Patents by Inventor Todd Douglas Simmel

Todd Douglas Simmel has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods associated with cash pooling
    Patent number: 11574369
    Abstract: Systems, methods, and other embodiments associated with cash pooling. According to one embodiment, a system includes an account logic configured to receive at least one change selected by a user and make the at least one change to a pool. The pool includes a plurality of accounts. The system further includes a settlement logic configured to calculate a balance for one or more accounts in the pool. The settlement logic is further configured to identify at least one settlement options for the one or more accounts based at least in part on the balance.
    Type: Grant
    Filed: August 14, 2020
    Date of Patent: February 7, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: James Christopher Noe, Todd Douglas Simmel, Ken C. Kiernan
  • Systems and methods associated with cash pooling
    Patent number: 10783591
    Abstract: Systems, methods, and other embodiments associated with cash pooling. According to one embodiment, a system includes an account logic configured to receive at least one change selected by a user and make the at least one change to a pool. The pool includes a plurality of accounts. The system further includes a settlement logic configured to calculate a balance for one or more accounts in the pool. The settlement logic is further configured to identify at least one settlement options for the one or more accounts based at least in part on the balance.
    Type: Grant
    Filed: December 30, 2015
    Date of Patent: September 22, 2020
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: James Christopher Noe, Todd Douglas Simmel, Ken C Kiernan