Abstract: A head covering includes a cap-like assembly made from soft, water absorbent fabric which may be characterized by having loops. The soft, water absorbent fabric may be comprised of terry cloth, and the terry cloth fabric may be comprised of plural terry cloth panels sewn together by stitches. A visor is connected to the cap-like assembly. In one embodiment, the cap-like assembly includes a head-size adjustment strap located in a back portion of the cap-like assembly. The head-size adjustment strap includes a portion of hook-containing material that attaches to the cap-like assembly for securing a selected head-size adjustment. In another embodiment, the cap-like assembly serves as an inner cap-like assembly, and an inner visor is connected to the inner cap-like assembly. An inner connector assembly is connected to a top side of the inner visor. An outer cap-like assembly. An outer visor is connected to the outer cap-like assembly. An outer connector assembly is connected to a bottom side of the outer visor.