Abstract: A bedspread covering and method of using it in combination with a bed is disclosed. The covering has special advantage when used with a bunk bed having extended bedposts and a footboard or headboard, to provide a snug, neat look. The covering is generally rectangular, with at least two corners having "cutouts" forming end and side flaps. The cutouts align with the bedposts. The end flap extends downward at the end of the bed, and the side flap extends downward along the side of the bed. Elastic tabs with fasteners are located at each of the corners with cutouts to unfastenably and elastically attach the end flap and the side flap together and retain the bedspread snugly and neatly on the bed.