Patents by Inventor Todd Duncan Hoover

Todd Duncan Hoover has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240129259
    Abstract: A durability assessment system may receive a request, from a computing system, for a durability index describing an entity. The durability assessment system may determine the durability index based on information about the resource usage by the entity, such as a resource availability score or a resource allocation score. The durability assessment system may compare the obtained resource availability score and resource allocation score to ranges associated with a set of durability indices. Based on the comparison, the durability assessment system may determine a durability index for the entity. The durability index may indicate an ability of the entity to return accessed resources. In some cases, the durability assessment system may provide the durability index to an allocation computing system that is configured to determine whether to grant access to resources based on the durability index.
    Type: Application
    Filed: December 21, 2023
    Publication date: April 18, 2024
    Inventors: Todd Duncan HOOVER, Brandi Nicole RECKER, William Charles GATES, Sean Patrick MCKEOWN, Matthew Richard JACKSON, Dinesh Hiro WADHWANI
  • Patent number: 11902180
    Abstract: A durability assessment system may receive a request, from a computing system, for a durability index describing an entity. The durability assessment system may determine the durability index based on information about the resource usage by the entity, such as a resource availability score or a resource allocation score. The durability assessment system may compare the obtained resource availability score and resource allocation score to ranges associated with a set of durability indices. Based on the comparison, the durability assessment system may determine a durability index for the entity. The durability index may indicate an ability of the entity to return accessed resources. In some cases, the durability assessment system may provide the durability index to an allocation computing system that is configured to determine whether to grant access to resources based on the durability index.
    Type: Grant
    Filed: November 18, 2022
    Date of Patent: February 13, 2024
    Assignee: EQUIFAX INC.
    Inventors: Todd Duncan Hoover, Brandi Nicole Recker, William Charles Gates, Sean Patrick Mckeown, Matthew Richard Jackson, Dinesh Hiro Wadhwani
  • Publication number: 20230082708
    Abstract: A durability assessment system may receive a request, from a computing system, for a durability index describing an entity. The durability assessment system may determine the durability index based on information about the resource usage by the entity, such as a resource availability score or a resource allocation score. The durability assessment system may compare the obtained resource availability score and resource allocation score to ranges associated with a set of durability indices. Based on the comparison, the durability assessment system may determine a durability index for the entity. The durability index may indicate an ability of the entity to return accessed resources. In some cases, the durability assessment system may provide the durability index to an allocation computing system that is configured to determine whether to grant access to resources based on the durability index.
    Type: Application
    Filed: November 18, 2022
    Publication date: March 16, 2023
    Inventors: Todd Duncan HOOVER, Brandi Nicole RECKER, William Charles GATES, Sean Patrick MCKEOWN, Matthew Richard JACKSON, Dinesh Hiro WADHWANI
  • Patent number: 11574299
    Abstract: Aspects and examples are disclosed for facilitating transactions with an interactive computing environment provided by a host system. In one example, a processing device receives a data network identifier or other identifier from an interactive computing environment. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the interactive computing environment. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a host server system executing the interactive computing environment.
    Type: Grant
    Filed: October 15, 2018
    Date of Patent: February 7, 2023
    Assignee: EQUIFAX INC.
    Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover
  • Patent number: 11552901
    Abstract: A durability assessment system may receive a request, from a computing system, for a durability index describing an entity. The durability assessment system may determine the durability index based on information about the resource usage by the entity, such as a resource availability score or a resource allocation score. The durability assessment system may compare the obtained resource availability score and resource allocation score to ranges associated with a set of durability indices. Based on the comparison, the durability assessment system may determine a durability index for the entity. The durability index may indicate an ability of the entity to return accessed resources. In some cases, the durability assessment system may provide the durability index to an allocation computing system that is configured to determine whether to grant access to resources based on the durability index.
    Type: Grant
    Filed: June 15, 2021
    Date of Patent: January 10, 2023
    Assignee: EQUIFAX INC.
    Inventors: Todd Duncan Hoover, Brandi Nicole Recker, William Charles Gates, Sean Patrick McKeown, Matthew Richard Jackson, Dinesh Hiro Wadhwani
  • Publication number: 20220400087
    Abstract: A durability assessment system may receive a request, from a computing system, for a durability index describing an entity. The durability assessment system may determine the durability index based on information about the resource usage by the entity, such as a resource availability score or a resource allocation score. The durability assessment system may compare the obtained resource availability score and resource allocation score to ranges associated with a set of durability indices. Based on the comparison, the durability assessment system may determine a durability index for the entity. The durability index may indicate an ability of the entity to return accessed resources. In some cases, the durability assessment system may provide the durability index to an allocation computing system that is configured to determine whether to grant access to resources based on the durability index.
    Type: Application
    Filed: June 15, 2021
    Publication date: December 15, 2022
    Inventors: Todd Duncan HOOVER, Brandi Nicole RECKER, William Charles GATES, Sean Patrick MCKEOWN, Matthew Richard JACKSON, Dinesh Hiro WADHWANI
  • Patent number: 11443316
    Abstract: Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the commerce application. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a computing device executing the commerce application.
    Type: Grant
    Filed: September 28, 2018
    Date of Patent: September 13, 2022
    Assignee: EQUIFAX INC.
    Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover
  • Publication number: 20190050852
    Abstract: Aspects and examples are disclosed for facilitating transactions with an interactive computing environment provided by a host system. In one example, a processing device receives a data network identifier or other identifier from an interactive computing environment. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the interactive computing environment. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a host server system executing the interactive computing environment.
    Type: Application
    Filed: October 15, 2018
    Publication date: February 14, 2019
    Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover
  • Publication number: 20190034933
    Abstract: Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the commerce application. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a computing device executing the commerce application.
    Type: Application
    Filed: September 28, 2018
    Publication date: January 31, 2019
    Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover
  • Patent number: 10115102
    Abstract: Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the commerce application. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a computing device executing the commerce application.
    Type: Grant
    Filed: October 13, 2014
    Date of Patent: October 30, 2018
    Assignee: Equifax Inc.
    Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover
  • Publication number: 20150106270
    Abstract: Aspects and examples are disclosed for facilitating mobile commerce. In one example, a processing device receives a data network identifier or other identifier from a commerce application. The data network identifier or other identifier can be associated with a mobile device conducting a transaction with the commerce application. The processing device can also obtain a credential associated with the mobile device using the data network identifier. The processing device can additionally retrieve identification information from a credit file associated with the credential. The identification information can be useable for completing the transaction. The processing device can further transmit the identification information to a computing device executing the commerce application.
    Type: Application
    Filed: October 13, 2014
    Publication date: April 16, 2015
    Inventors: John Burrell, Sekhar Dochibhotla, Anand Krishnaswamy, Robert Clark Fuller, Todd Duncan Hoover