Abstract: Methods involve analyzing data of at least one analyte from one or more samples obtained from a subject, categorizing the subject into a risk category according to the analysis of the analyte data, and assigning a frequency of healthcare utilization for the subject according to the categorized risk category for the subject. Subjects that are identified to be at higher risk for cancer can be assigned a higher frequency of healthcare utilization whereas subjects identified to be at a lower risk for cancer can be assigned a lower frequency of healthcare utilization. Given the limitations of healthcare resources, this enables the prioritization of longitudinal tracking and follow up visits for subjects that are at highest risk.

Abstract: An interface for interfacing a merchant processor with a card issuer database receives a merchant profile including transaction request data elements and stores the merchant profile in a global merchant database. A request for data corresponding to at least one element of the merchant profile is transmitted to a merchant system and/or a cardmember database. Data corresponding to the merchant profile is received from the merchant system and/or the cardmember database and stored in the global merchant database. A marketing system is notified that at least one record associated with the merchant profile is stored in the global merchant database.

Abstract: An interface for interfacing a merchant processor with a card issuer database receives a merchant profile including transaction request data elements and stores the merchant profile in a global merchant database. A request for data corresponding to at least one element of the merchant profile is transmitted to a merchant system and/or a cardmember database. Data corresponding to the merchant profile is received from the merchant system and/or the cardmember database and stored in the global merchant database. A marketing system is notified that at least one record associated with the merchant profile is stored in the global merchant database.

Abstract: Automated authorization and processing of an interim payment is disclosed. When a merchant requests payment prior to a recurring payment process being enabled, the system handles the payment request without customer intervention. The system requests and receives a transaction coordination code for an interim payment from a financial processor. The system passes the interim payment transaction coordination code to the merchant so the merchant may obtain an authorized payment.