Abstract: Disclosed herein is a financial card system. The system includes a communications device on which a non-contact integrated circuit chip is installed; and an authentication terminal having a reader/writer allowing reading/writing information on the communications device and capable of transmission and reception of information with the communications device through the reader/writer. The communications device has a storage block, a common area information transmission block, and an individual area information transmission block. The reader/writer of the authentication terminal has a storage block, a common area information reception block, and an individual area information reception block.

Abstract: A communication device, a remote server, a terminal device, a financial card issue system, a financial card authentication system, and a computer-readable storage medium for authenticating card information. In one embodiment, a communication device incorporates an IC chip. The communication device may be connected to a financial institution server and a remote server through a network. The communication device may include a card issue request portion for requesting the financial institution server to issue a first card; a card information write request portion for receiving first card information corresponding to the first card from the financial institution server and requesting the remote server to write the first card information; and a storage portion including a first individual area, a second individual area, and a common area.

Abstract: Disclosed herein is a financial card system. The system includes a communications device on which a non-contact integrated circuit chip is installed; and an authentication terminal having a reader/writer allowing reading/writing information on the communications device and capable of transmission and reception of information with the communications device through the reader/writer. The communications device has a storage block, a common area information transmission block, and an individual area information transmission block. The reader/writer of the authentication terminal has a storage block, a common area information reception block, and an individual area information reception block.

Abstract: Disclosed herein is a financial card system. The system includes a communications device on which a non-contact integrated circuit chip is installed; and an authentication terminal having a reader/writer allowing reading/writing information on the communications device and capable of transmission and reception of information with the communications device through the reader/writer. The communications device has a storage block, a common area information transmission block, and an individual area information transmission block. The reader/writer of the authentication terminal has a storage block, a common area information reception block, and an individual area information reception block.

Abstract: Disclosed herein is an authentication system offering high degrees of security and convenience by use of two storage media. An automatic log-in system (100) requests a server (110) to perform a user authentication process using card-specific information (101) retrieved from an IC card (10) and password information (102) from a portable memory (11). The server (110) authenticates the user by acquiring a user ID and a password using the card-specific information (101) and password information (102). The card-specific information (101) and password information (102) constitute authentication request information, and the user ID and password make up authentication information. Following successful authentication of the user, the server (110) allows the user to log in; in case of unsuccessful authentication, the server (110) denies log-in.

Abstract: A communication device, a remote server, a terminal device, a financial card issue system, a financial card authentication system, and a computer-readable storage medium for authenticating card information. In one embodiment, a communication device incorporates an IC chip. The communication device may be connected to a financial institution server and a remote server through a network. The communication device may include a card issue request portion for requesting the financial institution server to issue a first card; a card information write request portion for receiving first card information corresponding to the first card from the financial institution server and requesting the remote server to write the first card information; and a storage portion including a first individual area, a second individual area, and a common area.

Abstract: Disclosed herein is a financial card system. The system includes a communications device on which a non-contact integrated circuit chip is installed; and an authentication terminal having a reader/writer allowing reading/writing information on the communications device and capable of transmission and reception of information with the communications device through the reader/writer. The communications device has a storage block, a common area information transmission block, and an individual area information transmission block. The reader/writer of the authentication terminal has a storage block, a common area information reception block, and an individual area information reception block.

Abstract: Disclosed herein is an authentication system offering high degrees of security and convenience by use of two storage media. An automatic log-in system (100) requests a server (110) to perform a user authentication process using card-specific information (101) retrieved from an IC card (10) and password information (102) from a portable memory (11). The server (110) authenticates the user by acquiring a user ID and a password using the card-specific information (101) and password information (102). The card-specific information (101) and password information (102) constitute authentication request information, and the user ID and password make up authentication information. Following successful authentication of the user, the server (110) allows the user to log in; in case of unsuccessful authentication, the server (110) denies log-in.

Abstract: A transaction control system is disclosed wherein a center computer is connected through communication circuits with a plurality of terminal devices and wherein the users of the terminal devices do not suffer disadvantages in dealing produced by differences in transmission time with respect to the center computer. With this transaction control system, prior to the ordinary processing, the transmission time required to effect information transmission between the center computer and the various terminal devices is measured. Using the result of this measurement, an adjustment time is then set in each terminal device such as to make the transmission time coincide with a reference time. When in receipt of transaction information, each terminal device displays this transaction information after the lapse of the adjustment time after the time-point of its reception.