Patents by Inventor Todd Duncan Hoover
Todd Duncan Hoover has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240129259Abstract: A durability assessment system may receive a request, from a computing system, for a durability index describing an entity. The durability assessment system may determine the durability index based on information about the resource usage by the entity, such as a resource availability score or a resource allocation score. The durability assessment system may compare the obtained resource availability score and resource allocation score to ranges associated with a set of durability indices. Based on the comparison, the durability assessment system may determine a durability index for the entity. The durability index may indicate an ability of the entity to return accessed resources. In some cases, the durability assessment system may provide the durability index to an allocation computing system that is configured to determine whether to grant access to resources based on the durability index.Type: ApplicationFiled: December 21, 2023Publication date: April 18, 2024Inventors: Todd Duncan HOOVER, Brandi Nicole RECKER, William Charles GATES, Sean Patrick MCKEOWN, Matthew Richard JACKSON, Dinesh Hiro WADHWANI
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Patent number: 11902180Abstract: A durability assessment system may receive a request, from a computing system, for a durability index describing an entity. The durability assessment system may determine the durability index based on information about the resource usage by the entity, such as a resource availability score or a resource allocation score. The durability assessment system may compare the obtained resource availability score and resource allocation score to ranges associated with a set of durability indices. Based on the comparison, the durability assessment system may determine a durability index for the entity. The durability index may indicate an ability of the entity to return accessed resources. In some cases, the durability assessment system may provide the durability index to an allocation computing system that is configured to determine whether to grant access to resources based on the durability index.Type: GrantFiled: November 18, 2022Date of Patent: February 13, 2024Assignee: EQUIFAX INC.Inventors: Todd Duncan Hoover, Brandi Nicole Recker, William Charles Gates, Sean Patrick Mckeown, Matthew Richard Jackson, Dinesh Hiro Wadhwani
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Publication number: 20230082708Abstract: A durability assessment system may receive a request, from a computing system, for a durability index describing an entity. The durability assessment system may determine the durability index based on information about the resource usage by the entity, such as a resource availability score or a resource allocation score. The durability assessment system may compare the obtained resource availability score and resource allocation score to ranges associated with a set of durability indices. Based on the comparison, the durability assessment system may determine a durability index for the entity. The durability index may indicate an ability of the entity to return accessed resources. In some cases, the durability assessment system may provide the durability index to an allocation computing system that is configured to determine whether to grant access to resources based on the durability index.Type: ApplicationFiled: November 18, 2022Publication date: March 16, 2023Inventors: Todd Duncan HOOVER, Brandi Nicole RECKER, William Charles GATES, Sean Patrick MCKEOWN, Matthew Richard JACKSON, Dinesh Hiro WADHWANI
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Providing identification information during an interaction with an interactive computing environment
Patent number: 11574299Abstract: Aspects and examples are disclosed for facilitating transactions with an interactive computing environment provided by a host system. In one example, a processing device receives a data network identifier or other identifier from an interactive computing environment. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the interactive computing environment. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a host server system executing the interactive computing environment.Type: GrantFiled: October 15, 2018Date of Patent: February 7, 2023Assignee: EQUIFAX INC.Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover -
Patent number: 11552901Abstract: A durability assessment system may receive a request, from a computing system, for a durability index describing an entity. The durability assessment system may determine the durability index based on information about the resource usage by the entity, such as a resource availability score or a resource allocation score. The durability assessment system may compare the obtained resource availability score and resource allocation score to ranges associated with a set of durability indices. Based on the comparison, the durability assessment system may determine a durability index for the entity. The durability index may indicate an ability of the entity to return accessed resources. In some cases, the durability assessment system may provide the durability index to an allocation computing system that is configured to determine whether to grant access to resources based on the durability index.Type: GrantFiled: June 15, 2021Date of Patent: January 10, 2023Assignee: EQUIFAX INC.Inventors: Todd Duncan Hoover, Brandi Nicole Recker, William Charles Gates, Sean Patrick McKeown, Matthew Richard Jackson, Dinesh Hiro Wadhwani
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Publication number: 20220400087Abstract: A durability assessment system may receive a request, from a computing system, for a durability index describing an entity. The durability assessment system may determine the durability index based on information about the resource usage by the entity, such as a resource availability score or a resource allocation score. The durability assessment system may compare the obtained resource availability score and resource allocation score to ranges associated with a set of durability indices. Based on the comparison, the durability assessment system may determine a durability index for the entity. The durability index may indicate an ability of the entity to return accessed resources. In some cases, the durability assessment system may provide the durability index to an allocation computing system that is configured to determine whether to grant access to resources based on the durability index.Type: ApplicationFiled: June 15, 2021Publication date: December 15, 2022Inventors: Todd Duncan HOOVER, Brandi Nicole RECKER, William Charles GATES, Sean Patrick MCKEOWN, Matthew Richard JACKSON, Dinesh Hiro WADHWANI
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Patent number: 11443316Abstract: Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the commerce application. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a computing device executing the commerce application.Type: GrantFiled: September 28, 2018Date of Patent: September 13, 2022Assignee: EQUIFAX INC.Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover
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Providing Identification Information During an Interaction With an Interactive Computing Environment
Publication number: 20190050852Abstract: Aspects and examples are disclosed for facilitating transactions with an interactive computing environment provided by a host system. In one example, a processing device receives a data network identifier or other identifier from an interactive computing environment. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the interactive computing environment. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a host server system executing the interactive computing environment.Type: ApplicationFiled: October 15, 2018Publication date: February 14, 2019Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover -
Publication number: 20190034933Abstract: Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the commerce application. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a computing device executing the commerce application.Type: ApplicationFiled: September 28, 2018Publication date: January 31, 2019Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover
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Patent number: 10115102Abstract: Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the commerce application. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a computing device executing the commerce application.Type: GrantFiled: October 13, 2014Date of Patent: October 30, 2018Assignee: Equifax Inc.Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover
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Publication number: 20150106270Abstract: Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the commerce application. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a computing device executing the commerce application.Type: ApplicationFiled: October 13, 2014Publication date: April 16, 2015Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover