Patents by Inventor Tory K. Passons

Tory K. Passons has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240013228
    Abstract: An illustrative embodiment disclosed herein is a method including assigning, by a virtual assistant computing device, a transaction intent associated with a mobile device user for a transaction and determining by the virtual assistant computing device, whether the transaction is in accordance with policy. The method further includes sending by the virtual assistant computing device, a policy decision recommendation to the mobile device and receiving, by the virtual assistant computing device, a response from the mobile device indicating whether to perform the transaction. The method further includes facilitating, by the virtual assistant computing device, performance of the transaction and generating, by the virtual assistant computing device, an expense report associated with the transaction.
    Type: Application
    Filed: September 21, 2023
    Publication date: January 11, 2024
    Applicant: U.S. Bancorp, National Association
    Inventors: Bradley O. Matthews, Tory K. Passons
  • Patent number: 11810120
    Abstract: An illustrative embodiment disclosed herein is a method including assigning, by a virtual assistant computing device, a transaction intent associated with a mobile device user for a transaction and determining by the virtual assistant computing device, whether the transaction is in accordance with policy. The method further includes sending by the virtual assistant computing device, a policy decision recommendation to the mobile device and receiving, by the virtual assistant computing device, a response from the mobile device indicating whether to perform the transaction. The method further includes facilitating, by the virtual assistant computing device, performance of the transaction and generating, by the virtual assistant computing device, an expense report associated with the transaction.
    Type: Grant
    Filed: September 3, 2021
    Date of Patent: November 7, 2023
    Assignee: U.S. Bancorp, National Association
    Inventors: Bradley O. Matthews, Tory K. Passons
  • Publication number: 20230087384
    Abstract: The present disclosure describes a method for virtual card generation and provisioning. The method may include receiving a request comprising a list of a plurality of identifiers, the remote computing device transmitting the single request to the processor in response to the remote computing device detecting an event; parsing the list of the plurality of identifiers into a first set of identifiers and a second set of identifiers; retrieving a first restriction policy and a second restriction policy; generating a plurality of virtual cards for the plurality of entities by generating a first set of accounts and a second set of accounts; and linking a first set of virtual cards to corresponding accounts of the first set of accounts and a second set of virtual cards to corresponding accounts of the second set of accounts; and provisioning the generated plurality of virtual cards to the remote computing device.
    Type: Application
    Filed: September 9, 2022
    Publication date: March 23, 2023
    Applicant: U.S. Bancorp, National Association
    Inventors: Bradley O. Matthews, Tory K. Passons, Jon C. Zimmermann
  • Publication number: 20210398122
    Abstract: An illustrative embodiment disclosed herein is a method including assigning, by a virtual assistant computing device, a transaction intent associated with a mobile device user for a transaction and determining by the virtual assistant computing device, whether the transaction is in accordance with policy. The method further includes sending by the virtual assistant computing device, a policy decision recommendation to the mobile device and receiving, by the virtual assistant computing device, a response from the mobile device indicating whether to perform the transaction. The method further includes facilitating, by the virtual assistant computing device, performance of the transaction and generating, by the virtual assistant computing device, an expense report associated with the transaction.
    Type: Application
    Filed: September 3, 2021
    Publication date: December 23, 2021
    Applicant: U.S. Bancorp, National Association
    Inventors: Bradley O. Matthews, Tory K. Passons
  • Patent number: 11113696
    Abstract: An illustrative embodiment disclosed herein is a method including assigning, by a virtual assistant computing device, a transaction intent associated with a mobile device user for a transaction and determining by the virtual assistant computing device, whether the transaction is in accordance with policy. The method further includes sending by the virtual assistant computing device, a policy decision recommendation to the mobile device and receiving, by the virtual assistant computing device, a response from the mobile device indicating whether to perform the transaction. The method further includes facilitating, by the virtual assistant computing device, performance of the transaction and generating, by the virtual assistant computing device, an expense report associated with the transaction.
    Type: Grant
    Filed: March 29, 2019
    Date of Patent: September 7, 2021
    Assignee: U.S. Bancorp, National Association
    Inventors: Bradley O. Matthews, Tory K. Passons
  • Publication number: 20200311729
    Abstract: An illustrative embodiment disclosed herein is a method including assigning, by a virtual assistant computing device, a transaction intent associated with a mobile device user for a transaction and determining by the virtual assistant computing device, whether the transaction is in accordance with policy. The method further includes sending by the virtual assistant computing device, a policy decision recommendation to the mobile device and receiving, by the virtual assistant computing device, a response from the mobile device indicating whether to perform the transaction. The method further includes facilitating, by the virtual assistant computing device, performance of the transaction and generating, by the virtual assistant computing device, an expense report associated with the transaction.
    Type: Application
    Filed: March 29, 2019
    Publication date: October 1, 2020
    Applicant: U.S. Bancorp, National Association
    Inventors: Bradley O. Matthews, Tory K. Passons