Patents by Inventor Tricia Elizabeth Allen
Tricia Elizabeth Allen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11381519Abstract: Systems and methods for allocating resources. The system includes a communications module, a processor, and a memory. The memory stores a data record and instructions that, when executed, configure the processor to obtain a data record and transmit an existing score indication corresponding to the data record for display at the client device; receive a first time parameter and an action indicator associated with a shared resource and, in response, determine a first provisional score corresponding to the data record based on the existing score indication, the action indicator, and the first time parameter to provide a first provisional score indication; transmit the first provisional score indication and a selectable option associated with the action indicator for display at the client device while the first provisional score indication is displayed; and in response to receiving a resource transfer instruction, allocate the shared resource associated with the action indicator.Type: GrantFiled: November 20, 2020Date of Patent: July 5, 2022Assignee: The Toronto-Dominion BankInventors: Peter Horvath, Gregory Richard Harper, Richard Thomas, Tricia Elizabeth Allen, Joe Moghaizel, Aline da Rosa Alves, Lawrence Anthony Allen, Kimberly Elizabeth Lam, Min Shen, Melanie Judith Mendoza, Vanessa Li, Alexandra Antonucci, Audrey Madeleine Carr
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Patent number: 10970689Abstract: Methods and devices for controlling display of a user interface. A computing device configured to enable data exchanges in connection with accounts, including a credit account, determines whether a requested data exchange with the credit account will result in the credit account exceeding a utilization threshold. If not, a standard interface for completing the data exchange is displayed. If the data exchange will result in exceeding the threshold, then a modified interface is displayed. The modified interface enables completion of the data exchange within a minimum time period longer than the minimum time period within which the data exchange may be completed through the standard interface. Example modifications include adding an input element or field, adding delay to display or rendering of graphics, adding pop-ups, or removing pre-populated selections or values, among others.Type: GrantFiled: December 12, 2019Date of Patent: April 6, 2021Assignee: The Toronto-Dominion BankInventors: Joe Moghaizel, Tricia Elizabeth Allen, Paul Mon-Wah Chan, John Jong Suk Lee
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Publication number: 20210075741Abstract: Systems and methods for allocating resources. The system includes a communications module, a processor, and a memory. The memory stores a data record and instructions that, when executed, configure the processor to obtain a data record and transmit an existing score indication corresponding to the data record for display at the client device; receive a first time parameter and an action indicator associated with a shared resource and, in response, determine a first provisional score corresponding to the data record based on the existing score indication, the action indicator, and the first time parameter to provide a first provisional score indication; transmit the first provisional score indication and a selectable option associated with the action indicator for display at the client device while the first provisional score indication is displayed; and in response to receiving a resource transfer instruction, allocate the shared resource associated with the action indicator.Type: ApplicationFiled: November 20, 2020Publication date: March 11, 2021Applicant: The Toronto-Dominion BankInventors: Peter HORVATH, Gregory Richard HARPER, Richard THOMAS, Tricia Elizabeth ALLEN, Joe MOGHAIZEL, Aline da Rosa ALVES, Lawrence Anthony ALLEN, Kimberly Elizabeth LAM, Min SHEN, Melanie Judith MENDOZA, Vanessa LI, Alexandra ANTONUCCI, Audrey Madeleine CARR
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Patent number: 10873542Abstract: Systems and methods for allocating resources. The system includes a communications module, a processor, and a memory. The memory stores a data record and instructions that, when executed, configure the processor to obtain a data record and transmit an existing score indication corresponding to the data record for display at the client device; receive a first time parameter and an action indicator associated with a shared resource and, in response, determine a first provisional score corresponding to the data record based on the existing score indication, the action indicator, and the first time parameter to provide a first provisional score indication; transmit the first provisional score indication and a selectable option associated with the action indicator for display at the client device while the first provisional score indication is displayed; and in response to receiving a resource transfer instruction, allocate the shared resource associated with the action indicator.Type: GrantFiled: January 23, 2019Date of Patent: December 22, 2020Assignee: The Toronto-Dominion BankInventors: Peter Horvath, Gregory Richard Harper, Richard Thomas, Tricia Elizabeth Allen, Joe Moghaizel, Aline da Rosa Alves, Lawrence Anthony Allen, Kimberly Elizabeth Lam, Min Shen, Melanie Judith Mendoza, Vanessa Li, Alexandra Antonucci, Audrey Madeleine Carr
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Publication number: 20200118098Abstract: Methods and devices for controlling display of a user interface. A computing device configured to enable data exchanges in connection with accounts, including a credit account, determines whether a requested data exchange with the credit account will result in the credit account exceeding a utilization threshold. If not, a standard interface for completing the data exchange is displayed. If the data exchange will result in exceeding the threshold, then a modified interface is displayed. The modified interface enables completion of the data exchange within a minimum time period longer than the minimum time period within which the data exchange may be completed through the standard interface. Example modifications include adding an input element or field, adding delay to display or rendering of graphics, adding pop-ups, or removing pre-populated selections or values, among others.Type: ApplicationFiled: December 12, 2019Publication date: April 16, 2020Applicant: The Toronto-Dominion BankInventors: Joe Moghaizel, Tricia Elizabeth Allen, Paul Mon-Wah Chan, John Jong Suk Lee
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Patent number: 10540642Abstract: Methods and devices for controlling display of a user interface. A computing device configured to enable data exchanges in connection with accounts, including a credit account, determines whether a requested data exchange with the credit account will result in the credit account exceeding a utilization threshold. If not, a standard interface for completing the data exchange is displayed. If the data exchange will result in exceeding the threshold, then a modified interface is displayed. The modified interface enables completion of the data exchange within a minimum time period longer than the minimum time period within which the data exchange may be completed through the standard interface. Example modifications include adding an input element or field, adding delay to display or rendering of graphics, adding pop-ups, or removing pre-populated selections or values, among others.Type: GrantFiled: October 4, 2016Date of Patent: January 21, 2020Assignee: The Toronto-Dominion BankInventors: Joe Moghaizel, Tricia Elizabeth Allen, Paul Mon-Wah Chan, John Jong Suk Lee
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Publication number: 20190306082Abstract: Systems and methods for allocating resources. The system includes a communications module, a processor, and a memory. The memory stores a data record and instructions that, when executed, configure the processor to obtain a data record and transmit an existing score indication corresponding to the data record for display at the client device; receive a first time parameter and an action indicator associated with a shared resource and, in response, determine a first provisional score corresponding to the data record based on the existing score indication, the action indicator, and the first time parameter to provide a first provisional score indication; transmit the first provisional score indication and a selectable option associated with the action indicator for display at the client device while the first provisional score indication is displayed; and in response to receiving a resource transfer instruction, allocate the shared resource associated with the action indicator.Type: ApplicationFiled: January 23, 2019Publication date: October 3, 2019Applicant: The Toronto-Dominion BankInventors: Peter HORVATH, Gregory Richard HARPER, Richard THOMAS, Tricia Elizabeth ALLEN, Joe MOGHAIZEL, Aline da Rosa ALVES, Lawrence Anthony ALLEN, Kimberly Elizabeth LAM, Min SHEN, Melanie Judith MENDOZA, Vanessa LI, Alexandra ANTONUCCI, Audrey Madeleine CARR
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Publication number: 20180096335Abstract: The present disclosure involves systems and methods for automatically analyzing available data exchange terms based on an analysis and comparison of available terms, where some of the terms may be unavailable in the current data exchange context based on the user and counter party to the data exchange. One example system includes a memory and a processor. Operations performed by the processor can include receiving a data exchange request associated with a set of information and an identifier. A set of contextual information associated with the received request can be determined. Options associated with the identifier, each associated with a set of terms, can be loaded from a storage device. A subset of viable options can be determined from the options based on the set of information and the contextual information, and a particular option from the subset can be selected for use in executing the received data exchange request.Type: ApplicationFiled: October 5, 2016Publication date: April 5, 2018Inventors: Joe Moghaizel, Tricia Elizabeth Allen, Paul Mon-Wah Chan, John Jong-Suk Lee, Rakesh Thomas Jethwa
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Publication number: 20180096318Abstract: Methods and devices for controlling display of a user interface. A computing device configured to enable data exchanges in connection with accounts, including a credit account, determines whether a requested data exchange with the credit account will result in the credit account exceeding a utilization threshold. If not, a standard interface for completing the data exchange is displayed. If the data exchange will result in exceeding the threshold, then a modified interface is displayed. The modified interface enables completion of the data exchange within a minimum time period longer than the minimum time period within which the data exchange may be completed through the standard interface. Example modifications include adding an input element or field, adding delay to display or rendering of graphics, adding pop-ups, or removing pre-populated selections or values, among others.Type: ApplicationFiled: October 4, 2016Publication date: April 5, 2018Applicant: The Toronto-Dominion BankInventors: Joe Moghaizel, Tricia Elizabeth Allen, Paul Mon-Wah Chan, John Jong Suk Lee