Patents by Inventor Trish Gillis
Trish Gillis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12381874Abstract: Systems and Method are provided for transferring authentication from an extended reality (“XR”) device. The systems and method may include the XR device comprising a sensor, and a computing device in electronic communication with the sensor. The sensor may collect biometric information from a user. The computing device may assign a first authentication level based on the biometric information. The user may be prompted to sign or virtually sign a document. The sensor may record a video recording of the user signing the document. The computing device may create a digital file from the video recording and a token indicating the first authentication level and the biometric information. The computing device may embed the token into the digital file. The digital file with the embedded token may be transferred to a second party.Type: GrantFiled: July 7, 2023Date of Patent: August 5, 2025Assignee: Bank of America CorporationInventors: Jennifer Sanctis, Mary Bangs, Veronica Andrea Cadavid, Taylor Farris, Trish Gillis, Jesse James Godley, Brian Meyers, Vishwas Korde
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Patent number: 12333527Abstract: Systems for using bifurcated non-fungible tokens for transaction approval are provided. Systems may include a blockchain, a memory and a processor. The processor may, in a pre-approval stage: mint an identity block for each approver included in a plurality of approvers, upload each identity block to the blockchain and assign a non-fungible token to each approver. The processor may, in an approval stage: receive a file for approval; label the file with a file identifier; identify a subset of approvers for file approval; mint an approval block including the file identifier and an entry slot for each non-fungible token associated with each approver included include in the subset; initiate an approval process by the subset of approvers; receive the non-fungible token that identifies the approver; place each received token within an entry slot of the approval block; upload the approval block to a blockchain; validate the approval block and close the approval block.Type: GrantFiled: July 17, 2023Date of Patent: June 17, 2025Assignee: Bank of America CorporationInventors: Jesse James Godley, Taylor Farris, Trish Gillis
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Patent number: 12284178Abstract: Apparatus and methods for continuous real-time authentication are provided. The apparatus and methods may include using a biometric sensor on an Internet-of-things (“IoT”) device to measure a biometric attribute of a user. The measured biometric attribute may be transmitted to a server to compare to a stored biometric attribute and authenticate the user. The IoT device may continue to measure the biometric attribute of the user at a pre-determined interval. Each measurement may be used to authenticate the user. This continuous authentication process may take place without the user's conscious interaction with the IoT device. The apparatus and methods may include using the continuous authentication to process and approve a transaction the user requests.Type: GrantFiled: October 17, 2023Date of Patent: April 22, 2025Assignee: Bank of America CorporationInventors: Patrick Burgess, Trish Gillis, Taylor Farris, Napangsiri Wanpen
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Publication number: 20250054393Abstract: Apparatus and methods content-based biometric authentication are provided. The apparatus and methods may include multiple biometric sensors and an authentication engine that decides which sensor(s) to use through a context-based analysis. The apparatus and methods may include requesting authentication, analyzing the request to determine which sensor(s) is appropriate, prompting a user to use the sensor(s) and comparing the data received with data stored in a database to provide authentication.Type: ApplicationFiled: October 29, 2024Publication date: February 13, 2025Inventors: Patrick Burgess, Trish Gillis, Taylor Farris, Napangsiri Wanpen
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Publication number: 20250029095Abstract: Systems for using bifurcated non-fungible tokens for transaction approval are provided. Systems may include a blockchain, a memory and a processor. The processor may, in a pre-approval stage: mint an identity block for each approver included in a plurality of approvers, upload each identity block to the blockchain and assign a non-fungible token to each approver. The processor may, in an approval stage: receive a file for approval; label the file with a file identifier; identify a subset of approvers for file approval; mint an approval block including the file identifier and an entry slot for each non-fungible token associated with each approver included include in the subset; initiate an approval process by the subset of approvers; receive the non-fungible token that identifies the approver; place each received token within an entry slot of the approval block; upload the approval block to a blockchain; validate the approval block and close the approval block.Type: ApplicationFiled: July 17, 2023Publication date: January 23, 2025Inventors: Jesse James Godley, Taylor Farris, Trish Gillis
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Publication number: 20250021985Abstract: A computer program product and method for a user to obtain an authentication to an account with a first user device and transfer the obtained authentication to a second user device. The first user device may be a wearable device, such as an XR device like smart glasses, and the second user device may be a smart card, or vice versa. The authentication transfer may enable both devices to be used by the user to access the same account simultaneously. The authentication transfer may also enable the transfer of a stronger authentication that may be obtained on a first user device (e.g., biometric indicia) to a second user device that does not have a capability to obtain the stronger authentication. This may provide the second user device with account access that may otherwise not be available to the second user device or to greater access to the account.Type: ApplicationFiled: July 11, 2023Publication date: January 16, 2025Inventors: Jennifer Sanctis, Mary Bangs, Veronica Andrea Cadavid, Taylor Farris, Trish Gillis, Jesse James Godley, Brian Meyers, Vishwas Korde
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Publication number: 20250024255Abstract: Apparatus and methods for dual authentication through a mobile device are provided. The apparatus and methods may include a device with two or more authentication sensors and a dual-authentication engine. When a request to authenticate a user is received, the user may use two or more of the authentication sensors within a short pre-determined time period. The results of the user's use of the sensors may be analyzed by the dual-authentication engine. When the results satisfy one or more authentication criteria, the dual-authentication engine may authenticate the user.Type: ApplicationFiled: July 11, 2023Publication date: January 16, 2025Inventors: Taylor Farris, Jennifer Sanctis, Jesse James Godley, Trish Gillis
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Publication number: 20250023861Abstract: Provided herein is a system for improved access by a user of mobile computing device to a plurality of remotely stored programs. The system may include a mobile computing device. The system may also include a mobile application. The mobile application may be installed on the mobile computing device. The system may also include a remote server. The server may house the remotely stored programs and shared application data associated with the programs. The data may optionally be stored on a separate content provider component. The mobile application may be configured to display one or more links to access each of the programs. Upon selecting the link(s), the mobile application may access dynamic content of the remote server on the mobile computing device. The mobile application may be configured to display the shared application data via an application-like interface.Type: ApplicationFiled: July 13, 2023Publication date: January 16, 2025Inventors: Jennifer Sanctis, Mary Bangs, Veronica Andrea Cadavid, Taylor Farris, Trish Gillis, Jesse James Godley, Brian Meyers, Vishwas Korde
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Publication number: 20250013725Abstract: Systems and Method are provided for transferring authentication from an extended reality (“XR”) device. The systems and method may include the XR device comprising a sensor, and a computing device in electronic communication with the sensor. The sensor may collect biometric information from a user. The computing device may assign a first authentication level based on the biometric information. The user may be prompted to sign or virtually sign a document. The sensor may record a video recording of the user signing the document. The computing device may create a digital file from the video recording and a token indicating the first authentication level and the biometric information. The computing device may embed the token into the digital file. The digital file with the embedded token may be transferred to a second party.Type: ApplicationFiled: July 7, 2023Publication date: January 9, 2025Inventors: Jennifer Sanctis, Mary Bangs, Veronica Andrea Cadavid, Taylor Farris, Trish Gillis, Jesse James Godley, Brian Meyers, Vishwas Korde
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Publication number: 20250005117Abstract: Systems and methods for authentication may be provided. Systems may include a shell application. The shell application may operate on a mobile device. The shell application may use an authentication protocol to authenticate a user. The shell application may display, to the authenticated user, a plurality of mobile application icons. The shell application may receive a user indication of a desired mobile application. The shell application may port the user from the shell application into the selected mobile application. The shell application may launch and stream the selected mobile application from a cloud location into the shell application. The shell application may enable the user to directly interact with the selected mobile application without the need for further authentication or downloading.Type: ApplicationFiled: June 29, 2023Publication date: January 2, 2025Inventors: Jennifer Sanctis, Jesse James Godley, Trish Gillis, Taylor Farris
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Patent number: 12183103Abstract: Systems and methods for transferring data via a finger tracking smart device from a first user interface (“UI”) to a second UI is provided. The data transferred may be documentation data, including signatures and corrections. The finger tracking smart device may include one or more smart lenses. Methods may include triggering a tracking of the movement of the user's fingers on the first UI and further tracking a start point and an end point of the movement of the user's fingers based on detection of deliberate movements and gestures. Methods may further include capturing a segment of data within the start point of movement and the end point of movement and storing the segment of data in memory on the finger tracking smart device. Methods may further include updating the second UI based on an instruction in a data packet transmitted to the second UI, by inputting the segment of data at a point of movement of the user's fingers on the second UI.Type: GrantFiled: May 23, 2023Date of Patent: December 31, 2024Assignee: Bank of America CorporationInventors: Jennifer Sanctis, Mary Bangs, Veronica Andrea Cadavid, Taylor Farris, Trish Gillis, Jesse James Godley, Brian Meyers, Vishwas Korde
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Publication number: 20240422551Abstract: Provided herein is a method for verifying the identity and location of a putative user of a mobile computing device, including the steps of: photographing the user or a portion thereof with a first camera to generate a user image; photographing the environment with a second camera to generate an environmental image; transmitting the images to a remote receiver device associated with a remote processor; extracting a unit of image biometric information from the user image; comparing the unit of image biometric information to a stored unit of biometric information associated with the putative user's identity in a database of biometric information; and comparing the environmental image with a location image database, where the location image database includes images of known location.Type: ApplicationFiled: June 13, 2023Publication date: December 19, 2024Inventors: Taylor Farris, Jennifer Sanctis, Jesse James Godley, Trish Gillis
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Patent number: 12158933Abstract: Apparatus and methods for content- and context-based biometric authentication are provided. The apparatus and methods may include using multiple biometric sensors and an authentication engine that decides which sensor(s) to use through a content- and/or context-based analysis. The apparatus and methods may include requesting authentication, analyzing the request to determine which sensor(s) is appropriate, prompting a user to use the sensor(s) and comparing the data received with data stored in a database to provide authentication.Type: GrantFiled: July 30, 2021Date of Patent: December 3, 2024Assignee: Bank of America CorporationInventors: Patrick Burgess, Trish Gillis, Taylor Farris, Napangsiri Wanpen
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Publication number: 20240395063Abstract: Systems and methods for transferring data via a finger tracking smart device from a first user interface (“UI”) to a second UI is provided. The data transferred may be documentation data, including signatures and corrections. The finger tracking smart device may include one or more smart lenses. Methods may include triggering a tracking of the movement of the user's fingers on the first UI and further tracking a start point and an end point of the movement of the user's fingers based on detection of deliberate movements and gestures. Methods may further include capturing a segment of data within the start point of movement and the end point of movement and storing the segment of data in memory on the finger tracking smart device. Methods may further include updating the second UI based on an instruction in a data packet transmitted to the second UI, by inputting the segment of data at a point of movement of the user's fingers on the second UI.Type: ApplicationFiled: May 23, 2023Publication date: November 28, 2024Inventors: Jennifer Sanctis, Mary Bangs, Veronica Andrea Cadavid, Taylor Farris, Trish Gillis, Jesse James Godley, Brian Meyers, Vishwas Korde
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Publication number: 20240394123Abstract: A system is provided for dynamic, secure, real-time, symmetrical data streaming using an application portal. The system may include a receiver and router, a plurality of short-term servers, a mid-term database, a K-nearest neighbor number identifier, and an application portal. The receiver and router, via the application portal, may receive a request to stream a data element from a source location to an end location. The receiver and router may retrieve the requested data element from one of the short-term servers, the mid-term database, and/or the source location. Once the data element is retrieved, the data element may be indexed by the K-nearest neighbor number identifier. The application portal may tag the data element with an application number. Based on the application number, a short-term server may be selected. The data element may be forwarded to the selected short-term servers. The short-term storage, via the application portal, may stream the data element to the end location.Type: ApplicationFiled: May 23, 2023Publication date: November 28, 2024Inventors: Jennifer Sanctis, Mary Bangs, Veronica Andrea Cadavid, Taylor Farris, Trish Gillis, Jesse James Godley, Brian Meyers, Vishwas Korde
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Patent number: 12095762Abstract: Systems and methods for multi-stage, biometric-based, digital authentication are provided. Methods include a first and a second stage of authentication. The first stage may include a user profile submitting a first request to access a first digital application, receiving one or more authenticating factors, transmitting, to a central server, the one or more authenticating factors, processing the one or more authenticating factors to authenticate the user profile to the first digital application.Type: GrantFiled: May 23, 2022Date of Patent: September 17, 2024Assignee: Bank of America CorporationInventors: Trish Gillis, Taylor Farris
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Patent number: 12076649Abstract: Apparatus and methods are provided for providing and simulating authentication within a metaverse. A user may request to be authenticated by a computer program. The program may authenticate the user. The program may create a time-limited avatar overlay for the user to utilize within the metaverse. The time-limited avatar overlay may be transmitted to the user. The user may use the avatar overlay within the metaverse to authenticate the user. The user may authenticate through any appropriate method, including by providing a copy of a real identification card to the program. In an embodiment, the avatar overlay may be a digital representation of the identification card or a digital token.Type: GrantFiled: May 23, 2022Date of Patent: September 3, 2024Assignee: Bank of America CorporationInventors: Trish Gillis, Jennifer Sanctis, Taylor Farris
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Patent number: 12021860Abstract: Systems and methods for multi-stage, identity-based, digital authentication are provided. Methods include a first and a second stage of authentication. The first stage may include a user profile submitting a first request to access a first digital application; the computing device receiving, as input, one or more authenticating factors; the computing device transmitting, to a central server, the one or more authenticating factors; the central server processing and authenticating the user profile to the first digital application.Type: GrantFiled: May 23, 2022Date of Patent: June 25, 2024Assignee: Bank of America CorporationInventors: Trish Gillis, Taylor Farris
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Patent number: 11947640Abstract: A mobile device configured for communication with a multi-channel, operating-system (OS)-agnostic application programming interface (API) is provided. The API is configured to provide generic access to an OS-agnostic-device API output. The API may be coupled to a library of user credentials, and a library of data. The data provides information for one or more responses to a request from the user. The device may include an OS-based application and a translator. The translator translates communications between the OS-based application and said OS-agnostic API. The translator may convert an OS-compliant message header to a generic message header and to convert a generic message header to an OS-compliant message header. The OS-agnostic API may receive a communication initiation from the device. The device may be associated with a first channel. The API may request and receive 1) user credentials associated with the device and 2) data, authenticate the user credentials, and pull the data.Type: GrantFiled: July 12, 2021Date of Patent: April 2, 2024Assignee: Bank of America CorporationInventors: Patrick Burgess, Trish Gillis, Taylor Farris, Napangsiri Wanpen
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Patent number: 11928265Abstract: Systems and methods for transferring data via a finger tracking smart device from a first user interface (“UI”) to a second UI is provided. The data transferred may be documentation data, including signatures and corrections. The finger tracking smart device may include one or more smart lenses. Methods may include triggering a tracking of the movement of the user's fingers on the first UI and further tracking a start point and an end point of the movement of the user's fingers based on detection of deliberate movements and gestures. Methods may further include capturing a segment of data within the start point of movement and the end point of movement and storing the segment of data in memory on the finger tracking smart device. Methods may further include updating the second UI based on an instruction in a data packet transmitted to the second UI, by inputting the segment of data at a point of movement of the user's fingers on the second UI.Type: GrantFiled: May 23, 2023Date of Patent: March 12, 2024Assignee: Bank of America CorporationInventors: Jennifer Sanctis, Mary Bangs, Veronica Andrea Cadavid, Taylor Farris, Trish Gillis, Jesse James Godley, Brian Meyers, Vishwas Korde