Patents by Inventor Tom Sonby

Tom Sonby has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR USING A TOKEN AS A PAYMENT IN A TRANSACTION
    Publication number: 20120173431
    Abstract: Embodiments of the invention relate to systems and methods for using a token as a payment in a transaction. In one embodiment, a method for facilitating a payment transaction using a mobile device can be provided. The method can include validating a user's identity; providing a token to the user; receiving the token and user identification information from a merchant as payment for a transaction; and authorizing the transaction.
    Type: Application
    Filed: December 30, 2010
    Publication date: July 5, 2012
    Applicant: FIRST DATA CORPORATION
    Inventors: Ben Ritchie, Tom Sonby, Charles Williams, Reggie Mitchell, Matthew Webster, Gerald Daniels