Abstract: A computer-implemented method for aggregating consumer activity in a loyalty reward program is described. The method implemented using a computing device in communication with a memory. The method includes storing, in the memory, at least one reward offer containing a reward and an activity threshold, receiving registration data from a plurality of registered consumers for the at least one reward offer, storing, in the memory, the registration data for each of the plurality of registered consumers, monitoring financial transaction data for at least one qualifying activity completed by at least one of the plurality of registered consumers, compiling, by the computing device, a total number of qualifying activities completed by all of the registered consumers, and sending the reward to each of the registered consumers when the activity threshold is reached by the total number of qualifying activities.