Patents by Inventor Tracey R. Thomas

Tracey R. Thomas has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8732013
    Abstract: A filtering module to process purchase transaction data received from a retailer POS is disclosed. Merchant information is used to filter purchase transactions by determining whether the purchase transaction qualifies an initiating purchaser for a reward. The retailer POS transmits purchase data from a merchant to a host, wherein the purchase data includes retailer data, transaction data and a retailer item identifier, and wherein the retailer item identifier enables the host to determine a manufacturer item identifier. The retailer POS then receives a determination that the merchant is a qualifying merchant when the purchase data corresponds to the loyalty program data and causes the host to issue loyalty awards based on the manufacturer item identifier and the loyalty program data.
    Type: Grant
    Filed: November 29, 2010
    Date of Patent: May 20, 2014
    Assignee: Propulsion Remote Holdings, LLC
    Inventors: Medina J. Senghore, Tracey R. Thomas, Fauziah Ariff
  • Patent number: 8732073
    Abstract: The system identifies a revenue producing opportunity for a user. The system obtains information related to the user's income, income sources, user's debts (e.g., bills) and user's goals. The system identifies a revenue producing opportunity for the user by matching user information with information regarding the opportunities. The system further provides recommendations related to the prioritization of paying certain bills and the amount to pay for each bill based upon, for example, savings goals, a community recommendation, minimizing penalties/fees associated with user's debts, minimum amounts due, due dates and available income. The system and/or the user may then determine a payment hierarchy which includes transferring funds to the user's savings account prior to paying all or a portion of certain bills, wherein the transfer of funds may include different funds transfer systems and methods.
    Type: Grant
    Filed: August 6, 2010
    Date of Patent: May 20, 2014
    Assignee: Propulsion Remote Holdings, LLC
    Inventor: Tracey R. Thomas
  • Patent number: 8667082
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: September 12, 2011
    Date of Patent: March 4, 2014
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas
  • Patent number: 8661148
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: September 12, 2011
    Date of Patent: February 25, 2014
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas
  • Publication number: 20140048597
    Abstract: A wireless financial transaction instrument, such as a card, has a magnetic stripe, a display, and an on-board power supply, such as a battery, and is usable with a dual capture point of sale terminal. Information is received by such a terminal from the card wirelessly, and also from the magnetic stripe, and the data received contactlessly is preferably used to verify that read from the stripe. The display can display the account number on command, or to display a current balance, or amount of credit remaining, or any combination of these items of information.
    Type: Application
    Filed: October 21, 2013
    Publication date: February 20, 2014
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: DAVID S. BONALLE, Michael D. Donovan, Sherrie G. Jackson, Scott Glen Paylor, Medina J. Senghore, Tracey R. Thomas
  • Patent number: 8656035
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and evaluated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: September 12, 2011
    Date of Patent: February 18, 2014
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas
  • Patent number: 8650315
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: September 12, 2011
    Date of Patent: February 11, 2014
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas
  • Patent number: 8650318
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: September 12, 2011
    Date of Patent: February 11, 2014
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas
  • Patent number: 8650316
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: September 12, 2011
    Date of Patent: February 11, 2014
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas
  • Patent number: 8650319
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: September 12, 2011
    Date of Patent: February 11, 2014
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas
  • Patent number: 8650317
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: September 12, 2011
    Date of Patent: February 11, 2014
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas
  • Patent number: 8584938
    Abstract: A wireless financial transaction instrument, such as a card, has a magnetic stripe, a display, and an on-board power supply, such as a battery, and is usable with a dual capture point of sale terminal. Information is received by such a terminal from the card wirelessly, and also from the magnetic stripe, and the data received contactlessly is preferably used to verify that read from the stripe. The display can display the account number on command, or to display a current balance, or amount of credit remaining, or any combination of these items of information.
    Type: Grant
    Filed: December 13, 2012
    Date of Patent: November 19, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Mike Donovan, Sherrie G. Jackson, Scott G. Paylor, Medina J. Senghore, Tracey R. Thomas
  • Patent number: 8538874
    Abstract: The invention encourages users to not only pay themselves first, but to pay themselves first in the largest amounts possible, even if they are not able to fully pay outstanding debts. In general, the system obtains information related to the user's income, income sources, user's debts (e.g., bills) and user's goals. The system then provides recommendations related to the prioritization of paying certain bills and the amount to pay for each bill based upon, for example, savings goals, minimum amounts due, due dates and available income. The system and/or the user may then determine a payment hierarchy which includes transferring funds to the user's savings account prior to paying all or a portion of certain bills. The system also transfers instructions related to payment of user debts to an automatic bill payment system to facilitate payment of the user debts.
    Type: Grant
    Filed: May 24, 2004
    Date of Patent: September 17, 2013
    Assignee: Propulsion Remote Holdings, LLC
    Inventor: Tracey R. Thomas
  • Patent number: 8516076
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: September 12, 2011
    Date of Patent: August 20, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas
  • Patent number: 8473380
    Abstract: The invention encourages users to not only pay themselves first, but to pay themselves first in the largest amounts possible, even if they are not able to fully pay outstanding debts. In general, the invention obtains information related to the user's income, income sources, user's debts (e.g., bills) and user's goals, then provides recommendations related to the prioritization of paying certain bills and the amount to pay for each bill based upon, for example, savings goals, minimum amounts due, due dates and available income. The invention also determines a payment hierarchy which includes transferring funds to the user's savings account prior to paying all or a portion of certain bills. The invention also monitors a consumer's purchasing activity based upon an established budget.
    Type: Grant
    Filed: August 2, 2004
    Date of Patent: June 25, 2013
    Assignee: Propulsion Remote Holdings, LLC
    Inventors: Tracey R. Thomas, Raymond R. Ferrell
  • Patent number: 8458086
    Abstract: A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also enables the allocation of a portion or all of a charge or loyalty points to different transaction accounts issued by different issuers, or to sub-accounts.
    Type: Grant
    Filed: December 1, 2008
    Date of Patent: June 4, 2013
    Assignee: Lead Core Fund, L.L.C.
    Inventors: Fred A. Bishop, Bansi L. Sharma, Tracey R. Thomas
  • Patent number: 8407137
    Abstract: The system encourages users to not only pay themselves first, but to pay themselves first in the largest amounts possible, even if they are not able to fully pay outstanding debts. The system obtains information related to the user's income, income sources, user's debts (e.g., bills) and user's goals. The system provides recommendations related to the prioritization of paying certain bills and the amount to pay for each bill based upon, for example, savings goals, minimizing penalties/fees associated with user's debts, minimum amounts due, due dates and available income. The system and/or the user may then determine a payment hierarchy which includes transferring funds to the user's savings account prior to paying all or a portion of certain bills, wherein the transfer of funds may include different funds transfer systems and methods.
    Type: Grant
    Filed: March 1, 2010
    Date of Patent: March 26, 2013
    Assignee: Propulsion Remote Holdings, LLC
    Inventor: Tracey R. Thomas
  • Patent number: 8386623
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: July 29, 2011
    Date of Patent: February 26, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas
  • Patent number: 8348159
    Abstract: A wireless financial transaction instrument, such as a card, has a magnetic stripe, a display, and an on-board power supply, such as a battery, and is usable with a dual capture point of sale terminal. Information is received by such a terminal from the card wirelessly, and also from the magnetic stripe, and the data received contactlessly is preferably used to verify that read from the stripe. The display can display the account number on command, or to display a current balance, or amount of credit remaining, or any combination of these items of information.
    Type: Grant
    Filed: May 10, 2012
    Date of Patent: January 8, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Michael D. Donovan, Sherrie G. Jackson, Scott Glen Paylor, Medina J. Senghore, Tracey R. Thomas
  • Patent number: 8306866
    Abstract: A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards.
    Type: Grant
    Filed: December 17, 2009
    Date of Patent: November 6, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventor: Tracey R. Thomas