Abstract: Systems, methods, apparatus, and computer program products are provided for improving the operation and relevance of customer loyalty programs through geo-location, affiliate marketing and targeted advertising.

Abstract: The present invention is directed to a flexible affiliated consumer association business method that allows consumers to enjoy enhanced buying power with a variety of merchants while at the same time enabling merchants and other groups and institutions such as employers or associations of such consumers to establish flexible repeatable loyalty programs in a cost-efficient manner. A flexible repeatable affiliated consumer method having components which allow a provider to create customizable customer loyalty programs with greater flexibility and creativity while also being modifiable in the market environment in a manner that the program provider can design or alter the program or provide multiple tailored programs as needed to attract consumers to give custom at participating merchants.

Abstract: A display apparatus that can be worn by a user, attached to a surface, and/or comprise a stand-alone display containing a light source that emits light and is positioned so as to illuminate a design on the surface of the display apparatus, and/or that incorporates a lighted surface or video-capable technology and that may be connected to a microprocessor and/or light, sound or motion sensor functionalities connected to a microprocessor that can interpret external stimulus and modify the display according to various criteria to attract viewers. The display apparatus also is connected to or in the case of a wearable display contains a power supply that provides power to the light source or lighted display technology and microprocessor and/or sensor functionalities. In some embodiments, the invention may also include a promotional display member that displays advertising or sponsoring information.