Patents by Inventor Tracy E. Higgins

Tracy E. Higgins has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Receiving and processing transaction requests using a distributor portal
    Patent number: 10354331
    Abstract: A method of initiating and processing an annuity transaction request according to a messaging protocol that uses entirely electronic forms of communication is provided. Upon receiving an annuity transaction request at a distributor portal associated with an annuity distribution entity, from an individual associated with the annuity, the distributor portal collects information relevant to the annuity transaction request, such as details about the annuity contract and the particular type of transaction request, and transmits the transaction request to a carrier of the annuity. The receiving, collecting, processing and transmitting is conducted entirely by the distributor portal, which facilities the exchange of electronic communications between the different parties involved.
    Type: Grant
    Filed: July 24, 2015
    Date of Patent: July 16, 2019
    Assignee: Bank of America Corporation
    Inventors: Timothy A. Meyer, Tracy E. Higgins, Karen M. Slayton
  • Receiving and Processing Transaction Requests Using a Distributor Portal
    Publication number: 20150339779
    Abstract: A method of initiating and processing an annuity transaction request according to a messaging protocol that uses entirely electronic forms of communication is provided. Upon receiving an annuity transaction request at a distributor portal associated with an annuity distribution entity, from an individual associated with the annuity, the distributor portal collects information relevant to the annuity transaction request, such as details about the annuity contract and the particular type of transaction request, and transmits the transaction request to a carrier of the annuity. The receiving, collecting, processing and transmitting is conducted entirely by the distributor portal, which facilities the exchange of electronic communications between the different parties involved.
    Type: Application
    Filed: July 24, 2015
    Publication date: November 26, 2015
    Inventors: Timothy A. Meyer, Tracy E. Higgins, Karen M. Slayton
  • Annuity Maintenance Messaging Protocol
    Publication number: 20120022895
    Abstract: A method of initiating and processing an annuity transaction request according to a messaging protocol that uses entirely electronic forms of communication is provided. Upon receiving an annuity transaction request at a distributor portal associated with an annuity distribution entity, from an individual associated with the annuity, the distributor portal collects information relevant to the annuity transaction request, such as details about the annuity contract and the particular type of transaction request, and transmits the transaction request to a carrier of the annuity. The receiving, collecting, processing and transmitting is conducted entirely by the distributor portal, which facilities the exchange of electronic communications between the different parties involved.
    Type: Application
    Filed: July 21, 2010
    Publication date: January 26, 2012
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Timothy A. Meyer, Tracy E. Higgins, Karen M. Slayton