Patents by Inventor Todd M. Kunkler

Todd M. Kunkler has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 6014454
    Abstract: An improved system and method is provided for automatically tracking check transactions and generating an expenditure statement thereof using printed bank checks having a plurality of graphic icons disposed thereon. The customer marks the icon which describes the particular expense for which the check payment is being made. The payor bank or a check processing center scans each check to determine which icon(s) have been marked for each particular check transaction. Recorded expenditures are then automatically recorded in a cumulative transaction record. Periodically, this information is organized into a detailed expenditure statement that can be provided to the bank customer.
    Type: Grant
    Filed: April 7, 1999
    Date of Patent: January 11, 2000
    Assignee: Ontrack Management Systems, Inc.
    Inventor: Todd M. Kunkler
  • Patent number: 5917931
    Abstract: An improved system and method is provided for automatically tracking check transactions and generating an expenditure statement thereof using printed bank checks having a plurality of graphic icons disposed thereon. The customer marks the icon which describes the particular expense for which the check payment is being made. The payor bank or a check processing center scans each check to determine which icon(s) have been marked for each particular check transaction. Recorded expenditures are then automatically recorded in a cumulative transaction record. Periodically, this information is organized into a detailed expenditure statement that can be provided to the bank customer.
    Type: Grant
    Filed: July 30, 1997
    Date of Patent: June 29, 1999
    Assignee: Ontrack Management Systems, Inc.
    Inventor: Todd M. Kunkler
  • Patent number: 5740271
    Abstract: An improved system and method is provided for automatically tracking check transactions and generating an expenditure statement thereof using printed bank checks having a plurality of graphic icons disposed thereon. The customer marks the icon which describes the particular expense for which the check payment is being made. The payor bank or a check processing center scans each check to determine which icon(s) have been marked for each particular check transaction. Recorded expenditures are then automatically recorded in a cumulative transaction record. Periodically, this information is organized into a detailed expenditure statement that can be provided to the bank customer.
    Type: Grant
    Filed: July 27, 1994
    Date of Patent: April 14, 1998
    Assignee: On-Track Management System
    Inventors: Todd M. Kunkler, Daniel R. Davidson, Scott J. Sanner
  • Patent number: 5737440
    Abstract: An improved system and method is provided for automatically tracking check transactions and generating an expenditure statement thereof using printed bank checks having a plurality of graphic icons disposed thereon. The customer marks the icon which describes the particular expense for which the check payment is being made. The payor bank or a check processing center scans each check to determine which icon(s) have been marked for each particular check transaction. Recorded expenditures are then automatically recorded in a cumulative transaction record. Periodically, this information is organized into a detailed expenditure statement that can be provided to the bank customer.
    Type: Grant
    Filed: June 7, 1995
    Date of Patent: April 7, 1998
    Inventor: Todd M. Kunkler
  • Patent number: D365598
    Type: Grant
    Filed: March 25, 1994
    Date of Patent: December 26, 1995
    Inventor: Todd M. Kunkler
  • Patent number: D384099
    Type: Grant
    Filed: November 1, 1995
    Date of Patent: September 23, 1997
    Assignee: OnTrack Management Systems, Inc.
    Inventor: Todd M. Kunkler
  • Patent number: D386784
    Type: Grant
    Filed: December 21, 1995
    Date of Patent: November 25, 1997
    Inventor: Todd M. Kunkler
  • Patent number: D396487
    Type: Grant
    Filed: July 15, 1997
    Date of Patent: July 28, 1998
    Inventor: Todd M. Kunkler
  • Patent number: D396488
    Type: Grant
    Filed: July 15, 1997
    Date of Patent: July 28, 1998
    Inventor: Todd M. Kunkler
  • Patent number: D425934
    Type: Grant
    Filed: May 14, 1998
    Date of Patent: May 30, 2000
    Inventor: Todd M. Kunkler