Patents by Inventor USHA NARAYANA

USHA NARAYANA has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and Methods for Display Notifications for Routing of Electronic Transaction Processing Results
    Publication number: 20210027383
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Application
    Filed: October 8, 2020
    Publication date: January 28, 2021
    Inventors: Usha Narayana, Kimberly Belle Summerrow
  • Systems and methods for tracking and adjustment of electronic transaction processing results
    Patent number: 10817860
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Grant
    Filed: December 17, 2018
    Date of Patent: October 27, 2020
    Assignee: Bank of America Corporation
    Inventors: Usha Narayana, Kimberly Belle Summerrow, Jared J. Blackburn, Shaun G. Hunter, Van A. Noles
  • Systems and methods for display notifications for routing of electronic transaction processing results
    Patent number: 10810674
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Grant
    Filed: December 17, 2018
    Date of Patent: October 20, 2020
    Assignee: Bank of America Corporation
    Inventors: Usha Narayana, Kimberly Belle Summerrow
  • Systems and Methods for Display Notifications for Routing of Electronic Transaction Processing Results
    Publication number: 20190130489
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Application
    Filed: December 17, 2018
    Publication date: May 2, 2019
    Inventors: Usha Narayana, Kimberly Belle Summerrow
  • Systems and Methods for Tracking and Adjustment of Electronic Transaction Processing Results
    Publication number: 20190122194
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Application
    Filed: December 17, 2018
    Publication date: April 25, 2019
    Inventors: Usha Narayana, Kimberly Belle Summerrow, Jared J. Blackburn, Shaun G. Hunter, Van A. Noles
  • Systems and methods for tracking and adjustment of electronic transaction processing results
    Patent number: 10169749
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Grant
    Filed: September 3, 2015
    Date of Patent: January 1, 2019
    Assignee: Bank of America Corporation
    Inventors: Usha Narayana, Kimberly Belle Summerrow, Jared J. Blackburn, Shaun G. Hunter, Van A. Noles
  • Systems and methods for display notifications for routing of electronic transaction processing results
    Patent number: 10169820
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Grant
    Filed: September 3, 2015
    Date of Patent: January 1, 2019
    Assignee: Bank of America Corporation
    Inventors: Usha Narayana, Kimberly Belle Summerrow
  • Systems and methods for additional notification and inputs of electronic transaction processing results
    Patent number: 10157420
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Grant
    Filed: September 3, 2015
    Date of Patent: December 18, 2018
    Assignee: Bank of America Corporation
    Inventors: Usha Narayana, Philip D. Armstrong
  • Systems and Methods for Tracking and Adjustment of Electronic Transaction Processing Results
    Publication number: 20170068943
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Application
    Filed: September 3, 2015
    Publication date: March 9, 2017
    Inventors: Usha Narayana, Kimberly Belle Summerrow, Jared J. Blackburn, Shaun G. Hunter, Van A. Noles
  • Systems and Methods for Location Identification and Notification of Electronic Transaction Processing Results
    Publication number: 20170068938
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Application
    Filed: September 3, 2015
    Publication date: March 9, 2017
    Inventors: USHA NARAYANA, KIMBERLY BELLE SUMMERROW, JARED J. BLACKBURN, SHAUN G. HUNTER, VAN A. NOLES
  • Systems and Methods for Storage and Selective Routing of Electronic Transaction Processing Results
    Publication number: 20170069026
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Application
    Filed: September 3, 2015
    Publication date: March 9, 2017
    Inventors: Usha Narayana, Kimberly Belle Summerrow
  • Systems and Methods for Display Notifications for Routing of Electronic Transaction Processing Results
    Publication number: 20170069028
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Application
    Filed: September 3, 2015
    Publication date: March 9, 2017
    Inventors: Usha Narayana, Kimberly Belle Summerrow
  • Systems and Methods for Additional Notification and Inputs of Electronic Transaction Processing Results
    Publication number: 20170069027
    Abstract: A computer implemented system and method are disclosed involving technological advancements in the processing of electronic transaction processing results. The system may comprise a computer apparatus implementing a checking account system, a savings account system, a merchant account and investment account on a funds management system, and one or more computer systems and mobile devices including a communication interface, processor, memory storing computer-executable instructions, and savings modules. Reward amounts may be calculated based on various techniques.
    Type: Application
    Filed: September 3, 2015
    Publication date: March 9, 2017
    Inventors: Usha Narayana, Philip D. Armstrong