Abstract: A computer-implemented method includes providing an electronic loan application form to the graphical user interface displayed in the client device, receiving loan application data from the client device, and pre-approving a user for a lending product to form a pre-approved lending product. The loan application data includes user inputs provided via the electronic loan application form. The computer-implemented method further includes providing selectable lending product features via the graphical user interface displayed in the client device, where each of the selectable lending product features relates to one or more lending products. At least one of the one or more lending products is the pre-approved lending product.

Abstract: A computer-implemented method for setting and tracking financial goals includes associating a user with a financial goal. The method also includes associating the user with a virtual community. The virtual community includes a number of users having similar financial profiles and similar financial goals. The method also includes tracking progress of the number of users of the virtual community towards their respective financial goals and providing to the user via a user interface a comparison of the user's progress towards the user's financial goal relative to the progress of the number of users of the virtual community towards their respective financial goals.

Abstract: A computer-implemented method includes providing an application form configured for electronic display and data entry, receiving loan application data via the form, and providing selectable lending product features based on the loan application data. The selectable lending product features include an approved range of selectable credit options. Each of the selectable credit options has a different associated amount of required collateral. The method also includes receiving feature selection data. The feature selection data includes a selection of at least one of the selectable credit options. The method further includes providing a customized lending product based on the feature selection data.

Abstract: A computer-implemented method for setting and tracking financial goals includes retrieving account information associated with a financial account of a user. The method also includes providing to the user via a user interface, prospective financial goals. The method further includes receiving from the user via the user interface, a selection of one of the financial goals. Further yet, the method includes monitoring the user's account information to track the user's progress towards the selected financial goal. In addition, the method includes providing to the user via the user interface, based on the monitoring of the user's account information, no more than three suggested actions to improve the user's progress towards the selected financial goal.

Abstract: A computer-implemented method includes providing an application form configured for electronic display and data entry, receiving loan application data via the form, and providing selectable lending product features based on the loan application data. The selectable lending product features include an approved range of selectable credit options. Each of the selectable credit options has a different associated amount of required collateral. The method also includes receiving feature selection data. The feature selection data includes a selection of at least one of the selectable credit options. The method further includes providing a customized lending product based on the feature selection data.