Abstract: A computing device has a processor. A display is coupled to the processor. A user interface is coupled to the processor for entering data into the computing device. A memory is coupled to the processor, the memory storing program instructions that when executed by the processor, causes the processor to: display a floorplan of a blueprint file, wherein the blueprint file is a non-CAD file; select a scale factor for the floorplan; mark and label at least one electrical panel; generate wire routes from selected points on the floorplan to a desired electrical panel of the at least one electrical panel, wherein generating wire routes comprises generating a straight line path from one of the selected points to the desired electrical panel when a direct route is selected; and generate a cost for each of the wire routes generated.

Abstract: A computing device has a processor. A display is coupled to the processor. A user interface is coupled to the processor for entering data into the computing device.

Abstract: A product and process that will enable retail consumers to hedge their exposure to volatile household commodities, such as gasoline and natural gas, by implementing optionality through channels where individuals already purchase those commodities. In turn, this aggregated retail optionality provides an attractive investment vehicle for institutions active in the energy and commodity markets. A commodity supplier such as gasoline retailer (or natural gas utility, credit card issuer, etc.) can sell caps on the cost of gasoline, etc, to its existing customers, in return for a periodic premium billed to the customer's captive credit card statement or utility bill. A dealer can package and securitize the risk in tranches.