Patents by Inventor Todd Michael Binet

Todd Michael Binet has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20040193522
    Abstract: A method, a framework, and a computer program product for an interface for providing check verification, cashing and electronic settlement services are provided. The method receives information including check information for a check being negotiated for monies. The check information is verified by comparing the received check information with issued check information stored at the check issuing financial institution. Upon verifying the received check information, a status flag associated with the check information is modified to indicate that the received check information has been verified and the system marks a void or presentment notification with the check. The verified check information representing an issued check is then authorized for cash settlement.
    Type: Application
    Filed: January 13, 2004
    Publication date: September 30, 2004
    Inventors: Todd Michael Binet, Kenneth E. Rees