Patents by Inventor Travis M. McGregor

Travis M. McGregor has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220391859
    Abstract: A system and method for secure cryptocurrency transactions with identification information includes a server arrangement communicably coupled to a distributed ledger-based platform, where the server arrangement adds information related to the transaction in the metadata of the transaction. This allows for the availability of information regarding the transaction and also track the transaction, the senders and the receivers of the transaction, if need be. Further, the system may include an additional aspect of an approving authority signing and approving a transaction based on the authenticity of the sender and receiver information, associated with the cryptocurrency transaction.
    Type: Application
    Filed: June 8, 2021
    Publication date: December 8, 2022
    Inventors: Christopher McGregor, Travis M. McGregor, Wolfgang Decker, Carsten Bartsch
  • Patent number: 8639215
    Abstract: A financial transaction processing system in a legacy financial transaction network for wireless mobile handset devices having an internal SIM or USIM under control of a service provider in a wireless communication network connected to an open world communication network in which the SIM or USIM has a secure part of an account management application that manages a financial account in the handset and adjusts the financial account when the user of the handset communicates a number related to the mobile number of the handset to a legacy remote card terminal which routes the number and transaction data to the secure link server of the service provider.
    Type: Grant
    Filed: April 4, 2007
    Date of Patent: January 28, 2014
    Inventors: Gregory M. McGregor, Christopher M. McGregor, Travis M. McGregor
  • Publication number: 20090275363
    Abstract: A financial transaction processing system in a legacy financial transaction network for wireless mobile handset devices having an internal SIM or USIM under control of a service provider in a wireless communication network connected to an open world communication network in which the SIM or USIM has a secure part of an account management application that manages a financial account in the handset and adjusts the financial account when the user of the handset communicates a number related to the mobile number of the handset to a legacy remote card terminal which routes the number and transaction data to the secure link server of the service provider.
    Type: Application
    Filed: April 4, 2007
    Publication date: November 5, 2009
    Inventors: Gregory M. McGregor, Christopher M. McGregor, Travis M. McGregor
  • Publication number: 20080067247
    Abstract: A credit card size authentication card is manufactured using innovative sensor technology, processor technology, power generation and storage, panel display and integration technology. The front of the card has a data display and an exposed, biometric sensor. Internally the card has one or more flex boards that carry low profile, surface-mounted electronic components including a processor that provides the control functions and mathematical calculations to generate a series of random personal identification numbers (PINs) in the display. The random PINs are derived from a biometric seed number obtained during initialization of the card by a discrete user. The electronic circuitry controlling and interconnecting the processor, the sensor and the display is powered by a power system including a thin film battery, a thin film power generator and a low profile power regulator. The thin film power generator preferably comprises a thin film solar collector or RF antenna circuit for energy harvesting.
    Type: Application
    Filed: September 14, 2007
    Publication date: March 20, 2008
    Inventors: Travis M. McGregor, Christopher M. McGregor, Gregory M. McGregor, John T. Gill, G. Frederick Renner, George K. Lund
  • Patent number: 6954133
    Abstract: A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service decrypts the key in a manner at least partially dependent upon a second sequential count maintained in sync with the first count to determine whether the use is authorized. In one embodiment, a separate credit card reader may be configured to read conventional credit cards, smart cards, and credit cards incorporating such bio-metric sensor devices.
    Type: Grant
    Filed: December 19, 2001
    Date of Patent: October 11, 2005
    Inventors: Travis M. McGregor, Christopher M. McGregor, D. Scott McGregor
  • Patent number: 6816058
    Abstract: A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service decrypts the key in a manner at least partially dependent upon a second sequential count maintained in sync with the first count to determine whether the use is authorized.
    Type: Grant
    Filed: April 26, 2001
    Date of Patent: November 9, 2004
    Inventors: Christopher M. McGregor, Travis M. McGregor, D. Scott McGregor
  • Publication number: 20020180584
    Abstract: A system for increasing transaction security across existing infrastructure is provided. An activation mechanism sends an activation signal or a signal providing a PIN and/or other data to a processing device. If the data is verifiable, the processing device performs verification. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service reads the key from a transaction communication PIN field and decrypts based on a second sequential count maintained in sync with the first count to determine whether the use is authorized. In one embodiment a clocking mechanism is also utilized in encrypting and decrypting the key. A separate reader may be similarly configured to read existing smart cards utilizing the process of the present invention.
    Type: Application
    Filed: December 19, 2001
    Publication date: December 5, 2002
    Applicant: Audlem, Ltd.
    Inventors: Travis M. McGregor, Christopher M. McGregor, D. Scott McGregor
  • Publication number: 20020158747
    Abstract: A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service decrypts the key in a manner at least partially dependent upon a second sequential count maintained in sync with the first count to determine whether the use is authorized. A separate reader may be similarly configured to read existing smart cards utilizing the process of the present invention.
    Type: Application
    Filed: April 26, 2001
    Publication date: October 31, 2002
    Inventors: Christopher M. McGregor, Travis M. McGregor, D. Scott McGregor