Abstract: An information processing device includes: a reception unit that receives event information including an event indicating a driving status of a driver and driver information related to the driver, in one of commercial use and private use of a vehicle; a determination unit that uses a risk based on the event information to determine an insurance premium for the driver or for the vehicle identified by the driver information; and a transmission unit that transmits insurance premium information indicating the determined insurance premium to a processing terminal used by the driver.

Abstract: Disclosed are a business form creating system that can easily create a business form with an attractive visual form (that is, viewable), a business form creating method, and a program. A business form creating system that creates a business form from information described or created in an electronic format includes: a business form output managing unit that calculates business form output information, which includes layout information of a business form to be output, on the basis of printing control data, which defines an output representation of at least one of data to be described in fields and records of the business form to be output, and print data having data to be described in the fields of the business form to be output; and a form file creating unit that creates a form file of the business form on the basis of the calculated business form output information. The business form is created using the form file.