck between these two. A connection chain is attached to the connector hoop and a ball is attached to the opposite end thereof using a similar mechanism.

Abstract: An interlocking panel system for top-down installation on an underlying structure including a plurality of panels, with an uphill course and a downhill course where each panel is generally rectangular, having an uphill edge and opposing downhill edge. An interlocking member is disposed along the uphill edge, and a receiving member adapted to receive the interlocking member and a joining flange are disposed along the downhill edge. A panel of the uphill course is affixed to an underlying structure via fasteners through the joining flange. The interlocking member of a panel of the downhill course is insertable into the receiving member of the uphill course, and the position of the panel of the downhill course is adjustable within the span of the receiving member.

Abstract: An interlocking panel system for top-down installation on an underlying structure including a plurality of panels, with an uphill course and a downhill course where each panel is generally rectangular, having an uphill edge and opposing downhill edge. An interlocking member is disposed along the uphill edge, and a receiving member adapted to receive the interlocking member and a joining flange are disposed along the downhill edge. A panel of the uphill course is affixed to an underlying structure via fasteners through the joining flange. The interlocking member of a panel of the downhill course is insertable into the receiving member of the uphill course, and the position of the panel of the downhill course is adjustable within the span of the receiving member.

Abstract: An anchoring system for a hoop house includes a horizontal member. The horizontal member includes an anchor connector and a hoop connector. An anchor can be removably affixed to the anchor connector of the horizontal member. Moreover, an end of a hoop can be connected to the hoop connector. The anchor can include an attachment member that defines a non-vertical passage, where a post member can be inserted into the non-vertical passage and driven into the ground at an angle.

Abstract: A Fishing Lure Jig as described herein is formed firstly about a split ring or keychain ring that has a double wire portion and also a single wire portion. Thus, a fishing hook having a tightly wound rounded end threaded upon the single wire portion can be effectively stuck there so that it can not proceed up and over the double wire portion as the rounded end is too small to ride through both wires (the double wire portion) at the same time. Then a second hook is attached at its rounded end in the double wire portion and a connector hoop is also loaded thereon so that the first hook with the narrow rounded end is stuck between these two. A connection chain is attached to the connector hoop and a ball is attached to the opposite end thereof using a similar mechanism.

Abstract: An interlocking panel system for top-down or bottom-up installation on an underlying structure including a plurality of panels, with an uphill course and a downhill course where each panel is generally rectangular, having an uphill edge and opposing downhill edge. An interlocking member is disposed along the uphill edge, and a receiving member adapted to receive the interlocking member and a joining flange are disposed along the downhill edge. A first panel is positioned on an underlying structure. In top-down installation, a clip is disposed along the downhill edge of the first panel and affixed to the underlying structure, and a second panel is engaged with the receiving member of the first panel. In bottom-up installation, the first panel is affixed to the underlying structure, and a second panel is engaged with the interlocking member of the first panel, and then affixed to the underlying structure.