Patents by Inventor Tom R. Elston

Tom R. Elston has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11531690
    Abstract: A geospatial query and navigation process generates a first filtered result comprising assets that satisfy a user generated query, where each asset includes a geospatial location and an exposure rank that estimates a risk associated with the asset based at least in part, upon a policy limit of a policy associated with the asset. The process also generates a current view of a geographical map, and positions indicia on the current view of the geographical map representing assets within the first filtered result according to their geospatial location that are also located within the current view of the geographical map and that also satisfy a predefined exposure rank requirement. The process modifies the current view of the geographical map to alter displayed geographical boundaries responsive to a user entered selection, whereupon the displayed indicia representing assets is updated according to the modified view of the geographical map.
    Type: Grant
    Filed: August 27, 2021
    Date of Patent: December 20, 2022
    Assignee: Nationwide Mutual Insurance Co.
    Inventors: Zachary Bates, Kyle Biddinger, Tom R. Elston
  • Patent number: 11257306
    Abstract: A vehicle data collection and evaluation system. A vehicle data collection device is configured to collect the data associated with the operation of the vehicle. A transmitter is configured to transmit the collected data. An analytics server is configured to receive the collected data transmitted by the transmitter and to process the collected data. A rate processing server configured to determine a driver safety rating. The collected data comprises vehicle speed measured at a predetermined time interval and the analytics server (i) determines a change in speed value over the predetermined time interval and raises the change in speed value to an exponential power to determine an exponentiated change in speed value; (ii) determines a maximum speed of the vehicle during the predetermined time interval; and (iii) determines the driver safety rating based on the maximum speed and a magnitude of the exponentiated change in speed value relative to a distance traveled over the predetermined time interval.
    Type: Grant
    Filed: July 19, 2019
    Date of Patent: February 22, 2022
    Assignee: Nationwide Mutual Insurance Company
    Inventors: David E. Fawcett, Tom R. Elston
  • Patent number: 11106706
    Abstract: A geospatial query and navigation process receives a user selection of a geographical region of interest, and retrieves an identification of assets within a portfolio dataset. The process also generates an exposure rank, and associates for each retrieved identification of an asset, an indicium where the associated indicium is related to the exposure rank. The process generates for display in a graphical user interface, data representing a geospatial relationship of the assets, where each asset is distinguished based upon the associated indicium and receives a user-selection of a displayed asset by detecting that the user has selected the indicium of the associated asset. The process displays an image view of the selected asset, and displays within the graphical user interface, a set of fields of information that characterize the asset.
    Type: Grant
    Filed: October 11, 2019
    Date of Patent: August 31, 2021
    Assignee: Nationwide Mutual Insurance Company
    Inventors: Zachary Bates, Kyle Biddinger, Tom R. Elston
  • Patent number: 10403057
    Abstract: A vehicle data collection and evaluation system. A vehicle data collection device is configured to collect the data associated with the operation of the vehicle. A transmitter is configured to transmit the collected data. An analytics server is configured to receive the collected data transmitted by the transmitter and to process the collected data. A rate processing server configured to determine a driver safety rating. The collected data comprises vehicle speed measured at a predetermined time interval and the analytics server (i) determines a change in speed value over the predetermined time interval and raises the change in speed value to an exponential power to determine an exponentiated change in speed value; (ii) determines a maximum speed of the vehicle during the predetermined time interval; and (iii) determines the driver safety rating based on the maximum speed and a magnitude of the exponentiated change in speed value relative to a distance traveled over the predetermined time interval.
    Type: Grant
    Filed: March 16, 2017
    Date of Patent: September 3, 2019
    Assignee: Nationwide Mutual Insurance Company
    Inventors: David E. Fawcett, Tom R. Elston